Which Debit Card to use for Credit Card Bill Payment in July 2025

[INN]

Is axis billdesk still giving rewards for idfc rupay?

Transaction failed for me.

 

[muzan_21]

Is axis billdesk still giving rewards for idfc rupay?

No transaction faied ho rahe

 

[sujal]

which account to open BOI or IDFC which is best for monthly 2-3 lakhs of cc bill payment and for consistent rewards??

 

[mobsol2017]

which account to open BOI or IDFC which is best for monthly 2-3 lakhs of cc bill payment and for consistent rewards??

avoid BOI shitty service & random payment decline issue for big amount transaction

 

[muzan_21]

which account to open BOI or IDFC which is best for monthly 2-3 lakhs of cc bill payment and for consistent rewards??

1 ghanta bhi nai rehta kuchh abhi to consistent to bahot bada word bol diye ser

 

[sujal]

avoid BOI shitty service & random payment decline issue for big amount transaction

ok so what will be the best route for idfc account opening? should i opt wealth ? what will be the lowest amb i can do 6-7 L IP

 

[sujal]

1 ghanta bhi nai rehta kuchh abhi to consistent to bahot bada word bol diye ser

kya karsakte hai 2 mahina toh chale kam se kam 😆

 

[HatakeKakashi]

ok so what will be the best route for idfc account opening? should i opt wealth ? what will be the lowest amb i can do 6-7 L IP

Open online and then ask for an upgrade

Else walk into a branch. They can get you into wealth directly

 

[sujal]

Open online and then ask for an upgrade

Else walk into a branch. They can get you into wealth directly

what is the lowest AMB ?and best variant for rewards?

 

[ash_m]

Considering the traction this thread has been receiving, and since every bank seems to have an agent here - instead of persistently trying to sell those loans to people (yeah, HDFC I'm talking about you) I guess they should just sell "premium" DCs to customers that genuinely gives rewards on CC bill payments via their portal.

Unlike CC, DC is not an unsecured loan. You get people to open bank accounts, deposit money, maintain some AMB, charge AMC on the card as well. Sell CC, get the data, then sell DC to them for rewards on CC bill payments (indirectly incensitiving people to spend more on CC).

 

[amazon_fan]

no IDFC blocked eveything - freecharge, good score, zavo, save sage ..

+ Phonepe (VISA)

 

[mobsol2017]

ok so what will be the best route for idfc account opening? should i opt wealth ? what will be the lowest amb i can do 6-7 L IP

lowest amb is 25k i think if you have IDFC cc then they may offer you low amb or 0 Amb account

 

[mojo_jojo123]

+ Phonepe (VISA)

so now phonepay also blocked by idfc ?

 

[VGisHere]

so now phonepay also blocked by idfc ?

It isnt really blocked by IDFC.

But phonepe now gives a merchant that doesnt fetch you rewards.

 

[mojo_jojo123]

It isnt really blocked by IDFC.

But phonepe now gives a merchant that doesnt fetch you rewards.

okay but soon IDFC will block phonepe also

 

[saber.mbt]

Transaction failed for me.

Not giving rewards I tried yesterday

 

[RohitSah]

Is there any way to pay electricity bill using IDFC DC and fetch rewards?

 

[saber.mbt]

Is there any way to pay electricity bill using IDFC DC and fetch rewards?

Check Highway Delite App. For recharge/electricity Razorpay gateway is working, there u can use your IDFC Visa Debit card.

 

[cardgenie]

Is there any way to pay electricity bill using IDFC DC and fetch rewards?

Idfc gives 250 Rp for paying first bill of everymonth... good thing is it has no min bill value .

 

[RohitSah]

Actually I need to pay electricity bill of around 50-70k every month.....so how can i maximize my rewards?