infinia

Hi, I have a LTF DCB metal with 5L credit limit. I wanted to know if it would be worthwhile to upgrade to the paid version of Infinia? (given that such an upgrade becomes available). Annual spends are high. Also, what other credit cards would be best suited? I spend a lot on overseas travel...

Hey guys, I need to book 2 tickets for Delhi to Boston. The approx cost is 80K per ticket. I'm wondering which card would be most beneficial? Option 1 - Book via smartbuy using 2 different infinia cards to remain below monthly cap. Reward rate is 16.25% so for each ticket I get approx 13k...

Pretty straightforward question, I read you can transfer points to Vistara but can't see it as one of the partners on smartbuy's transfer page

Hello everyone! I have an infinia since the November 2019. Its always been a paid card since I don't land up hitting the 8 lac fee waiver amount. I do pay the 10k + gst fee every year. Wanted to get some info / insights to see if there's any way to convert it to LTF. Please do ask if need...

I got an upgrade offer on my Regalia LTF credit card which had a limit of 10L in Aug 2023. Regalia history: I got regalia LTF in Feb 2018 with a credit limit of 3L. After receiving multiple credit limit increase offers it reached the peak of 15L in Q4 of 2022. I got this split into 10L and 5L...

I have a monthly spend of around 4-4.5 lac. Earlier I spent majority of them through Magnus Burgundy but given their devaluation I am considering adding Infinia to my portfolio. I really loved the rewards provided by Axis. In fact, after the devaluation, my monthly rewards increased as all the...

Hello fellow forum members, I hope you're all doing well. I'm here seeking some advice on maximizing the value of Accor points through my credit cards. Currently, I hold both HDFC Infinia and Magnus cards, with substantial credit limits on each. However, recent devaluations in the Accor...

Hi All, New to this forum and need your expert ideas. Currently hold Regalia with 7 digit credit limit. Had discussion with branch CC head who is ready to approve Infinia upgrade (according to him he is authorized to upgrade 2 CCs to Infinia per month) provided I show 7.5l spend on current CC...

Ref to my recent post, Thanks everyone for your suggestions on Infinia Metal. I considered all points and did some calculations...There are 2 scenarios 1. If Spend is around 7.5 Lac (In normal scenario, Infinia is offered with this much spend..I am not considering special cases of LTF Infinia)...

New member here! I have been reading TF forums and all I can say is this has been quite insightful. I never knew I can get cashback for paying credit card bills, DCB for forex spendings etc. My monthly spends are in the range of 20-25k on a regular month while there are few months it can go in...

Please help me out here. I have three Savings Accounts, HDFC Salary Account, Indusind Exclusive and Axis Priority. HDFC has given me their DCB, Indusind has given me their Pinnacle but despite maintaining around 6-7 lakhs in my Axis Priority account for the last 8 months since account opening...

A Strange HDFC Imperia RM (Found on Reddit)Helping Customers Upgrading, Making Cards LTF . He Converted my 2 Month Old Paid Millennia to LTF 💀💀 I Was literally Shocked When i Called CC today to check. DONT DM Please !!🙏 RM is dead

Starting March 2024, only ₹1,500 worth of Big basket and Blinkit vouchers can be purchased in a calendar month via Smartbuy. This happened on my Infinia...

I have DCB Alumni LTF card from past 4 years. I applied for infinia upgrade some time in Oct 2023 via grievance and they rejected saying due to "internal" criteria. I had less spends at that time, but now in the past 6 months my spends have increased. * Salaried with ITR > Infinia requirement...

Hi guys, I'm having Millennia with 3.35 L limit. I have to pay advance tax payments for my wife coming this March. i have a question if I pay this in installments from my hdfc card and pay instantly (in hours) from wife's account then will it be counted for spends for Infinia? i know credit...

I just concluded a trip to switzerland with miles and points most of which was earned from magnus and infinia Flights Mumbai to zurich direct flight with swiss airlines booked via travel edge for approx 90000 cash for 2 pax Return flight from zurich to mumbai booked via turkish miles and...

HI members, My wife has business income with no credit history et all and through ITR she can get either Infinia Metal or Bizblack Metal Business Credit Card. Through my salary income (1.5L) i am not eligible for either of these cards. (i am having Millenia 3.3L Limit lol, as i am new to CC...

Hey folks, I would first like to thank this forum and its people for emense amount of help and knowledge I received. Coming to upgrade journey here's the timeline: 1. Opened HDFC salary account in 2016 and got a ltf hdfc credit card (now discontinued) with just 1 lakh limit. 2. After...

My dcb was upgraded to dcb metal(10.28L limit) after 7-8 months. Now I have spent 8L in the 4 months old dcb metal. My in-hand net salary credit in hdfc bank is around 2.4L pm after deductions. CTC around 45 lpa and recently upgraded to imperia. Also have a home loan with hdfc and a car loan as...

Hello, I am new to the TF community but I have been following it for the past couple of months and I love the informative and detailed discussions here. I have been using credit cards for several years and have developed more interest over time in owning different cards. I have the following...