reward

This is an awareness thread on Reward Points. I see many videos and articles where the finfluencers encourage people to buy Amazon vouchers via Gyftr for HDFC and Amex cards. Even banks, in a sort of way, misrepresent the actual reward rates, and people with cards like Regalia Gold, Amex MRCC...

Hello dear members, I have recently activated a BPCL Credit card from SBI and was quite excited to start using it until I read about the reward points forfeiture on instant sale discounts policy on various threads here. Its disappointing that banks cannot streamline these issues to a convenient...

Is it true that we won't get any reward if we use HDFC credit card for instant discount or we get cashback on e commerce websites ?

I got an Axis Atlas credit card last month. As a frequent traveler, I would like to know which hotel group and airline partner offer the best value for reward redemption. Please help. I also have a few more doubts about this card — can any experienced users assist me?

I have an IndusInd credit card and I'm exploring the "Pay with Rewards" feature through TWID on myjio. can i use my reward points to recharge a different mobile number on MyJio? Or are the points restricted to recharging only my registered mobile number via MyJio?

Hi, 912 reward points from my coral rupay credit card have disappeared suddenly for no reason. In my redemption history there is no update (I had made only one redemption in December 2024) however total reward points accumulated since the card activation has been reduced by 912 points as well...

Which Debit card use for Credit Card bill payment in July 2025: 1) IDFC Debit cards: All IDFC account holder apply 2nd debit card - Add-on IDFC Firstap Sticker RuPay Platinum Debit Card. You will get same reward points and 10x reward points benefit as per your account variant - Normal/General...

1. Cashback Percentage: What is the exact cashback rate offered on UPI transactions? 2. Minimum Transaction Amount: Is there a minimum per-transaction spend (e.g., ₹100 or ₹500) required to be eligible for cashback for UPI? 3. Eligible MCC Codes or Categories: Are there specific merchant...

Effective from June 5, 2025 the Virtual Bonus Points on SBI Virtual Debit Card will cease to exist making the net rewards rate on par with the Physical Debit Cards. Source: https://sbi.co.in/web/personal-banking/cards/debit-card/sbi-virtual-debit-card

On 17th June, 2025, I bought an electronic appliance from Croma using my Tata Neu Infinity credit card and chose the Low-Cost EMI for 6 months to get around ₹6,000 instant discount, whose summary is as follows: The total amount debited from my card was ₹37,613.33. As I'm aware, HDFC provides...

“If I’ve reached the ₹10,000 accelerated reward point cap on SmartBuy for the month using my add‑on card—will further SmartBuy spends on my primary card still earn accelerated points, or has the cap been hit for the entire account (primary + add‑on)? Any confirmation from HDFC or official T&C...

FeatureWealth Credit CardPower+ Credit Card Base Earn10 RP/₹150 (on reaching ₹20,000 monthly spend)3 RP/₹150 (no milestone required) Bonus Reward Points on Hotel Bookings+50 RP/₹150+50 RP/₹150 Bonus Reward Points on Flight Bookings+20 RP/₹150+30 RP/₹150 Total Earn on Hotel Bookings60...

Need Expert Advise... Axis block my rewad portal in DEC 2023. Transection on Bankit & Runpaisa.. On Magnus card. Feb 2024 they close my Magnus card. April 2024 Aply Atlas card and received but edge portal is blocked. AS they said its block for customer ID. Complain to RBI not got any help...

Sbi Summer carnival Rewardz season has started offering 5x Reward points... does this have any capping of entire points...it is showing 600 max for each transaction...any update on this...

Air India has credited the bonus points for the transfer promotion run in March earlier this year. It offered users up to 50% extra bonus points for transfers between 6th - 31st March as detailed here. Back then I transferred 85,000 points from my Air India SBI Signature card during the offer...

On 31st May 2025, I did a transaction of ₹1,103 on Amazon with my Amazon Pay ICICI Bank credit card. When the transaction was settled today, I was stunned to notice that instead of showing a reward point of ₹55 (5% of ₹1,103), it is showing a reward point of ₹11 instead, which is about 1% of the...

Hi Travel Gurus, Need help to find best possible ways to redeem reward points/airmiles from BLR to LHR travelling in 'Premium Economy' class targeted end of this month. 1. HDFC Smartbuy shows below price on 24th Jun for direct flights: If i use this portal, will redeem 39,156 infinia reward...

Hi All, Most credit card users fall into two categories — those who prefer cashback and those who go for reward points or airmiles. Cashback is simple. The benefit is direct and easy to understand. It shows up as a statement credit or wallet balance, and there’s no need to track or plan...

Make every road trip memorable and every journey rewarding with AU Credit Card. With each refuel, make every trip WORTH IT! • Get 10 Bonus Reward Points on every Rs 100 spent on all fuel transactions • Max. Reward Points - 1000 per credit card account • Offer Period: 12th May to 30th June 2025...

Hi guys, The title is self-explanatory. I'd applied for SBI VDC after reading good reviews of it here. Also that one has to be patient to get these rewards, especially for new card holders. It has been 5 months now that I have been using this card, 99% for SBI UNIPAY bill payments. I've also...