Top 10 WORST cards in India

[drsel]

Requesting all experts to give their views and opinions of the top 10 WORST credit cards in India which are designed to bait gullible customers.
eg. Cards which give very low returns on spends
OR
have high charges and fees including joining fee, renewal fee, forex markup, etc; without proportional returns
Thanks 🙏

 

[RAMESH BABU N]

Moreover,
I see wrong perception of CC by the recent/current crop of CC users.

CCs are being seen more as investment products - with a returns-vs-cost angle - whereas the reality is that CCs are NOT such investment products. They are convenience products. With minor inducements to make them popular n sought after.

So, treating them n classifying them on returns-vs-cost parameter is not correct.

 

[SpiesCan'tCatchMe]

Indusind legend (paid variant)
HDFC regalia (paid)

 

[imdjay]

Indusind legend (paid variant)
HDFC regalia (paid)

Free ka toh sab accha hota hai. aur paid ka sab bekar kuch cards ko chor ker.

 

[prc1990]

ICICI tops the list still 🦁.

 

[pprakash11]

YES BANK Elite 🤣

 

[hedgehog2122]

Most of the ICICI Cards

 

[pprakash11]

ICICI tops the list still 🦁.

Iske points at least 1RP = ₹0.25 hai

Yes Bank 0.1

 

[BK7]

ICICI rewards not at all good, only limit enhancement good.

 

[Tejo]

Requesting all experts to give their views and opinions of the top 10 worst credit cards in India which are designed to suck out wealth from gullible innocent customers. Thanks 🙏

First disclose what do you mean.. "worst Top 10 credit cards" ??

How can a credit card will take out wealth ..... ?

 

[plastikman]

Diners Club Privilege
Kotak Royale
Bajaj RBL Supercard
SBI Elite
SBI Prime

 

[drsel]

First disclose what do you mean.. "worst Top 10 credit cards" ??

How can a credit card will take out wealth ..... ?

Cards which give very low returns on spends
OR
have high charges and fees including joining fee, renewal fee, forex markup, etc; without proportional returns

 

[D7162]

Yes bank & RBL bank cards

 

[BK7]

PVR Kotak no.1 worst from my list

 

[D7162]

Diners Club Privilege
Kotak Royale
Bajaj RBL Supercard
SBI Elite
SBI Prime

SBI Elite I will not agree

You can easily takeout fees from BMS only, and if you are a high spender, it gives good return

 

[drsel]

Yes bank & RBL bank cards

What about Yes Marquee and Yes Reserve with 3x or 5x benefits?

 

[D7162]

What about Yes Marquee and Yes Reserve with 3x or 5x benefits?

Utlity spend me bekar, and they are good if you book flights from their portal, if you consider only voucher redemption, its bekaar

 

[COSMOCRAT]

Axis airtel. Gives lots of cashback. I'm running out of space at home to keep all the cashbacks. 😡

 

[D7162]

Axis airtel. Gives lots of cashback. I'm running out of space at home to keep all the cashbacks. 😡

are, I want that card but not able to get that. have atleast 3 prepaid + 1 broadband of airtel

 

[plastikman]

SBI Elite I will not agree

You can easily takeout fees from BMS only, and if you are a high spender, it gives good return

Almost all other cards charging that much are better than Elite.