Is there any method available for Credit Card to Bank Transfer

[Dharm]

Just wanted to know are there any other methods available to Credit Card to Bank Transfer?

Asking because my Paytm account only allow me to add 7000 in wallet.

Unable to load money in Paytm wallet

Hi I am Paytm Full KYC user, have not loaded money from past 3-4 months, got Standard charted smart card, so added in secured card in Paytm. Now getting 2% cashback upto 300 offer in Paytm, so trying to add 15000 in wallet, but getting below error, can anyone help how to resolve this?

www.technofino.in

Rent/Tution fee method not required, as some card also charge convenience fee+app also charge convinience fee.

Is there any method available via Amazon pay/mobikwik/I am ok upto 1 to 1.5% charges. As standard charges smart card gives me 2 % Cashback, I also have SBI CB card, if any trick available for that.

 

[Dharm]

@Abhishek012 - do you have any trick or option for this?

 

[saucy]

Payzapp gives at ~2.65
Mobidick also does, around 3%
Not sure of rest

 

[Tejo]

Just wanted to know are there any other methods available to Credit Card to Bank Transfer?

Asking because my Paytm account only allow me to add 7000 in wallet.

Unable to load money in Paytm wallet

Hi I am Paytm Full KYC user, have not loaded money from past 3-4 months, got Standard charted smart card, so added in secured card in Paytm. Now getting 2% cashback upto 300 offer in Paytm, so trying to add 15000 in wallet, but getting below error, can anyone help how to resolve this?

www.technofino.in

Rent/Tution fee method not required, as some card also charge convenience fee+app also charge convinience fee.

Is there any method available via Amazon pay/mobikwik/I am ok upto 1 to 1.5% charges. As standard charges smart card gives me 2 % Cashback, I also have SBI CB card, if any trick available for that.

Bajaj pay wallet .... 2%
Dhani pay ..... 2%
Snapay ..... 0.99% to 3.5% + gst
Bharatnxt .... 0.99% to 2.5% + gst
Omni .... 2% + gst

 

[Dharm]

Payzapp gives at ~2.65
Mobikwik also does, around 3%
Not sure of rest

Means no method available below 2%,

as mobikwik charge 3.5%= 2.5 add to wallet+1 wallet to Bank, as shown in my account

 

[Dharm]

Bajaj pay wallet .... 2%
Dhani pay ..... 2%
Snapay ..... 0.99% to 3.5% + gst
Bharatnxt .... 0.99% to 2.5% + gst
Omni .... 2% + gst

Few questions as I have heard about all of these except Omni, but never tried.

Is Dhani pay/Bajaj pay available for all users or we need Bajaj or dhani co-branded cards, any maximum monthly limit?

I heard in past that Bharatnxt is for merchants only, can normal user make account, Max monthly limit?

Are Snapay and Omni safe to use? Just asking because looks like these not associated with any brand?

 

[Tejo]

Is Dhani pay/Bajaj pay available for all users or we need Bajaj or dhani co-branded cards, any maximum monthly limit

For Bajaj, 1 lakh per month as of now. Don't know about dhani pay, they blocked wallet for several users.

I heard in past that Bharatnxt is for merchants only, can normal user make account, Max monthly limit?

Nope, the receiver ac name should not be same as of the bharatnxt app user name.

Are Snapay and Omni safe to use? Just asking because looks like these not associated with any brand?

Snapay is safe as bharatnxt. Over rotation means block, just how you order more gadgets using flipkart axis and icici apay cards.

Omni is third fintech getting wallet upi permission from RBI after livquik and transcorp. Omni has monthly 2 lakh limit.

 

[Dharm]

For Bajaj, 1 lakh per month as of now. Don't know about dhani pay, they blocked wallet for several users.


Nope, the receiver ac name should not be same as of the bharatnxt app user name.


Snapay is safe as bharatnxt. Over rotation means block, just how you order more gadgets using flipkart axis and icici apay cards.

Omni is third fintech getting wallet upi permission from RBI after livquik and transcorp. Omni has monthly 2 lakh limit.

Thanks Bajaj and Bharatnxt looks ok to me, will try either of them, if tomorrow my Paytm issue not resolved, till date I just not used these 2 , because I heard that i need Bajaj co branded card for Bajaj Pay and for Bharat NXT need merchant account.

Thanks @Tejo for clearing my misconceptions about these 2 cards.

 

[Abhishek012]

Thanks Bajaj and Bharatnxt looks ok to me, will try either of them, if tomorrow my Paytm issue not resolved, till date I just not used these 2 , because I heard that i need Bajaj co branded card for Bajaj Pay and for Bharat NXT need merchant account.

Thanks @Tejo for clearing my misconceptions about these 2 cards.

Bharatnxt count for business transaction.

Better to use Snapay app and charge 1.18% and transfer to bank.

Note - Snapay app merchant category is "Utility".

 

[Tejo]

Bharatnxt count for business transaction.

Better to use Snapay app and charge 1.18% and transfer to bank.

Note - Snapay app merchant category is "Utility".

Axis sent notice to, snapay used users too, Didn't they ?

Do you know which payment gateway does bharatnxt, uses?

 

[Dharm]

Bharatnxt count for business transaction.

Better to use Snapay app and charge 1.18% and transfer to bank.

Note - Snapay app merchant category is "Utility".

Means according to you snapay is the best option to transfer from card to bank.

Thought you may have some trick, thatswhy quoted you, as you are the trick master of this forum

 

[Dharm]

Axis sent notice to, snapay used users too, Didn't they ?

Do you know which payment gateway does bharatnxt, uses?

What kind of notice, is there any issue to use Snapay?

 

[varun__goel_]

Load Payzapp wallet. Do Rent payment via Paytm from Payzapp prepaid card. 1.2% charge🫣

 

[Abhishek012]

Means according to you snapay is the best option to transfer from card to bank.

Thought you may have some trick, thatswhy quoted you, as you are the trick master of this forum

Ya, Snapay is best option.

Bharatnxt and Snapay both merchant category is "Utility", Axis user got notice for bharatnxt transactions only.

 

[Dharm]

Ya, Snapay is best option.

Bharatnxt and Snapay both merchant category is "Utility", Axis user got notice for bharatnxt transactions only.

What kind of notice? Illegal transactions or excess transactions.

 

[4uziaul]

What kind of notice? Illegal transactions or excess transactions.

Too many transactions.

 

[Tejo]

What kind of notice? Illegal transactions or excess transactions.

Excess transactions, they did wantedly for magus milestone.

 

[Dharm]

Load Payzapp wallet. Do Rent payment via Paytm from Payzapp prepaid card. 1.2% charge🫣

By looking your message sounds good, means card to payzapp load is free, and 1.2 % convinience fee for rent payment, right?

 

[Dharm]

Too many transactions.

Ok, I will not do that, I use for 2-3 transaction per month max

 

[Dharm]

Excess transactions, they did wantedly for magus milestone.

Ok