Platforms to check Credit Score for free

StanRoute66 · May 23, 2022

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

OneScore - CIBIL + Experian (Once a Month)
PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
BankBazaar - Don't even think about it (Trust me , just don't)
Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
Bajaj Finserv- CIBIL (Once a Month) Link
Kotak Bank - Experian (Once a Quarter)
CRED - CRIF + Experian (Once a Month)
Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
Freecharge - CIBIL (Once a Quarter)
Wishfin - CIBIL (Once a Month) Link
IIFL - CIBIL (Whenever You want) Link
Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
CreditMantri - Equifax (Once a Month) Link
Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer
Bank Karo - CRIF (Once a month) Link
Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
INDMoney App - Experian (Once a Month)
BharatPe - Experian (Once a month)
KhataBook - Experian (Once a month)
MyMoneyKarma - Equifax (Once a Month) - Link
Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
Airtel Thanks App - CRIF for some (CIBIL Discontinued)
GPay App - CIBIL (Once a Month)
Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
Fit.Credit App - CRIF (Once in 45 Days)
Fi Money App - Experian (Once a Month & only for Fi Account Holders)
Moneycontrol - CRIF (Once a Month) Link
Groww Credit - CIBIL (Once a month; for now limited to Groww users) Link
Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .

Discontinued

LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
ICICI netBanking and iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month) [Currently Discontinued]
HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]

TheTrickySid · Sep 9, 2022

ashwink said:
A user said that he is only able to view his Equifax in his CRED app.,btw for me it's experian only🥲 no crif

Incorrect credit limit of HDFC CC in CIBIL report

Recently got hdfc credit card with 45k limit , today i checked my credit report on onescore app , it shows 25k limit. How can i rectify that ? While reporting on cibil website it ask for control no ? Also on cred which shows Equifax report , it is not showing my amazon cc which is there in...

www.technofino.in

You can raise a request and they will add it for you.
I wasn't even shown any score, added both on request

ashwink · Sep 10, 2022

HyperBeast said:
You can raise a request and they will add it for you.
I wasn't even shown any score, added both on request

Even tried it cred had worse customer support they don't even understand your query 🤣

Credit Karma · Sep 11, 2022

StanRoute66 said:
If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
2. OneScore - CIBIL + Experian (Once a Month)
3. PaisaBazaar - CIBIL + CRIF + Equifax (Once a Month)
4. BankBazaar - Don't even think about it (Trust me , just don't)
5. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
6. SBI Home Loan - CIBIL (Whenever you want) Link
7. Bajaj Finserv- CIBIL (Whenever you want) Link
8. Kotak Bank - Experian (Once a Month)
9. CRED - CRIF + Experian (Once a Month)
10. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
11. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
12. Freecharge - CIBIL (Once a Month)
13. Wishfin - CIBIL (Once a Month) Link
14. IIFL - CIBIL (Whenever You want) Link
15. MyMoney (App) by IIFL - CIBIL , Experian (Once a Month)
16. Indialends - CIBIL (Whenever You want) Link
17. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers
18. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers
19. CreditMantri - Equifax (Once a Month) Link
20. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer [Currently Discontinued]
21. LazyPay - CIBIL (Once a Month) Link
22. Bank Karo - CRIF (Once a month) Link
24. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
25. INDMoney App - Experian (Once a Month)
26. BharatPe - Experian (Once a month)
27. KhataBook - Experian (Once a month)
28. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .

Has anyone tried contacting the HDFC and Axis regarding their CIBIL link?
They will be swift to help only their customers not the "freeloaders" I guess?

Credit Karma · Sep 11, 2022

Is someone using Bajaj Finserve CIBIL check?

Do they make spam calls and emails?

Please share the screenshot if you have any?

bbiswas · Sep 11, 2022

CardBaba said:
Is someone using Bajaj Finserve CIBIL check?

Do they make spam calls and emails?

Please share the screenshot if you have any?

too much spam SMS and unnecessary SMS and calls

Credit Karma · Sep 12, 2022

bbiswas said:
too much spam SMS and unnecessary SMS and calls

Not going for it 🤠

Thank you buddy ☺️

007 · Sep 18, 2022

007 said:
Yes Bank link is working fine for me, you can try that. Others (HDFC, Axis) still throwing error.
P.S. Infact just refreshed and dropped a point. 😁

Update: Axis link is working again. HDFC still down!
P.S. Yes and RBL links work as they did earlier.

prc1990 · Sep 18, 2022

007 said:
Update: Axis link is working again. HDFC still down!
P.S. Yes and RBL links work as they did earlier.

Thanks for the update! Yes working now.

SaiyamK · Sep 18, 2022

007 said:
Update: Axis link is working again. HDFC still down!
P.S. Yes and RBL links work as they did earlier.

What about new users?
I am still getting the same error.

Bhaskar · Sep 18, 2022

Getting same error for registration in axis. Seems only for existing users it is working.

Karthik: · Sep 18, 2022

SaiyamK said:
What about new users?
I am still getting the same error.

I am also a new user. It's working. Registration was successful.

gurubhai · Sep 20, 2022

Can I just register on OneScore app and use it directly for Credit score or do I need to own a product from them?

repertoire · Sep 20, 2022

gurubhai said:
Can I just register on OneScore app and use it directly for Credit score or do I need to own a product from them?

You can use it without getting their card, yes.

Anirudh987 · Sep 20, 2022

Karthik: said:
I am also a new user. It's working. Registration was successful.

Can you please share the link for registration?

Karthik: · Sep 20, 2022

Anirudh987 said:
Can you please share the link for registration?

Visit this link https://www.axisbank.com/retail/loans and click the third banner which states "check your score now". It will redirect to the registration page.

Dexter · Sep 28, 2022

When I try to login via the link: https://myscore.cibil.com/CreditView/login.page?enterprise=HDFCBANK , I am getting this error:

Is anyone facing the same problem?

chasni · Sep 28, 2022

I have been getting this since last 4 years, irrespective of the free provider. I get this even when i directly request paid report. I have tried calling and emailing them many times but they always reply with same response "Change browser and clear cookies".

The only way for me to access CIBIL is through other 3P apps such as Amazon.

onetwo · Sep 28, 2022

HDFC CIBIL link no longer works for anybody. Pick some other one from this list: