Best value back options for IRCTC train tickets booking

[Vineet_]

I am going to book around 9-10k for 3 AC train total 4 tickets tickets with in next 10 days what will be best value back option kindly suggest ?

 

[bhaveshS]

How much PG charges for money back plus after cashback exact figures.

1%=29

 

[card_wizard]

Millennia debit card via SMARTBUY IRCTC, if you already availed Millennia monthly 400 cashback then ignore it.

Otherwise AMAZON and pay using AGV purchased using Cashback SBI

The same can be availed via HDFC easyshop platinum debit card right, only catch I think is that cashback will be credited after 90 days if I am not wrong

 

[VISHESH_BANSAL]

The same can be availed via HDFC easyshop platinum debit card right, only catch I think is that cashback will be credited after 90 days if I am not wrong

Yes
5%.
Cashback Capping for smartbuy txns is 1000/Card/Month

 

[card_wizard]

Yes
5%.
Cashback Capping for smartbuy txns is 1000/Card/Month

Any idea about the benefit if I use HDFC millenia credit card instead of HDFC easyshop platinum debit card on train ticket?

 

[_na_cheese]

Any idea about the benefit if I use HDFC millenia credit card instead of HDFC easyshop platinum debit card on train ticket?

5%.

 

[_na_cheese]

5%.

Some 17rs pg charges.

But the cashback is given in 2-4 days.

And I think you'll also get 1% as reward points? Not sure.

 

[VISHESH_BANSAL]

Any idea about the benefit if I use HDFC millenia credit card instead of HDFC easyshop platinum debit card on train ticket?

90 days waiting period will reduce to just 3 days.

If you have Millenia credit card then use Millenia otherwise use any HDFC DC

 

[bhaveshS]

90 days waiting period will reduce to just 3 days.

If you have Millenia credit card then use Millenia otherwise use any HDFC DC

But have to give 1% extra charge.

 

[VISHESH_BANSAL]

But have to give 1% extra charge.

But you will receive 1% RP too.

 

[bhaveshS]

But you will receive 1% RP too.

Oh right 👍 then go for millenia instead of dc

 

[card_wizard]

Oh right 👍 then go for millenia instead of dc

isn't 5% cashback better than 1% reward points? suppose my ticket price is 100 then using DC i get 5 rs but using millenia 1 reward point!!

 

[_na_cheese]

isn't 5% cashback better than 1% reward points? suppose my ticket price is 100 then using DC i get 5 rs but using millenia 1 reward point!!

Using DC will give you 5% cb but it can take 90 days to get the cb.

Using CC its 5% CB in the current statement (so it's more like instant discount as I'll have to pay less than ticket price when the bill is dur)and 1% RP to cover the conv fees.

If you don't have cash problems. DC shouldn't be a prob.

 

[prashhant]

Buy MMT voucher (5% as Amazon Pay Balance) on Amazon using SBI Cashback card which gives CB also and book the tickets from MMT and pay using gift card

So you save a lot

Are we still getting cashback on it?

 

[federer.reddevil]

Are we still getting cashback on it?

Nope it is patched

 

[prashhant]

Nope it is patched

Any other way to get good cashback on MMT using SBI CB?

 

[federer.reddevil]

Any other way to get good cashback on MMT using SBI CB?

I dont have any idea