How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

[TechnoFinoTechnoFino is verified member.]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[Hihihi]

Anyone know how to apply for HDFC addon card for family member if he doesn't have HDFC account? My RM told me to open new account and then apply if you apply via add on form filling than it will have higher chance of rejection ... Anyone recently applied via add-on form?

Simply call customer service and apply. Sometimes I get amazed at the audacity of HDFC RMs misselling to such extent!

 

[Sriim]

Simply call customer service and apply. Sometimes I get amazed at the audacity of HDFC RMs misselling to such extent!

I don't think you can apply via customer care for a family member without HDFC account. You can easily get via filling form and giving in nearby HDFC branch though. No need to open a new account

 

[pranjal1984]

Finally DCB Metal is getting reflected in Mobile App today. The timeline of my HDFC cards history is
April 2023 Diners Millenia LTF 3.35 L
January 2024 Regalia Gold LTF 3.35 L
May 2025 Diners Club Black FYF 5.00 L

Spends in last one year is more than 8 lakhs. I am also maintaining a Preferred Savings account with AMB more than 10 L.
Only concern will be acceptability of Diners network but will transfer big spends from SBI Cashback to the new card.

 

[Sobirvs]

Finally DCB Metal is getting reflected in Mobile App today. The timeline of my HDFC cards history is
April 2023 Diners Millenia LTF 3.35 L
January 2024 Regalia Gold LTF 3.35 L
May 2025 Diners Club Black FYF 5.00 L

Spends in last one year is more than 8 lakhs. I am also maintaining a Preferred Savings account with AMB more than 10 L.
Only concern will be acceptability of Diners network but will transfer big spends from SBI Cashback to the new card.

how the limit got inc? auto le? or thru docs?

 

[pranjal1984]

how the limit got inc? auto le? or thru docs?

Through income documents. Never got a single LE till now.

 

[aniketkr.sharma]

Finally DCB Metal is getting reflected in Mobile App today. The timeline of my HDFC cards history is
April 2023 Diners Millenia LTF 3.35 L
January 2024 Regalia Gold LTF 3.35 L
May 2025 Diners Club Black FYF 5.00 L

Spends in last one year is more than 8 lakhs. I am also maintaining a Preferred Savings account with AMB more than 10 L.
Only concern will be acceptability of Diners network but will transfer big spends from SBI Cashback to the new card.

Don't maintain, they will not consider your bank balance, now cl & spends matter only

 

[pranjal1984]

Don't maintain, they will not consider your bank balance, now cl & spends matter only

What about fat balances like 1 cr+ for Infinia ?

 

[aniketkr.sharma]

What about fat balances like 1 cr+ for Infinia ?

You have to maintain it for 3 months to get infinia

 

[pranjal1984]

You have to maintain it for 3 months to get infinia

As per latest promotional snapshot. I saw it . Plus Imperia vintage for 3 months.

 

[aniketkr.sharma]

As per latest promotional snapshot. I saw it . Plus Imperia vintage for 3 months.

Yeah, that's correct

 

[rimtesh]

do we need credit limit and spends both or they will bump up the limit automatically provided i spent 9l in last 6 months

 

[aniketkr.sharma]

do we need credit limit and spends both or they will bump up the limit automatically provided i spent 9l in last 6 months

Both, sometimes they bump but its rare case