• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Doubts regarding credit card approval

Atharva@1909

TF Buzz
So I have been using paisabazaar app to track my credit score since few months
Currently it's showing a pre-approved credit card from American express
Currently my credit scores are :
Cibil 725
Experian 687 ( dropped because new scoring criteria)
Highmark 588
Equifax 744
As it's showing pre-approved I'm in doubt tht despite of having avg credit scores still it's offering the card
Should I trust it and apply for the card or wait for the improvement of credit score
Also which credit bureau does amex rely on for approving their cards ?
Attaching the pic here from Pb app Screenshot_2024-04-19-19-15-55-40_756758aedfa97a64d41bfd1b00ff2885.jpg
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
So I have been using paisabazaar app to track my credit score since few months
Currently it's showing a pre-approved credit card from American express
Currently my credit scores are :
Cibil 725
Experian 687 ( dropped because new scoring criteria)
Highmark 588
Equifax 744
As it's showing pre-approved I'm in doubt tht despite of having avg credit scores still it's offering the card
Should I trust it and apply for the card or wait for the improvement of credit score
Also which credit bureau does amex rely on for approving their cards ?
Attaching the pic here from Pb app Screenshot_2024-04-19-19-15-55-40_756758aedfa97a64d41bfd1b00ff2885.jpg
Amex pre approved are you kidding me



Contact @BestBanker for amex apply in dm or if u want refer link contact @varun__goel_
 

varun__goel_

TF Legend
So I have been using paisabazaar app to track my credit score since few months
Currently it's showing a pre-approved credit card from American express
Currently my credit scores are :
Cibil 725
Experian 687 ( dropped because new scoring criteria)
Highmark 588
Equifax 744
As it's showing pre-approved I'm in doubt tht despite of having avg credit scores still it's offering the card
Should I trust it and apply for the card or wait for the improvement of credit score
Also which credit bureau does amex rely on for approving their cards ?
Attaching the pic here from Pb app Screenshot_2024-04-19-19-15-55-40_756758aedfa97a64d41bfd1b00ff2885.jpg
These are not pre approved. They are just fooling.

If you want pre approved cards open account in HDFC/Axis
 
Top