Which Debit Card to use for Credit Card Bill Payment in July 2025

[drdaga]

Check Highway Delite App. For recharge/electricity Razorpay gateway is working, there u can use your IDFC Visa Debit card.

is geninuie app as my bbps transaction is stuck since saturday night

 

[Thefox]

I have not tried personally but got to know that IDFC DC gives rewards if used to pay CC bill via axis bill desk, you can give a try

I tried that, but Bill desk portal says "card not allowed" as soon as I give the first 6 digits of the IDFC Debit Card.

 

[Thefox]

Actually I need to pay electricity bill of around 50-70k every month.....so how can i maximize my rewards?

Buy amazon pay gift card using SBI cashback credit card. Can use addon cards for bypassing limits and rely on other merchants like maximise to get the vouchers.

 

[Thefox]

I D F C blocked RuPay DC for making payment, tried for Axis with above link.

Same with Master DC as well.

 

[RohitSah]

Check Highway Delite App. For recharge/electricity Razorpay gateway is working, there u can use your IDFC Visa Debit card.

Not working 😔

 

[Exewhyzee]

Close this thread. Everyone's beating around the bush.

 

[desiviru]

Close this thread. Everyone's beating around the bush.

Bush is long gone. Then came Oh-Alabama aka Obama. Currently, everyone's beating around the Trump.

 

[BhaiyaJi]

Buy amazon pay gift card using SBI cashback credit card. Can use addon cards for bypassing limits and rely on other merchants like maximise to get the vouchers.

Amazon only allows payments up to 25K via pay balance.

 

[newmakerhere]

 

[Ram1]

Considering the traction this thread has been receiving, and since every bank seems to have an agent here - instead of persistently trying to sell those loans to people (yeah, HDFC I'm talking about you) I guess they should just sell "premium" DCs to customers that genuinely gives rewards on CC bill payments via their portal.

Unlike CC, DC is not an unsecured loan. You get people to open bank accounts, deposit money, maintain some AMB, charge AMC on the card as well. Sell CC, get the data, then sell DC to them for rewards on CC bill payments (indirectly incensitiving people to spend more on CC).

Couldn't agree more

 

[desiviru]

Amazon only allows payments up to 25K via pay balance.

25K is for insurance while for electricity it is 15K only via GC. Recently I had Rs.15023.39 elec bill (badkismati se thoda sa upar).

Fortunately my elec board allows payment at site. So I paid Rs.24 and BBPS again fectched 14999.39 as bill which was allowed by AmyJohn. Had I not checked the option at elec board website which allows to edit, would have ended up paying all amount there.

 

[neo.puneet]

25K is for insurance while for electricity it is 15K only via GC. Recently I had Rs.15023.39 elec bill (badkismati se thoda sa upar).

Fortunately my elec board allows payment at site. So I paid Rs.24 and BBPS again fectched 14999.39 as bill which was allowed by AmyJohn. Had I not checked the option at elec board website which allows to edit, would have ended up paying all amount there.

i'm not doing this now a days but last year during summers i used to prepay 4-5k before the bill generates and then it used to come under 15k 😀 i think you won't be able to prepay thought because of bbps 🤐

 

[desiviru]

i'm not doing this now a days but last year during summers i used to prepay 4-5k before the bill generates and then it used to come under 15k 😀 i think you won't be able to prepay thought because of bbps 🤐

I think you didn't read throughly. Elec board website fetch bill from its server and not BBPS. Yes, if bill is fetching from BBPS anywhere then it is not possible.

Just like you, I also used this advance payment 3-4 times till now when I calculated bill myself and found that it can go above 15K.

Only this time an additional 0.070% tax made it go beyond my calculations. But elec board website don't fetch using BBPS. They allow direct payment via 3 agreegators. So now even if it comes above 15K I know where I have to pay partly first.

 

[hashiro7hashiro7 is verified member.]

One Last Time 🤔

 

[muzan_21]

New upi PG option in highway delight
Jo chahiye razorpay vala woh nai enable krenge

 

[iamgroot]

One Last Time 🤔
View attachment 107128

why last time???

 

[roshan17]

One Last Time 🤔
View attachment 107128

Why last time? Is it stopping?

 

[rutgersbach]

CC Bills to Pay: 50K-1L per month on avg. sometimes goes to multi lakhs
Debit Cards Available: HDFC Plat DC (Old), Axis Priority MasterCard DC, Ujjivan Rupay Select DC, SBI Virtual DC, IndusInd Exclusive Visa Signature DC
Currently Using: HDFC Autopay for non-HDFC CC, Freecharge website for HDFC CC (1K x2/freecharge account via HDFC Plat DC)

Are there any other options which can fetch either >1% or >Rs.750/month capping?

Also, is Freecharge still giving utility mcc for <1K cc payments? Because I suspect that it is not giving that MCC and I am not getting reward points for the same.

Also, is anybody else facing issues with autopay CC bills of high value? I had ~1L Axis bill that didn't go through stating limits, even though every limit is above 5L (Autopay configured limits, Netbanking configured DC spend limit, per card Autopay limit)

 

[Tamraj Kilvish]

Ye thread kab tak chalegi, sare loops tricks sabki to khod dali, ab kuch bachha hua hai to jaldi bata do

 

[Pravin1156]

Anyone receive refund from Goodscore