Which Debit Card to use for Credit Card Bill Payment in July 2025

[SonyTom]

Nobody will tell here or anywhere in TF. Because there is one Abisek and other moles roaming around here who will report it to banks for their personal gain.
They themselves may inform us of an app or website which gives rewards when the developer of that website or app pays them for getting traffic to their website.
After the developer reaches target, they devalue. The got traffic / installs and our data. The moles got money. Who is the fool here

 

[tempmirzaa]

Anyone receive refund from Goodscore

Maximum 48 hours u will get refund

 

[Ram1]

Nobody will tell here or anywhere in TF. Because there is one Abisek and other moles roaming around here who will report it to banks for their personal gain.
They themselves may inform us of an app or website which gives rewards when the developer of that website or app pays them for getting traffic to their website.
After the developer reaches target, they devalue. The got traffic / installs and our data. The moles got money. Who is the fool here

Hm makes sense
Now i have doubt on many

 

[prk]

i guess sbi 0.25% is still working right or is that gone too

 

[VISION]

i guess sbi 0.25% is still working right or is that gone too

YES, working.. if u pay 1lak then it is 0.5%

 

[BhaiyaJi]

One Last Time 🤔
View attachment 107128

Yearly wale 5K ka bhi to aayega

 

[saber.mbt]

@Abhishek012 Bro, after reading your expense card thread, first I applied for the expense card and it got approved quickly. Then to actually start using it, I applied for the SBI Cashback Card last night around 10 PM. Never expected SBI to be this fast! By 10 AM this morning, they came for physical verification, approved me on the spot, and gave me the e-card right away. Now both cards got dispatched together today. Thankyou 👍🏻

 

[HatakeKakashi]

Nobody will tell here or anywhere in TF. Because there is one Abisek and other moles roaming around here who will report it to banks for their personal gain.
They themselves may inform us of an app or website which gives rewards when the developer of that website or app pays them for getting traffic to their website.
After the developer reaches target, they devalue. The got traffic / installs and our data. The moles got money. Who is the fool here

You are seriously discounting the intelligence of the banks themselves. They have all the transaction data with them - May be they were not looking before. But like any serious business, when they do look for it, they have all the information thry need to take any type of action.

 

[TripleAce]

@Abhishek012 Bro, after reading your expense card thread, first I applied for the expense card and it got approved quickly. Then to actually start using it, I applied for the SBI Cashback Card last night around 10 PM. Never expected SBI to be this fast! By 10 AM this morning, they came for physical verification, approved me on the spot, and gave me the e-card right away. Now both cards got dispatched together today. Thankyou 👍🏻

What’s an expense card?

 

[BhaiyaJi]

@Abhishek012 Bro, after reading your expense card thread, first I applied for the expense card and it got approved quickly. Then to actually start using it, I applied for the SBI Cashback Card last night around 10 PM. Never expected SBI to be this fast! By 10 AM this morning, they came for physical verification, approved me on the spot, and gave me the e-card right away. Now both cards got dispatched together today. Thankyou 👍🏻

Which thread bro?

 

[Portgas D Ace]

YES, working.. if u pay 1lak then it is 0.5%

sbi vd has 50k limit right. is it per day or per transaction?

 

[S.B.N.B]

Indus dc ka reward kaise redeem kare for cash new NetBanking me?

 

[VISION]

sbi vd has 50k limit right. is it per day or per transaction?

per day.. . .

 

[kohinoor]

I have a CC bill of Rs 1 lakh to pay this month. On going thru some pages in this thread I got to know about returns thru SBI virtual debit card. I want to know whether that method (0.25%/0.5%) applies to payments via SBI Unipay only or can be used on platforms like mobikwik, cred etc? Secondly whether there is any cap on the rewards here.

Also are there any other better methods to pay CC bill for better returns? The current 1 lakh bill is for amazon pay ICICI card

 

[rahulj87]

I have a CC bill of Rs 1 lakh to pay this month. On going thru some pages in this thread I got to know about returns thru SBI virtual debit card. I want to know whether that method (0.25%/0.5%) applies to payments via SBI Unipay only or can be used on platforms like mobikwik, cred etc? Secondly whether there is any cap on the rewards here.

Also are there any other better methods to pay CC bill for better returns? The current 1 lakh bill is for amazon pay ICICI card

Sbi dc will get reward points for use at Mobikwik.

 

[saber.mbt]

Indus dc ka reward kaise redeem kare for cash new NetBanking me?

New NetBanking no option at present. You can contact customer care and ask them to convert reward points to cash. If they say they can't see or fetch your points. Then you have to mail the customer service reachus@indusind.c** and ready for the battle.

 

[mobsol2017]

I have a CC bill of Rs 1 lakh to pay this month. On going thru some pages in this thread I got to know about returns thru SBI virtual debit card. I want to know whether that method (0.25%/0.5%) applies to payments via SBI Unipay only or can be used on platforms like mobikwik, cred etc? Secondly whether there is any cap on the rewards here.

Also are there any other better methods to pay CC bill for better returns? The current 1 lakh bill is for amazon pay ICICI card

use it anywhere you want use combine physical dc + virtual dc total 125k limit per day, prefer rupay dc to avoid convenience charge. Monthly rewards capped at 10k rewards worth RS 2500.

 

[shivamk]

CC Bills to Pay: 50K-1L per month on avg. sometimes goes to multi lakhs
Debit Cards Available: HDFC Plat DC (Old), Axis Priority MasterCard DC, Ujjivan Rupay Select DC, SBI Virtual DC, IndusInd Exclusive Visa Signature DC
Currently Using: HDFC Autopay for non-HDFC CC, Freecharge website for HDFC CC (1K x2/freecharge account via HDFC Plat DC)

Are there any other options which can fetch either >1% or >Rs.750/month capping?

Also, is Freecharge still giving utility mcc for <1K cc payments? Because I suspect that it is not giving that MCC and I am not getting reward points for the same.

Also, is anybody else facing issues with autopay CC bills of high value? I had ~1L Axis bill that didn't go through stating limits, even though every limit is above 5L (Autopay configured limits, Netbanking configured DC spend limit, per card Autopay limit)

What's the return % on Axis priority? Also which app is working for indusind visa signature?

 

[saber.mbt]

What's the return % on Axis priority? Also which app is working for indusind visa signature?

Kindly use Cred for Indus Visa Signature debit card. Minimum Payment 50K for Debit card.

 

[Rakshitk99]

Considering the traction this thread has been receiving, and since every bank seems to have an agent here - instead of persistently trying to sell those loans to people (yeah, HDFC I'm talking about you) I guess they should just sell "premium" DCs to customers that genuinely gives rewards on CC bill payments via their portal.

Unlike CC, DC is not an unsecured loan. You get people to open bank accounts, deposit money, maintain some AMB, charge AMC on the card as well. Sell CC, get the data, then sell DC to them for rewards on CC bill payments (indirectly incensitiving people to spend more on CC).

Aap jo keh rahe woh sun ne mai accha hai but practical nahi hai.

Banks arent giving anything on rent payment which is a genuine expenses on dc and cc and you expecting banks to openly given 2-3% on CC bill payments. Chindi chor Lotak started giving 1% upto 60 Rs but that is max you can expect.

You can wish but sapne suhane hai bas. Even existing working things won't last long.