Editor’s note: This card has been discontinued w.e.f. 15th May 2023.
RBL Bank has started issuing Zomato Edition Black again after the embargo was lifted from the MasterCard network. Currently, you can get an upgrade to this card only if you are holding a Zomato Edition Classic, and is not an easy task.
Read on to find out whether you should apply for this card after the recent devaluations!
Charges and Welcome Benefits
|Joining Fees||₹1499 + GST|
|Renewal Fees||₹1499 + GST|
|Renewal Fee Waiver||Annual fee waived off on spending |
Clearly, this card is too bad when it comes to renewal and welcome benefits, absolutely no value is given back in the form of Edition Cash. Even RBL Bank is offering better joining benefits on Zomato Edition Classic. With an increased annual fee waiver condition this card has lost its charm.
|Spends Area||Reward Rate||Capping|
|Dining/ Delivery (Zomato) & Blinkit||10 Edition Cash/₹100||1000 Edition Cash/Day|
|All other Spends*||1 Edition Cash/ ₹100||None|
- *Edition Cash accrual is not applicable on spending done on wallet load & rent payments.
- 1 Edition Cash = 1 Zomato Credit = 1 INR worth of food on Zomato.
- Edition Cash will be credited to your account within 3 working days of making a purchase or crossing a spending milestone.
- On the Zomato app, your Edition Cash works just like real money. Use it to order food online or to pay at restaurants, using your Zomato app.
After this recent mindless devaluation, I am surprised to see that they have left not much difference between Classic and Black cards. With no 2% cashback on offline spending and 10% on offline dining, this card is certainly not worth the fee being asked for. But even after the recent devaluation, the reward structure is still very aggressive for a bank like RBL. With 1% Edition Cash on online spending, it is still better than most of the cards of RBL Bank.
A 10% reward rate on offline dining spending is also quite lucrative. But the real reason why this card is the most sought one currently is its birthday offer, a flat 10% reward on all the spending is just too good to be true. Let’s see till when this offer will sustain till then carpe diem! All gone now!
Edition cash can be converted to Zomato credits in a click and can be used instantly for ordering food and can be combined with available discount coupons, which makes it even more rewarding.
This is a great product from RBL Bank and they can capture a good market with this card. But they need to make the upgrades and application process smoother and more transparent and also sort out the cashback issues at the earliest.
- Get 2000 Edition Cash on spending ₹5,00,000 every year.
This benefit is another nominal addition to the existing reward structure that jacks up the reward rate by 0.4%. Not surprised to see this at all as here also the Zomato Edition Classic gives better milestone benefits than this card!
Zomato Pro Plus Membership
Currently, you get an annual Zomato Pro Plus membership which gets renewed annually as long as you hold this card which gives you unlimited free deliveries. But since Zomato has stopped giving Pro Plus memberships to customers anymore it has been excluded from the card offering in the future and will last till your current membership is active. Nevertheless, the benefits of this membership (except free delivery) are for namesake these days as Zomato is out of competition as compared to mouth-watering offers available on Dineout and EazyDiner Prime.
Domestic Airport Lounge Access: The Card Member will get 2 complimentary visits/quarter in a tie-up with the Mastercard network.
International Airport Lounge Access: The Cardmember will also get 2 complimentary visits/year, with Priority Pass, which is available upon request.
BookMyShow BOGO Offer
The cardmember will get 1 movie ticket free on purchase of 1 movie ticket at BookMyShow, once a month. The maximum discount amount will be INR. 200/- per transaction.
Forex Markup Charges
The Card Member will be eligible for a low forex markup of 1.50% on all international transactions which is quite competitive.
How to apply?
Check out the money tab on your Zomato application and apply for Edition Classic Card first. Zomato has already given invites to the masses but if you are still to get an invite you can refer to the steps given on the TechnoFino Community here for an invite. Now you can try and ask RBL for an upgrade to Zomato Edition Black. We have compiled all the required steps here for the upgrade.
The upgrade has not been smooth for many people as per the general feedback that I have received. Though the upgrade has been easier for people having a good relationship with RBL Bank.
RBL Bank has recently devalued this card so much that there is not a single reason I can suggest you for holding this card. If you are having an LTF version of this card which is very rare to be seen then continue to use it on merchant offers till you find a more suitable RBL credit card for your spending needs. And it simply makes no sense to get a paid version of this card now.
Instead, you can explore Axis Airtel, IndusInd Eazy Diner and AU Bank Zenith which are currently giving the best rewards on food delivery and dining. And if you are holding other premium cards then don’t bother about this card.
Are you holding RBL Zomato Edition Black? Feel free to share your thoughts about the recent devaluations in the comments below.
Chief Editor, TechnoFino.
Personal finance nerd! Physics enthusiast and trainer. When not into Physics, he is minting points and hunting for the next best credit card for himself.