RBL Bank Signature+ Debit Card

[Karvanna]

- 1000 Rs Worth Voucher Every Month Even u Spend 1Lakh in anything (Wallet ,Rent,CC Bill Also)
- No Forex Charges (Other bank Charge 4%) On POS And Online Txn Only
- 2 Domestic Lounge Access Mostly Every Airport is there in the List
- Bonus 5000 Rs Worth Voucher When You Spend 5 Lakh in a year (This is Totally Seperate)
- Joining Fees 5900 incl tax (You will get Voucher Worth 5000)
- Annual Fees Waived Off If You Spend 3L in a year
- You Can redeem As vouchers In almost 30+ Brands (Flipkart,Amazon,Myntra Is Included)
Best Debit Card CC Bill Payers✌✌✌✌👌👌👌👌

 

[4uziaul]

1.When do you get 5K rewards for annual milestone spends of 5 lakhs ? Is it as soon as you meet 5lakh spends criteria or at the end of 12 months ?

After you complete 12 months.

 

[tempmirzaa]

so by signature card we can add money in amazon pay and transfer to bank?
i am thinking to buy please guide me how can i benefit for 1000 points.

just paid ur cc bill max 1l u will get 1% cash back every month

 

[margan]

bro i paid joining fee.did online txn via card.When i ll received 5k voucher?Rm told me to do a pos txn?Is he telling true?Do i need to do a pos txn?

Yea.. the customer care exec mentioned the same to me, to do POS txn of any amount for activating the card..


Also, just noticed, for card renewal fee waiver, she told spend 3L either on POS or eCOM(same is mentioned in the website as well)...
So cc bill pay via app in considered as ecom ? or they expecting to shop in ecommerce websites only : (

 

[rounakbhowmik]

You need to put questions by numbering them then its easy to answer..
To start with it will take max of a week to setup your account and Signature DC. So you have plenty of time

Can you suggest which card will be better for 1+ lakh credit card payment monthly. As per the thread,looks rbl signature+ debit card is bestt.Please confirm

 

[Prarthit]

There won’t be any charges for the initial DC .. once you apply for sig + , the first one will be disabled. there won’t be any charges for the first DC

Okk. Thanks.
Mostly banks directly deduct Card issuance charges as soon as a/c gets active. So asked.

(Was planning to opt for Classic, Basic or Prime a/c)

 

[bigbyte]

Tried that and it says mobile number not registered. I'll probably wait for another week before contacting CC. Thanks for your replies.

Wait till 15th, when monthly spend vouchers are usually credited. My joining vouchers were sent around same time, and that made it about 50+ days.

 

[Vasuki]

who made this public 🤔 @ashwink
It was in the group

 

[bhavyegoel]

- 1000 Rs Worth Voucher Every Month Even u Spend 1Lakh in anything (Wallet ,Rent,CC Bill Also)
- No Forex Charges (Other bank Charge 4%) On POS And Online Txn Only
- 2 Domestic Lounge Access Mostly Every Airport is there in the List
- Bonus 5000 Rs Worth Voucher When You Spend 5 Lakh in a year (This is Totally Seperate)
- Joining Fees 5900 incl tax (You will get Voucher Worth 5000)
- Annual Fees Waived Off If You Spend 3L in a year
- You Can redeem As vouchers In almost 30+ Brands (Flipkart,Amazon,Myntra Is Included)
Best Debit Card CC Bill Payers✌✌✌✌👌👌👌👌

Can you update this with account variant and the NRV required for linked account?

 

[Rahul92]

- 1000 Rs Worth Voucher Every Month Even u Spend 1Lakh in anything (Wallet ,Rent,CC Bill Also)
- No Forex Charges (Other bank Charge 4%) On POS And Online Txn Only
- 2 Domestic Lounge Access Mostly Every Airport is there in the List
- Bonus 5000 Rs Worth Voucher When You Spend 5 Lakh in a year (This is Totally Seperate)
- Joining Fees 5900 incl tax (You will get Voucher Worth 5000)
- Annual Fees Waived Off If You Spend 3L in a year
- You Can redeem As vouchers In almost 30+ Brands (Flipkart,Amazon,Myntra Is Included)
Best Debit Card CC Bill Payers✌✌✌✌👌👌👌👌

Hmm.. , so basically it's 1% , that too on spending 5L. So , no , thank you. I'm good with cashback credit cards.

 

[bhavyegoel]

Hmm.. , so basically it's 1% , that too on spending 5L. So , no , thank you. I'm good with cashback credit cards.

Try to understand the point. You can pay cc bills using this card

 

[Rahul92]

Try to understand the point. You can pay cc bills using this card

I understand. It's just that spend based criteria is a bit high. Maybe good for regular magnus users.

My monthly cc bill spends are covered by hdfc and axis liberty bebit cards

 

[theranos]

- 1000 Rs Worth Voucher Every Month Even u Spend 1Lakh in anything (Wallet ,Rent,CC Bill Also)
- No Forex Charges (Other bank Charge 4%) On POS And Online Txn Only
- 2 Domestic Lounge Access Mostly Every Airport is there in the List
- Bonus 5000 Rs Worth Voucher When You Spend 5 Lakh in a year (This is Totally Seperate)
- Joining Fees 5900 incl tax (You will get Voucher Worth 5000)
- Annual Fees Waived Off If You Spend 3L in a year
- You Can redeem As vouchers In almost 30+ Brands (Flipkart,Amazon,Myntra Is Included)
Best Debit Card CC Bill Payers✌✌✌✌👌👌👌👌

DCB ELITE cashback debit card used to give 1.6%cb on all transactions upto 2000 /month and 20000 /yr without any hefty amc ie LTF +no min or max transactions (min 600+transaction/month )although no more available but in that case not best ever

 

[TheTrickySid]

Can you update this with account variant and the NRV required for linked account?

Available with all RBL savings and current account as mentioned on website.

 

[TheMentalist]

Looks good, but the threshold for earning rewards / saving on fees are very high, like 1L per month or 3L / 5L per year

 

[TheTrickySid]

Basic Account is enough......... 10k Monthly average Balance..... Better To maximize it Open an Account For Every Family Member.... I Have Five Of them....I Earn Around 80000 Yearly With This........I Have Hdfc Millenia Also...... Only 400 Per month Just 4800 Yearly Compared to this.........

How do you make spends
Wallet reloads??

 

[AshishR]

you can get this card for free if you open signature banking with rbl bank (2L requirement in savings account)

 

[Rahul92]

Basic Account is enough......... 10k Monthly average Balance..... Better To maximize it Open an Account For Every Family Member.... I Have Five Of them....I Earn Around 80000 Yearly With This........I Have Hdfc Millenia Also...... Only 400 Per month Just 4800 Yearly Compared to this.........

Where do u spend that much money ( ~5L) per month ?

If someone has genuine spend of that much , then it may be worth it , but , if some one has manufactured spends just to achieve rewards , it may do more harm than good.

 

[satviksehgal]

sounds good. better than IndusInd pioneer debit card too minus the Bookmyshow offer and free locker rent.

 

[TheTrickySid]

Basic Account is enough......... 10k Monthly average Balance..... Better To maximize it Open an Account For Every Family Member.... I Have Five Of them....I Earn Around 80000 Yearly With This........I Have Hdfc Millenia Also...... Only 400 Per month Just 4800 Yearly Compared to this.........

How do you make spends
Wallet reloads??

??