Platforms to check Credit Score for free

[StanRoute66]

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. OneScore - CIBIL + Experian (Once a Month)
2. PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
3. BankBazaar - Don't even think about it (Trust me , just don't)
4. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
5. Bajaj Finserv- CIBIL (Once a Month) Link
6. Kotak Bank - Experian (Once a Quarter)
7. CRED - CRIF + Experian (Once a Month)
8. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
9. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
10. Freecharge - CIBIL (Once a Quarter)
11. Wishfin - CIBIL (Once a Month) Link
12. IIFL - CIBIL (Whenever You want) Link
13. Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
14. CreditMantri - Equifax (Once a Month) Link
15. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer
16. Bank Karo - CRIF (Once a month) Link
17. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
18. INDMoney App - Experian (Once a Month)
19. BharatPe - Experian (Once a month)
20. KhataBook - Experian (Once a month)
21. MyMoneyKarma - Equifax (Once a Month) - Link
22. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
23. Airtel Thanks App - CRIF for some (CIBIL Discontinued)
24. GPay App - CIBIL (Once a Month)
25. Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
26. Fit.Credit App - CRIF (Once in 45 Days)
27. Fi Money App - Experian (Once a Month & only for Fi Account Holders)
28. Moneycontrol - CRIF (Once a Month) Link
29. Groww Credit - CIBIL (Once a month; for now limited to Groww users) Link
30. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .

Discontinued

1. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
2. SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
3. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
4. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
5. ICICI netBanking and iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month) [Currently Discontinued]
6. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]

 

[Credit Karma]

Don't worry amount won't be auto debited only applicable if you have to refresh manually..

Oh, I see!

So the "first fetch" is free, right?

Then it will automatically refresh after a year for free of cost, right?

 

[ashwink]

Then it will automatically refresh after a year for free of cost, right?

Nope!

Once you accessed your free credit report now then you will again able view your free report on next Year April 1st (manually)

 

[Credit Karma]

Nope!

Once you accessed your free credit report now then you will again able view your free report on next Year April 1st (manually)

Does BOB confirms or shows something to let users know that the manual refresh is going to cost them?

 

[ashwink]

Does BOB confirms or shoes something to let users know that the manual refresh is going to cost them?

Yes!

 

[iBabubhau]

Credit score check on Tata Neu is another option. Haven't tried it yet.

Edit: Experian Score available

 

[Bhaskar]

Has anyone tried registering with axis bank link given above recently? For me it shows system error.

 

[ashwink]

Has anyone tried registering with axis bank link given above recently? For me it shows system error.

Axis and HDFC links are temporarily unavailable 😕

 

[prc1990]

Has anyone tried registering with axis bank link given above recently? For me it shows system error.

Kindly use Yes bank and SBI instead for the time being.

https://myscore.cibil.com/CreditView/enrollShort.page?enterprise=YESBANK (Once per month)

https://homeloans.sbi/getcibil (Can be fetched anytime)

 

[ashwink]

(Can be fetched anytime)

Nope mine is showing 04 July 🥲

 

[Bhaskar]

Kindly use Yes bank and SBI instead for the time being.

https://myscore.cibil.com/CreditView/enrollShort.page?enterprise=YESBANK (Once per month)

https://homeloans.sbi/getcibil (Can be fetched anytime)

Do sbi one make hard enquiry?

 

[ashwink]

Do sbi one make hard enquiry?

No

 

[prc1990]

Nope mine is showing 04 July 🥲

I meant report can be fetched anything with/w/o changes in it.

 

[dav33]

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
2. OneScore - CIBIL + Experian (Once a Month)
3. PaisaBazaar - CIBIL + CRIF + Equifax (Once a Month)
4. BankBazaar - Don't even think about it (Trust me , just don't)
5. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
6. SBI Home Loan - CIBIL (Whenever you want) Link
7. Bajaj Finserv- CIBIL (Whenever you want) Link
8. Kotak Bank - Experian (Once a Month)
9. CRED - CRIF + Experian (Once a Month)
10. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
11. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
12. Freecharge - CIBIL (Once a Month)
13. Wishfin - CIBIL (Once a Month) Link
14. IIFL - CIBIL (Whenever You want) Link
15. MyMoney (App) by IIFL - CIBIL , Experian (Once a Month)
16. Indialends - CIBIL (Whenever You want) Link
17. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers
18. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers
19. CreditMantri - Equifax (Once a Month) Link
20. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer [Currently Discontinued]
21. LazyPay - CIBIL (Once a Month) Link
22. Bank Karo - CRIF (Once a month) Link
24. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
25. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .

can add IndMoney for free experian score once a month

 

[StanRoute66]

Credit score check on Tata Neu is another option. Haven't tried it yet.

Edit: Experian Score available

I had already added in the list .

 

[StanRoute66]

can add IndMoney for free experian score once a month

Thanks , Added.

 

[ashwink]

I had already added in the list .

Found another two,
BharatPe (Experian once in month)
KhataBook (Experian once in month) .

 

[StanRoute66]

Found another two,
BharatPe (Experian once in month)
KhataBook (Experian once in month) .

Experian turns out to be abundant .

 

[ashwink]

Experian turns out to be abundant .

A user said that he is only able to view his Equifax in his CRED app.,btw for me it's experian only🥲 no crif

Incorrect credit limit of HDFC CC in CIBIL report

Recently got hdfc credit card with 45k limit , today i checked my credit report on onescore app , it shows 25k limit. How can i rectify that ? While reporting on cibil website it ask for control no ? Also on cred which shows Equifax report , it is not showing my amazon cc which is there in...

www.technofino.in

 

[Credit Karma]

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
2. OneScore - CIBIL + Experian (Once a Month)
3. PaisaBazaar - CIBIL + CRIF + Equifax (Once a Month)
4. BankBazaar - Don't even think about it (Trust me , just don't)
5. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
6. SBI Home Loan - CIBIL (Whenever you want) Link
7. Bajaj Finserv- CIBIL (Whenever you want) Link
8. Kotak Bank - Experian (Once a Month)
9. CRED - CRIF + Experian (Once a Month)
10. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
11. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
12. Freecharge - CIBIL (Once a Month)
13. Wishfin - CIBIL (Once a Month) Link
14. IIFL - CIBIL (Whenever You want) Link
15. MyMoney (App) by IIFL - CIBIL , Experian (Once a Month)
16. Indialends - CIBIL (Whenever You want) Link
17. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers
18. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers
19. CreditMantri - Equifax (Once a Month) Link
20. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer [Currently Discontinued]
21. LazyPay - CIBIL (Once a Month) Link
22. Bank Karo - CRIF (Once a month) Link
24. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
25. INDMoney App - Experian (Once a Month)
26. BharatPe - Experian (Once a month)
27. KhataBook - Experian (Once a month)
28. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .

I tried IIFL (14 number). It works but I am not able to download the report from the link.

Everything I click, it loads the page and leads to nowhere.

Has anyone tried downloading the report from IIFL? Does it work?

 

[Infinite]

The

I tried IIFL (14 number). It works but I am not able to download the report from the link.

Everything I click, it loads the page and leads to nowhere.

Has anyone tried downloading the report from IIFL? Does it work?

The best option for downloading CIBIL report is SBI Home Loan website

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