Digital account, Zero balance with UPI account

[bengaltiger]

Hello ,

One of my friend will be back India.
He doesn't have any account with UPI.

So he wants to open an account digitally and want to avail UPI.

Please suggest.
Also without much calls from Banker or agent

UPDATE:
kotak 811, AU , fed selfie looking good for new online ZERO balance account.

 

[bengaltiger]

Kotak 811 is very stable N dependable. No compulsory physical DC or cheque book. Always on. Trouble free UPI Trxns any time. Good customer care team.

I am using it as my main UPI channel. I recommend it - based on my own 9 months experience - more than moderate use.

Thanks for the feedback and your suggestion. I appreciate it. That's 1st priority.

 

[insight]

Kotak 811 is very stable N dependable. No compulsory physical DC or cheque book. Always on.

What are their DC options & charges for 811?
- Virtual/ Physical
- Plat / Select
?

 

[insight]

NSDL I just got today for the 20% off Bill Plat DC offer.

They charge ₹5 + GST per month. Branches support will be a concern

When would these charges be expected to apply/ hit the account?

Take sms charge.. sometime transaction fail..

Is that in addition to 5 Monthly? Which is charged when?

Nou using it anymore

Replaced with?

 

[varun__goel_]

What are their DC options & charges for 811?
- Virtual/ Physical
- Plat / Select
?

No charges
Physical Dc -299/yr

 

[iamvk]

NSDL I just got today for the 20% off Bill Plat DC offer.

When would these charges be expected to apply/ hit the account?

Is that in addition to 5 Monthly? Which is charged when?

Replaced with?

The charges are levied for me on 1st of every month. I don't keep money in this account so I don't worry about other charges

 

[AritraSaha]

NSDL I just got today for the 20% off Bill Plat DC offer.

When would these charges be expected to apply/ hit the account?

Is that in addition to 5 Monthly? Which is charged when?

Replaced with?

No only 5+gst pm

 

[AritraSaha]

The charges are levied for me on 1st of every month. I don't keep money in this account so I don't worry about other charges

So.. this charges don't pile up.. if you didn't have any money in a month you don't have to pay for the month.

 

[AritraSaha]

NSDL I just got today for the 20% off Bill Plat DC offer.

When would these charges be expected to apply/ hit the account?

Is that in addition to 5 Monthly? Which is charged when?

Replaced with?

Have icici & pnb.. rupay platinum dc.

 

[insight]

The charges are levied for me on 1st of every month. I don't keep money in this account so I don't worry about other charges

No only 5+gst pm

So.. this charges don't pile up.. if you didn't have any money in a month you don't have to pay for the month.

I have some money as I transferred for the Friday offer, but I can remove it before I get hit as per their DATES?.

Refill fix amount when needed.

Can that help avoid PM charges? As I am only using this for Vi monthly bill.

@iamvk - Please co clarify & confirm.

 

[insight]

Have icici & pnb.. rupay platinum dc.

I got the Coral RuPay with Plat, but it doesnt work for Friday offer does it? Which is yours?

 

[iamvk]

I have some money as I transferred for the Friday offer, but I can remove it before I get hit as per their DATES?.

Refill fix amount when needed.

Can that help avoid PM charges? As I am only using this for Vi monthly bill.

@iamvk - Please co clarify & confirm.

I haven't tried it. I always keep 10rs for that charge

 

[Akashn]

NSDL I just got today for the 20% off Bill Plat DC offer.

Off topic. But can you check if you can add this card in dreamfolks site? I want to know if they provide lounge access with virtual card

 

[AritraSaha]

I got the Coral RuPay with Plat, but it doesnt work for Friday offer does it? Which is yours?

Offer is only for debit card..

 

[AritraSaha]

Off topic. But can you check if you can add this card in dreamfolks site? I want to know if they provide lounge access with virtual card

They don't..
It's a government owned payment bank..

 

[AritraSaha]

I have some money as I transferred for the Friday offer, but I can remove it before I get hit as per their DATES?.

Refill fix amount when needed.

Can that help avoid PM charges? As I am only using this for Vi monthly bill.

@iamvk - Please co clarify & confirm.

If the balance is zero for entire month they will not charge, but if you add money , they will take rs 5.9.

 

[insight]

If the balance is zero for entire month they will not charge, but if you add money , they will take rs 5.9.

What if we just add. pay the bill and back to zero within an short time?

How would that compute?

 

[Akashn]

They don't..
It's a government owned payment bank..

@Abhishek012 said he was able to add to DF so thought of asking 😂

 

[AritraSaha]

What if we just add. pay the bill and back to zero within an short time?

How would that compute?

Not gonna work.. they will put your fee at hold & debit next day..

 

[AritraSaha]

What if we just add. pay the bill and back to zero within an short time?

How would that compute?

If you want a free rupay platinum, open a bsbda account in yes bank.. their giving rupay platinum for free..

 

[Akashn]

If you want a free rupay platinum, open a bsbda account in yes bank.. their giving rupay platinum for free..

Online or offline?