Experience Inquiry on IDFC FIRST WOW Credit Card

[deep0shah]

Hello,

I'll be going to the States for 1 - 1.5 year professional work where I would be not earning and will have to spend from my Indian funds. I was searching for Forex cards / Zero Forex Debit cards and came to know about this IDFC FIRST WOW CREDIT CARD. It is a secured credit card on FD ( Limit : 100% of FD amount) which provides absolute zero forex fees.

I want advice from members on this card ? Regardless of rewards, ( which I don't count on much) it gives me 40-45 days credit and zero markup / conversion fees to any currency. Is it a good idea to use this card for rent and major larg payments in the USA ?

Benefits I think are (1) Indian funds paying Indian CC bills. Periodic fund transfer as needed and not the lumpsum big chunk. (ease of process) (2) 40-45 days Credit = more interest (and saving)

Can you guys help/guide/suggest ? Thanks in advance.

 

[anirbanm]

Niyo global forex debit card also had zero forex with 0 fees, 0 balance account. A particular debit card of Indusind also has 0 forex.

 

[deep0shah]

Niyo global forex debit card also had zero forex with 0 fees, 0 balance account. A particular debit card of Indusind also has 0 forex.

Yes, Thanks for the information. Debit cards are there with zero forex and they are very well time tested products. I wanted to know experience specifically regarding the Zero Forex Credit card segment.