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IDFC First SWYP credit card launched

Random123

TF Premier
VIP Lounge
Last edited:

blaze

TF Select

Random123

TF Premier
VIP Lounge
Hats off to your googling skill. God knows how you found this link.
Haha kind of you but nothing special. I went to the view source of the normal credit card application page and it had swyp in hidden text and then from there it led to where it might be in the main site . Somehow Google isn't showing this link directly. Probably new launch and not indexed yet !
 

Chethan_br

TF Buzz
IDFC First SWYP EMI credit card WITH a annual and renewal charges of 499 plus GST with flexible payment options and series of instant monthly discounts across
Dominos - 20%
Ease My Trip - 10%
Tata Cliq - 10%
Zomato - 10% and with

Joining benefits -
*1000 RP on first EMI conversion
*Lenkskart Gold Membership on joining
*Time Prime Membership on 30,000 spend with 90days

Milestone RP benefits -
*On monthly spends of ₹5000, ₹10,000 and ₹15,000
*UPI spends of ₹5000

And
*1% fuel surcharge waiver upto ₹200
*4 complimentary Railway Lounge Access per quarter
*25% discount on movie tickets upto ₹100
*Complimentary Road Assistance worth ₹1399
*Personal Accident cover of 2,00,000

And referral benefits and many more..

 

AritraSaha

TF Legend
IDFC First SWYP EMI credit card WITH a annual and renewal charges of 499 plus GST with flexible payment options and series of instant monthly discounts across
Dominos - 20%
Ease My Trip - 10%
Tata Cliq - 10%
Zomato - 10% and with

Joining benefits -
*1000 RP on first EMI conversion
*Lenkskart Gold Membership on joining
*Time Prime Membership on 30,000 spend with 90days

Milestone RP benefits -
*On monthly spends of ₹5000, ₹10,000 and ₹15,000
*UPI spends of ₹5000

And
*1% fuel surcharge waiver upto ₹200
*4 complimentary Railway Lounge Access per quarter
*25% discount on movie tickets upto ₹100
*Complimentary Road Assistance worth ₹1399
*Personal Accident cover of 2,00,000

And referral benefits and many more..

1702100329339.png
 

coolguy1

TF Ace
Contributor
VIP Lounge
IFDC has launched a new credit card - First Swyp

On the first look, the design looks very funky and modern and that's a good start in a market filled with dull cards.

1702156735436.png

What do you get with the card?

- ₹49 monthly conversion fee for turning your >₹2500 transactions into EMIs(no interest or other fees).
- TimesPrime annual membership on spending ₹30,000
- 4 Complimentary Railway Lounge Access
- 1% fuel surcharge waiver up to ₹200 p.m.

And it comes with a bunch of offers like:

- Dominos: 20% off up to ₹80 on orders above ₹299 twice in a month
- Easemytrip: 10% instant discount up to ₹500 on flight or hotel bookings above ₹5,000 once a quarter
- TataCLIQ: 10% instant discount up to ₹100 on purchases above ₹999 once on a month
- Zomato: Get 10% off up to ₹100 on orders above ₹299 twice in a month

You also get points for hitting monthly milestones,

200 reward points on 5k monthly spends.
500 reward points on 10k monthly spends.
1000 reward points on 15k monthly spends.

Annual fee: ₹499 + GST

It's not free or LTF as users these days would expect from new entry-level cards but the bunch of offers and rewards it offers could be worth the price tag it comes with. There is an additional annual ₹199+GST charge for activating UPI on the card which has never been seen in any other cards. Also, UPI transactions won't count towards the milestones and the value of reward points is also uncertain but should get clear as more people start receiving it.

Also, there is no credit revolve feature which means you can't take the remaining balances on your card towards next month, you either pay in full or convert them into EMI which might people doubt if this even is a real card or another BNPL scheme in the making.

How will stand the stiff competition from the other banks and rising Rupay cards, we will have to wait and see.
What do you guys think about it?
 

AritraSaha

TF Legend
IFDC has launched a new credit card - First Swyp

On the first look, the design looks very funky and modern and that's a good start in a market filled with dull cards.

1702156735436.png

What do you get with the card?

- ₹49 monthly conversion fee for turning your >₹2500 transactions into EMIs(no interest or other fees).
- TimesPrime annual membership on spending ₹30,000
- 4 Complimentary Railway Lounge Access
- 1% fuel surcharge waiver up to ₹200 p.m.

And it comes with a bunch of offers like:

- Dominos: 20% off up to ₹80 on orders above ₹299 twice in a month
- Easemytrip: 10% instant discount up to ₹500 on flight or hotel bookings above ₹5,000 once a quarter
- TataCLIQ: 10% instant discount up to ₹100 on purchases above ₹999 once on a month
- Zomato: Get 10% off up to ₹100 on orders above ₹299 twice in a month

You also get points for hitting monthly milestones,

200 reward points on 5k monthly spends.
500 reward points on 10k monthly spends.
1000 reward points on 15k monthly spends.

