Seeking Guidance: Choosing the Best UPI App in 2024

[VibhavBilgoji]

Choosing the Best UPI App in 2024​

I'm writing to seek your assistance in choosing the best UPI app for my needs in 2024. With the vast array of options available, making an informed decision can be overwhelming.


I'm primarily looking for an app that excels in the following aspects:

• User Interface: A clean, intuitive, and user-friendly interface that allows for quick and effortless navigation.
• Offers: Attractive cashback, discounts, and rewards on UPI transactions, bill payments, recharges, etc.
• Wallet Features: Robust wallet functionality with features like expense tracking, budget management, and investment options (if available).
• Card Facilities: Seamless integration with credit and debit cards for payments, recharges, and bill payments.
• App Performance: Smooth and lag-free experience with appealing animations (if used tastefully).
• Overall Experience: A positive and enjoyable experience that exceeds expectations across all features mentioned above.

To provide some context, I typically use Payzapp for UPI payments. However, I'm open to exploring new options that offer a better overall experience.
Additionally, if you could share any specific insights or tips on features, functionality, or hidden gems I may have missed, it would be incredibly helpful.

 

[VibhavBilgoji]

I am surprised no one talked about Amazon pay...
i mean it has a wallet, credit card to UPI, and also gives good rewards

 

[VibhavBilgoji]

I use slice wallet, haven't linked any bank acc. After every txn it asks to play a game similar to fruit ninja🤣🤣. I 've received upto Rs 8🤑/txn

have you tried loading the wallet with millennia debit card?
do we get 1% cashback?

 

[VibhavBilgoji]

Kiwi and mobikkwik

does kiwi give rewards on UPI transactions via savings account as well?
it showed that I wasn't eligible for the card.

 

[AritraSaha]

Choosing the Best UPI App in 2024​

I'm writing to seek your assistance in choosing the best UPI app for my needs in 2024. With the vast array of options available, making an informed decision can be overwhelming.


I'm primarily looking for an app that excels in the following aspects:

• User Interface: A clean, intuitive, and user-friendly interface that allows for quick and effortless navigation.
• Offers: Attractive cashback, discounts, and rewards on UPI transactions, bill payments, recharges, etc.
• Wallet Features: Robust wallet functionality with features like expense tracking, budget management, and investment options (if available).
• Card Facilities: Seamless integration with credit and debit cards for payments, recharges, and bill payments.
• App Performance: Smooth and lag-free experience with appealing animations (if used tastefully).
• Overall Experience: A positive and enjoyable experience that exceeds expectations across all features mentioned above.

To provide some context, I typically use Payzapp for UPI payments. However, I'm open to exploring new options that offer a better overall experience.
Additionally, if you could share any specific insights or tips on features, functionality, or hidden gems I may have missed, it would be incredibly helpful.

App performance & ui wise PAYTM is the best.

Wallet wise amazon pay or Mobikwik ( not included Paytm for recent issue)

Try kiwi for Rewards

 

[VibhavBilgoji]

App performance & ui wise PAYTM is the best.

Wallet wise amazon pay or Mobikwik ( not included Paytm for recent issue)

Try kiwi for Rewards

does kiwi give rewards on UPI transactions via savings account as well?
it showed that I wasn't eligible for the card, probably cause i have 2 other Ax-is cards.

 

[RAMESH BABU N]

I prefer Amazon Pay. Good wallet. Many options, well accepted. Some rewards, also. Dependable n always on.

 

[imdjay]

What about Payzapp? It has a wallet, load via CC. Rupay UPI. etc.

 

[SSV]

What about Payzapp? It has a wallet, load via CC. Rupay UPI. etc.

But not many places to spend using wallet money..except for their crappy choices from shop section

 

[deep@vie]

I use slice wallet, haven't linked any bank acc. After every txn it asks to play a game similar to fruit ninja🤣🤣. I 've received upto Rs 8🤑/txn

By this time,you would have earned a million🤣

 

[SSV]

shifting from paytm wallet thinking of using slice wallet without linking any bank acc. could you answer few doubts:

1. how's the experience of upi? any failed/processing..... transactions you faced?
2. do they force the default mobileno@slice or can it be modified to customupi@slice by removing the mobileno@slice upi id?
3. loading via dc & cc possible? MCC code?
4. any daily/monthly limits? or any limitation on no.of transactions.
5. some upi apps have the shitty location mandatory thing. does this one too?

1. Never
2. Yes, the force mobile no
3. DC - for me enabled, but for some it has been disabled. CC - charges. No idea regarding mcc.
4. 2L/month and 1L/txn
5. No

Can we fund Slice account thru CC ?? or below is outdated?

 

[varun__goel_]

Can we fund Slice account thru CC ?? or below is outdated?

 

[VibhavBilgoji]

What about Payzapp? It has a wallet, load via CC. Rupay UPI. etc.

yeah thats the one i was considering before creating this thread. btw where is the cashback credited when buying vouchers from gyftr via payZapp wallet? in the wallet itself right?

 

[SSV]

yeah thats the one i was considering before creating this thread. btw where is the cashback credited when buying vouchers from gyftr via payZapp wallet? in the wallet itself right?

In the wallet it self but as cash points. You need to redeem them to covert them into wallet balance

 

[Rahul92]

In the wallet it self but as cash points. You need to redeem them to covert them into wallet balance

Can we purchase gyftr vouchers using payzapp wallet balance ?

 

[SSV]

Can we purchase gyftr vouchers using payzapp wallet balance ?

Yes, but thru Payzapp app only ..

 

[panchabhut]

Can we fund Slice account thru CC ?? or below is outdated?

For direct CC funding charges apply. but you can load from CC to some other wallet and then trfr via UPI

 

[SSV]

For direct CC funding charges apply. but you can load from CC to some other wallet and then trfr via UPI

Thank you.. I will have a go with Slice tomorrow..
Will the full kyc done immediately thru vkyc??

 

[panchabhut]

Thank you.. I will have a go with Slice tomorrow..
Will the full kyc done immediately thru vkyc??

yes. try during day time only.

 

[varun__goel_]

Thank you.. I will have a go with Slice tomorrow..
Will the full kyc done immediately thru vkyc??

No vkyc required
A selfie and a penny drop from bank acc

 

[SSV]

No vkyc required
A selfie and a penny drop from bank acc

This is even better.. super .. it seems these guys are very simple yet practical and efficient from what I read in their website..
Just my gut feel..
Thanks Varun bhai for bringing this to my notice..
I will be Slicing from tomorrow onwards !!