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Kotak League Platinum - RuPay/Visa is being offered LTF

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TF Prestige
Kotak Mahindra Bank is offering its League Platinum Credit Card Lifetime Free in RuPay / Visa variant since January, 2023. It's a basic credit šŸ’³ with poor reward rate, consider it for offers only.

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Benefits:

1) Get 8 Reward Points on Every Rs.150 Spent on Departmental Stores, Travel (Tour Agencies & Tour Operators, Package Tour Operators, Airlines and Air Carriers), Electric Sales, Durable Goods

2) Get 4 Reward Points on Every Rs. 150 Spend on Other Spend on first 2 lacs spend in a month

3) Get 8 Reward Points on Every Rs. 150 Spend on Other Spend post first Rs.2 Lacs spend in a month

4) Milestone Benefit: Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets (worth Rs.400 each) or 10000 reward points

Reward Points Redemption: 1 Point = Rs.0.10 Reward points can be redeemed on Kotak Rewards Portal to get Amazon Giftcards, other giftcards, flights, shopping etc.

6) Fuel Surcharge waivers of upto Rs.3,500 in a year on transactions between Rs.500 and Rs.3,000

7) Railway Surcharge Waiver of Rs.500 per year

Update for RuPay (July 2023):

Kotak League now available in RuPay Platinum JCB Variant.

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Official Link - Click here (TF Affiliate Link)

Credit: Recently FinTalks (FB group) member Amit Shrivastav got the RuPay variant. Previously Kotak League Credit Card had only Visa variant.

Pro Tip (5 Oct, 2023):

ā€¢ It's best card right now to apply if you'll shop in this Big Billion Days sale because Kotak Bank processes application in 1-2 days & delivery šŸšš is also 1-2 days mostly. While Axis bank & others will take mostly 2 weeks for credit card application.

ā€¢ Application criteria is easy, mostly approves. They'll try to match with you existing CC limit. LEs are also frequent.

ā€¢ Cashkaro is offering ā‚¹925 šŸ’ø cashback on applying Kotak League which will be extra reward on a LTF card. P.s. it's not a referral post, only you'll earn the cashback. I'm just awaring about the offer. Make sure to create cashkaro account before applying.

ā€¢ Cashkaro Apply Link: https://cashkaro.com/stores/kotak-league-credit-card (TF Affiliate Link Added By TFC, Use our link and help this community).

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ā€¢ For existing card holders: You'll also get cashback. Also they don't do CIBIL hit if you're existing card holder. Only Experian hits, I saw in report. Kotak is giving League RuPay easily even if you have existing card. So you can apply if you wish.

ā€¢ Application for 2nd Kotak card goes longer. First they'll reject & then reconsider after a month and they'll approve you 2nd credit card application automatically.
 
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Any reason for this?
RuPay first focus on rural area, sub-urban area, low income card holders and co-branded cards.

Once Banks will get enough incentives from RuPay and then Bank will launch super premium cards on RuPay.

Recently, SBI Card told, SBI is the largest RuPay credit card issuer. How can this be possible ? Everywhere we have seen that 90% times SBI card issues Visa card and no Visa to RuPay conversion request is accepted by SBI card.

Answer - Because our India's 70% population live in villages and more than 90% population live in rural area and sub-urban area. RuPay, SBI Card and other banks are mainly focus on this areas.

Last year, I heard that RuPay and HDFC Bank are planning to issue RuPay Credit Card with credit limit starting from Rs.2000 and this year I heard that RuPay is planning to issue a credit card with a credit limit of just Rs.500.

However, All this doesn't mean that the bank will not launch a super premium card on RuPay (HDFC bank already launch super premium card like Regalia). Its all depend on incentives, Visa card earns lot of money from low income users, so visa card provides huge incentive to the bank and this helps the banks to issue super premium cards on Visa network.
 
Kotak League now available in RuPay Platinum JCB Variant.

View attachment 19784

Kotak League is LTF for all users since January, 2023.

Rewards aren't good but you can take it for RuPay cards offers, UPI or card collection šŸ˜›.

Official Link - click here

Those existing user who have visa variant try asking customer care for RuPay variant & use this screenshot for proof šŸ”„.

Credit: Recently FinTalks (FB group) member Amit Shrivastav got the RuPay variant. Previously Kotak League Credit Card had only Visa variant.
I think kotak myntra rupay card will be more rewarding card than this
 
RuPay first focus on rural area, sub-urban area, low income card holders and co-branded cards.

Once Banks will get enough incentives from RuPay and then Bank will launch super premium cards on RuPay.

Recently, SBI Card told, SBI is the largest RuPay credit card issuer. How can this be possible ? Everywhere we have seen that 90% times SBI card issues Visa card and no Visa to RuPay conversion request is accepted by SBI card.

Answer - Because our India's 70% population live in villages and more than 90% population live in rural area and sub-urban area. RuPay, SBI Card and other banks are mainly focus on this areas.

Last year, I heard that RuPay and HDFC Bank are planning to issue RuPay Credit Card with credit limit starting from Rs.2000 and this year I heard that RuPay is planning to issue a credit card with a credit limit of just Rs.500.

However, All this doesn't mean that the bank will not launch a super premium card on RuPay (HDFC bank already launch super premium card like Regalia). Its all depend on incentives, Visa card earns lot of money from low income users, so visa card provides huge incentive to the bank and this helps the banks to issue super premium cards on Visa network.
Thanks for the insights.
 
I think kotak myntra rupay card will be more rewarding card than this
You forgot , Myntra is ChargeablešŸ˜‚
And Benifts of Myntra are not so special for which we pay Annual fee.

Applied , even though I already have visa Variant from themšŸ¤£.
Then in return you will receive B1G1 CIBIL enquiry and Application will get reject
 
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