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Devaluation ICICI Bank Credit Card Devaluation Notice 3rd January, 2024 | Lounge access, DCC fees, Reward System affected

Prime Carlsen

TF Premier
VIP Lounge
Don't bother, the reward rate is very low, less than 2%
For the 10% discount any ICICI card will do except Amazon
Yeah I am aware of this. I wanted to know if it was offered easily or not. If it is LTF, then I find it good for BOGO.
 

nickee007

TF Buzz
Yeah I am aware of this. I wanted to know if it was offered easily or not. If it is LTF, then I find it good for BOGO.
If you have long term relationship with ICICI or have ICICI Wealth Management or Wealth Select account then you can try by applying it on their page (This make a cibil enquiry):


It will list down cards you are applicable and joining and annual fees.
If both joining and annual fees shows NIL then go ahead with the application.
 

Prime Carlsen

TF Premier
VIP Lounge
If you have long term relationship with ICICI or have ICICI Wealth Management or Wealth Select account then you can try by applying it on their page (This make a cibil enquiry):


It will list down cards you are applicable and joining and annual fees.
If both joining and annual fees shows NIL then go ahead with the application.
Thanks for the detailed answer. Last year I had applied for Rubyx this way. After that sapphiro was not coming up for me for several months under this application so I went ahead with alumni application recently.

I was curious to see if sapphiro ever came up as ltf without salary criteria fulfilment. I think based on the responses, good relationship and wealth accounts do get it.
 

sanjib123

TF Buzz
However, Apay ICICI will still give 1% CB at wallet loading, sigh of relief for many although I am not able to use sideloading via zomato at paytm as Paytm isn't accepting anymore new applications for wallet transactions
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
However, Apay ICICI will still give 1% CB at wallet loading, sigh of relief for many although I am not able to use sideloading via zomato at paytm as Paytm isn't accepting anymore new applications for wallet transactions
Paytm at 4.25% .. for regular wallet loaders
 

the_dark_knight

TF Ace
Contributor
Yes this is correct..
if there is one mainstream HDFC card that can never ever be devalued ..it is the legendary MB+ , because there is absolutely no room/ scope to devalue…
It’s so well planned and designed card that there won’t be any devaluations
Room is plenty, panda, in moneyback+, hence there is enough scope to remove the valueback it provides
FYI, mb+ provides 10x reward points on platforms like swiggy, amazon, big basket,Flipkart,reliance smart etc.
Had you known this, you wouldn't have opted for infinia, isn't it?
 

SSV

TF Pioneer
Contributor
VIP Lounge
Now we should start a new topic which is the biggest rip off credit card
You would see overwhelming responses in this category ... competition will be fierce !! for both getting in to top 10 and for winning the title !!!
 

drsel

TF Legend
It’s welcome change given the crowd we see in lounges these days 💁🏼‍♂️
What is worse is the queue to get in, when people in front of you try each and every card they have to get free Lounge access and waste everybody's time.

Just imagine each person dumping 10 cards at the counter and telling the cashier to try all of them to see which card will give him free Lounge access 😂
 
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nickee007

TF Buzz
What is worse is the queue to get in, when people in front of you try each and every card they have to get free Lounge access and waste everybody's time
Yeah just to see if their cards have acceptance and they don’t know it yet.

What lounges should do it allow them in and charge the 1.5k one time fees (all this while they are eating food that they thought is free)

They won’t do it next time onwards, and at least would do some research before entering a lounge next time.
 
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