Digital account, Zero balance with UPI account

[bengaltiger]

Hello ,

One of my friend will be back India.
He doesn't have any account with UPI.

So he wants to open an account digitally and want to avail UPI.

Please suggest.
Also without much calls from Banker or agent

UPDATE:
kotak 811, AU , fed selfie looking good for new online ZERO balance account.

 

[varun__goel_]

Online or offline?

You can also try to get IDFC Future First a/c, if your nearby branch agress to do so. 0 bal no charges, you get free visa signature dc and apply for idfc sticker card. Though they mention Rs100 as one time issuance charges for sticker but never charged🤣🤣

 

[AritraSaha]

Online or offline?

Though i open another account..

Plz check this link..

https://www.yesbank.in/personal-banking/yes-individual/wealth-management/pradhan-mantri-jan-dhan-yojna

 

[VISHESH_BANSAL]

I have some money as I transferred for the Friday offer, but I can remove it before I get hit as per their DATES?.

Refill fix amount when needed.

Can that help avoid PM charges? As I am only using this for Vi monthly bill.

@iamvk - Please co clarify & confirm.

You are getting 20% off by paying Rs.5.9 in a month


If you have problem with charge of Rs. 5.9 you can close the Account Right Away and Can pay Full Bill which may be costlier than Paying Rs.5.9 and getting 20% off😂

 

[insight]

If the balance is zero for entire month they will not charge, but if you add money , they will take rs 5.9.

What if we just add. pay the bill and back to zero within an short time?

How would that compute?

Not gonna work.. they will put your fee at hold & debit next day..

If you want a free rupay platinum, open a bsbda account in yes bank.. their giving rupay platinum for free..

Maybe this is suggestion to follow but last few days all I saw on RuPay Plat DC 20% was NSDL or AU DSA etc. Thanks for sharing

*minimum average monthly balance of Rs.10,000

PAN & Aadhaar will be required for completing the account opening process. Age limit: 18 yrs+

 

[insight]

You are getting 20% off by paying Rs.5.9 in a month


If you have problem with charge of Rs. 5.9 you can close the Account Right Away and Can pay Full Bill which may be costlier than Paying Rs.5.9 and getting 20% off😂

LOL! But given the level of JUGAAD people apply on TF and esp Rotation & CB in hidden groups, I am just like a small time fellow asking small stuff to Big Mafia hackers of this game

Just asking to see what glitches and workarounds exist.

 

[hellobois]

LOL! But given the level of JUGAAD people apply on TF and esp Rotation & CB in hidden groups, I am just like a small time fellow asking small stuff to Big Mafia hackers of this game

Just asking to see what glitches and workarounds exist.

They are not mafia ... They are social workers.
Kisi ka Bhai kisi ki jaan .... 😜😜

 

[hellobois]

Though i open another account..

Plz check this link..

https://www.yesbank.in/personal-banking/yes-individual/wealth-management/pradhan-mantri-jan-dhan-yojna

Is this for students only or for anyone?

 

[quino]

Is this for students only or for anyone?

someone on this forum got it for his 45yr old mother. he was giving a big IP cheque. hope you understood.

 

[AritraSaha]

Is this for students only or for anyone?

Check on the product selection Page.. I can't check as i have a account with then.

 

[AritraSaha]

someone on this forum got it for his 45yr old mother. he was giving a big IP cheque. hope you understood.

Bro, its a bsbda account... No big ip required.

 

[quino]

Bro, its a bsbda account... No big ip required.

pls dont equate bsbda with this acc variant. bsbda is available in every bank as per directives from rbi, it has limits (though most ppl wont reach them)

 

[AritraSaha]

pls dont equate bsbda with this acc variant. bsbda is available in every bank as per directives from rbi, it has limits (though most ppl wont reach them)

https://www.yesbank.in/personal-banking/yes-individual/wealth-management/pradhan-mantri-jan-dhan-yojna

Its a bsbda account.. or PM jan dhan yojna account..

 

[quino]

https://www.yesbank.in/personal-banking/yes-individual/wealth-management/pradhan-mantri-jan-dhan-yojna

Its a bsbda account.. or PM jan dhan yojna account..

sorry. i though he was referring to the idfc's future first acc.

 

[insight]

https://www.yesbank.in/personal-banking/yes-individual/wealth-management/pradhan-mantri-jan-dhan-yojna

Its a bsbda account.. or PM jan dhan yojna account..

*minimum average monthly balance of Rs.10,000

Or is it not applicable?

 

[bengaltiger]

I found au digital account is really good.
Quick delivery of cheque book and card with blue dart.

Video banking good.
Will share app experience as well

 

[AritraSaha]

sorry. i though he was referring to the idfc's future first acc.

Not a problem bro..

 

[AritraSaha]

*minimum average monthly balance of Rs.10,000

Or is it not applicable?

Pmdjy or bsbda is a zero balance account with a free debit card..

Not sure if the link will open a bsdba account or not.

Few banks offer bsbda account to be opened online..

 

[AritraSaha]

I found au digital account is really good.
Quick delivery of cheque book and card with blue dart.

Video banking good.
Will share app experience as well

I had a opposite experience with au bank.. they rejected me in video call & ask me to visit the branch..

So i didn't bother..

 

[insight]

Pmdjy or bsbda is a zero balance account with a free debit card..

Not sure if the link will open a bsdba account or not.

Few banks offer bsbda account to be opened online..

Interesting. Googling BSBDA shows few banks links with Page about it.

So now the HACK / CHEAT would be to find the banks with BSBDA that issue Ru Plats instead of Ru Classics (as mentioned on site) at their back end?

 

[AritraSaha]

Interesting. Googling BSBDA shows few banks links with Page about it.

So now the HACK / CHEAT would be to find the banks with BSBDA that issue Ru Plats instead of Ru Classics (as mentioned on site) at their back end?

https://www.yesbank.in/pdf?name=debit_card_schedule_of_charges_december_2020_14_pdf.pdf

Check tge the charges..

I Have icici rpdc for 150+gst & pnb for 250+gst & nsdl..