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Experian - New scoring method?!?!
- Thread starter Andapally
- Start date
Unlimited.. . .
Yes .. only to check the score and a few other details…
Even their paid subscription costs only ₹500…
Complete details here….
Thread 'My Credit Bureau Journey - An Experience (Experian, CRIF and Equifax)'
https://www.technofino.in/community...n-experience-experian-crif-and-equifax.14542/
BeingIncog
TF Ace
@143robinkumar read this little thread, might explain drop in your Experian credit scoreIs this same for everyone or only me?
Score reduced by 30 points.
Experian score dropped from 803 to 761
Cibil 753
Cibil 753
techt
TF Legend
Even for me Experia dropped by 50 points and now it is near to CIBIL score.
I think overall it is mimicking CIBIL now and resulting in drop in points which can be as less as 10 or as high as 100.
Again it seems @DocFixIt implemented cross domain expertise of generic medicines. Whatever may be the brand, paracetamol is same. Now whatever may be the bureau the credit score is almost same.
BhaiyaJi
TF Ace
I think CRIF is also catching up. My CRIF increased by 70 points and Experian dropped by 65 in the same month. Now all 3 differ by just 10-15 points.
techt
TF Legend
Mostly your CIBIL is 795 to 805. As of now Experian is CIBIL plus or minus 10 for many.
itzmycard
TF Buzz
Actually it is in the range 780-785
techt
TF Legend
OK . Then its +- 20.
suresh gpta
TF Neo
My score reduced from 880 to 790 wtf!!! Utilisation below 5% No pendings. Everything was fine.. will it be stable at 790?
techt
TF Legend
What's your CIBIL?
After logging into the Experian , this is the new notification that we are getting now..
Its now offically declared that the new version V3 was implemented by Experian recently.......
Notification after the login...
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OK
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Its now offically declared that the new version V3 was implemented by Experian recently.......
Notification after the login...
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Important Update: Your Credit Score Has Changed!
We understand that changes to something as important as your credit score can be. That's why we're reaching out to let you know about an update to your Experian credit score.What's happening?
Your Experian credit score has been upgraded to a new version. This update is part of our ongoing commitment to providing you and financial institutions with the most accurate and insightful information about your financial health.Why the change?
We've made this update to ensure that your credit score reflects the most up-to-date data and trends in the market. Our goal is to give you a clearer picture of your creditworthiness, helping you and financial institutions to make more informed financial decisions.How might this affect you?
You might notice some changes to your score as a result of this update. We assure you that this is normal and doesn't reflect any negative activity on your part. It's simply a reflection of our efforts to provide the market with the best possible service.Will this affect my loan taking ability?
Financial institutions have incorporated these updates in their loan and credit card approval process. This will ensure that you continue to get the same benefits as earlier. In fact, with this update, it will help in providing you with better financial products and services over the long term.Got questions or concerns?
We're here to help! Visit our FAQ page for more detailed information about this update and how it impacts you.Ready to move forward together?
Click 'OK' to acknowledge this update. We appreciate your understanding and patience as we work to improve your experience with Experian.OK
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Last edited:
willywonka
TF Buzz
What is the "Good score" for Experian now?
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