One card with 5k limit. Should I take it?

[James]

They were offering their FD card for 2 years. Now, they're offering unsecured but the limit is 5k only. I think it's very low. Can I take it and wait for limit enhancement?

 

[Garvit]

Ya ,If u want a metal and you dont have any yet u can take it as it's Ltf .Its offers are very less nowadays but u can add it to your collection for sure.
Many cc enthusiast are after it ,having super premium cc then also they are unable to get it as unsecured 😛😛.

 

[cardex]

Free ka hai to le lo, cibil badhane ke kaam ayega, but dont loose it , replacement fees 3k

 

[James]

Ya ,If u want a metal and you dont have any yet u can take it as it's Ltf .Its offers are very less nowadays but u can add it to your collection for sure.
Many cc enthusiast are after it ,having super premium cc then also they are unable to get it as unsecured 😛😛.

Thank you for your reply. But i think it is plastic not metal

 

[Garvit]

Bro I do own it 😀,it's metal for sure even it's replacement charges is 3k.

 

[James]

Bro I do own it 😀,it's metal for sure even it's replacement charges is 3k.

But they did not mention it as metal. They are also issuing plastic na

 

[Garvit]

Bro onecard is a metal card ,plastic is given to add on members if you request.

 

[cardex]

Like someone said, useful in cutting fruits and vegetables.

 

[ashwink]

SBM One Card is issued FD against only.

 

[James]

SBM One Card is issued FD against only.

But previously, they mentioned as FD in the first page itself. Now, they did not mention it. I thought it is unsecured

 

[Ranger]

But previously, they mentioned as FD in the first page itself. Now, they did not mention it. I thought it is unsecured

Go through the application once and see if they ask for bank details to create fd.

 

[James]

Go through the application once and see if they ask for bank details to create fd.

I have decided to ignore. If I take it, 5k limit will be on cibil and I feel that's not good for my future applications. I have cards so I don't need this low limit

 

[Ranger]

I have decided to ignore. If I take it, 5k limit will be on cibil and I feel that's not good for my future applications. I have cards so I don't need this low limit

I didn't say to take it. Just check if they ask for bank details to create fd, which mostly will be asked in the mid of application. You can just back off in the middle of the application.

 

[James]

Okay, I'll try

 

[James]

Now, it's showing about after filling two pages. Who needs their shit FD card. I have hdfc, icici, axis and sbi credit cards. They are misleading us. Never need it after having cards from top banks

 

[ashwink]

Now, it's showing about after filling two pages. Who needs their shit FD card. I have hdfc, icici, axis and sbi credit cards. They are misleading us. Never need it after having cards from top banks

As I said One Card powered by SBM is issued only against FD😅

 

[James]

As I said One Card powered by SBM is issued only against FD😅

You're right. They have changed their marketing. But I never need thier FD card.

 

[plastikman]

Last year I got their card (issued by Federal) w/o FD. It came with a limit of 375k and after 4 months got LE to 435k.

 

[Ranger]

Now, it's showing about after filling two pages. Who needs their shit FD card. I have hdfc, icici, axis and sbi credit cards. They are misleading us. Never need it after having cards from top banks

There you go 😂