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  1. xfactcc

    [Help] HPCL Energie card, paid at pump via UPI, first denied surcharge waiver, now denying accelerated rewards

    Using HPCL Energie credit card, Paid at HP petrol pumps Rs. 500, they did not reverse the surcharge or give accelerated rewards. When contacted their CRM, they said the pumps are not in their 'MID' list. When I identified one of them successfully on HPCL website, they said surcharge will be...
  2. theda

    [Best Fuel Card] Indus Delight Debit Card - Problem With Point Redemption Value Fixed

    Indusind Delight debit card had problem while redeeming the point, where it gave only 0.5p per point. But now it has been fixed. Point are now getting credited immediately to account with value of 1rs per point. Also the minimum point to redeem has been increased form 300 to 500. Why Is It the...
  3. SL93

    Amazon Pay get RBI's payment aggregator license

    Amazon Pay get RBI's payment aggregator license How will this benefit retail customers? How will it lead to higher rewards/ utility of amazon pay?
  4. P

    For maximum benefit: One card for everything or Category based card

    I recently became active in the TFC. My question is using a singe card for every spend or category(Fuel, co-branded cards) cards for different spends. Which one would give better returns?
  5. ank_sh1

    Credit card for big offline purchase

    Hello all, I know this might be a repetitive post but didn’t find any other thread for big (depends upon person to person) purchase. I am looking at a offline furniture purchase of ~2L in first week of march. I don’t know the MCC code of merchant. So, even if I don’t have a recommended card, I...
  6. K

    Credit card for offline gold purchase

    Hello I'll be making substantial gold purchases this month for wedding. Please suggest a credit card suitable for offline gold purchases. I've shortlisted the following * Axis atlas, 2 Edge points / 100 ₹. 1 EP = 1 ₹ * Axis Vistara, milestone tickets. ~ 3.7% (assuming 7.5k flight ticket and...
  7. PreciousTincture

    Best cards for paying Advance tax: Sept 2023

    I usually pay advance tax every month, currently holding Axis Magnus ( with Burgundy ) + HDFC DCB ( aiming for Infinia soon ). with magnus preventing ERs on govt. transaction and HDFC not paying any from the very start. I am looking for other options. With some light research i found out amex...
  8. K

    Which one is your most used credit card and what % of value do you get back as reward?

    I'm starting this thread to see who is using which card as their primary or most used card and what is the value he/she is getting back in terms of cashback , airmile, hotel points etc. I'm using ICICI Amazon pay card the most out of all cards. I'm getting 5% cashback + 1% bill payment (HDFC...
  9. E

    Best card for online forex spending

    Hi, I wanted to know best card from the below for online forex spending (mostly for exam fees & application fees) HDFC Millenia ICICI Amazon Pay IDFC Millenia Axis My Zone AU Xcite Ace Indusind Legend SC platinum rewards Kotak League (Rupay)
  10. codenerd

    Indusind Legend Reward System

    Hi, I recently got Indusind LEGEND CC LTF and was exploring its rewards structure. Even though its LTF (I didnt pay even a single rupee as renewal and hence didn't get any joining benefits) but it still is very useful. Its reward rate as I checked: On weekdays - 1 RP/100 rs On weekend - 2...
  11. amitalpha

    Buybacks - a very small rewarding opportunity

    Generally, there are buybacks by the companies that are listed in the stock market and they often are able to provide you with an easy gain of Rs. 100-300 per share. But but there are many conditions attached such as acceptance ratio, ex-date, etc. Sometimes if a good buyback comes it can even...
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