Annual fee: ₹499 + GST

It's not free or LTF as users these days would expect from new entry-level cards but the bunch of offers and rewards it offers could be worth the price tag it comes with. There is an additional annual ₹199+GST charge for activating UPI on the card which has never been seen in any other cards. Also, UPI transactions won't count towards the milestones and the value of reward points is also uncertain but should get clear as more people start receiving it.

Also, there is no credit revolve feature which means you can't take the remaining balances on your card towards next month, you either pay in full or convert them into EMI which might people doubt if this even is a real card or another BNPL scheme in the making.

How will stand the stiff competition from the other banks and rising Rupay cards, we will have to wait and see.
What do you guys think about it?
1702200254931.png
 

aayusharyan

TF Ace
IFDC has launched a new credit card - First Swyp

On the first look, the design looks very funky and modern and that's a good start in a market filled with dull cards.

1702156735436.png

What do you get with the card?

- ₹49 monthly conversion fee for turning your >₹2500 transactions into EMIs(no interest or other fees).
- TimesPrime annual membership on spending ₹30,000
- 4 Complimentary Railway Lounge Access
- 1% fuel surcharge waiver up to ₹200 p.m.

And it comes with a bunch of offers like:

- Dominos: 20% off up to ₹80 on orders above ₹299 twice in a month
- Easemytrip: 10% instant discount up to ₹500 on flight or hotel bookings above ₹5,000 once a quarter
- TataCLIQ: 10% instant discount up to ₹100 on purchases above ₹999 once on a month
- Zomato: Get 10% off up to ₹100 on orders above ₹299 twice in a month

You also get points for hitting monthly milestones,

200 reward points on 5k monthly spends.
500 reward points on 10k monthly spends.
1000 reward points on 15k monthly spends.

Annual fee: ₹499 + GST

It's not free or LTF as users these days would expect from new entry-level cards but the bunch of offers and rewards it offers could be worth the price tag it comes with. There is an additional annual ₹199+GST charge for activating UPI on the card which has never been seen in any other cards. Also, UPI transactions won't count towards the milestones and the value of reward points is also uncertain but should get clear as more people start receiving it.

Also, there is no credit revolve feature which means you can't take the remaining balances on your card towards next month, you either pay in full or convert them into EMI which might people doubt if this even is a real card or another BNPL scheme in the making.

How will stand the stiff competition from the other banks and rising Rupay cards, we will have to wait and see.
What do you guys think about it?
This seems useless. I mean people can get better IDFC Core CC, or if not that, then even Wow seems a better alternative IMO
 

Walter White

TF Legend
VIP Lounge
IFDC has launched a new credit card - First Swyp

On the first look, the design looks very funky and modern and that's a good start in a market filled with dull cards.

1702156735436.png

What do you get with the card?

- ₹49 monthly conversion fee for turning your >₹2500 transactions into EMIs(no interest or other fees).
- TimesPrime annual membership on spending ₹30,000
- 4 Complimentary Railway Lounge Access
- 1% fuel surcharge waiver up to ₹200 p.m.

And it comes with a bunch of offers like:

- Dominos: 20% off up to ₹80 on orders above ₹299 twice in a month
- Easemytrip: 10% instant discount up to ₹500 on flight or hotel bookings above ₹5,000 once a quarter
- TataCLIQ: 10% instant discount up to ₹100 on purchases above ₹999 once on a month
- Zomato: Get 10% off up to ₹100 on orders above ₹299 twice in a month

You also get points for hitting monthly milestones,

200 reward points on 5k monthly spends.
500 reward points on 10k monthly spends.
1000 reward points on 15k monthly spends.

Annual fee: ₹499 + GST

It's not free or LTF as users these days would expect from new entry-level cards but the bunch of offers and rewards it offers could be worth the price tag it comes with. There is an additional annual ₹199+GST charge for activating UPI on the card which has never been seen in any other cards. Also, UPI transactions won't count towards the milestones and the value of reward points is also uncertain but should get clear as more people start receiving it.

Also, there is no credit revolve feature which means you can't take the remaining balances on your card towards next month, you either pay in full or convert them into EMI which might people doubt if this even is a real card or another BNPL scheme in the making.

How will stand the stiff competition from the other banks and rising Rupay cards, we will have to wait and see.
What do you guys think about it?
They wanted to create product inclined towards millenials similar to SC Digismart but another failed attempt. Sirf quirky design kaafi nhi hota.
 
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