Credit Card Application Reconsideration Request - How to get credit card from a bank after getting rejected?

[TechnoFino]

Hello everyone,
Do you know that if a bank rejects your credit card application, you can still ask that bank to reconsider your credit card application?
For detail information, watch this video on our TechnoFino YouTube Channel - Credit Card Application Rejected? How To Get It Approved | Application Reconsideration 🔥🔥🔥
In this post, I'll tell you how to request your bank for "Credit Card Application Reconsideration"

You have to send an email to your bank's grievance team (All Bank Credit Card Department Email ID & Phone No)
Request them to reconsider your card application. Provide some strong reasons for them to reconsider (maybe your ITR, other bank card statement, etc).

My experiences-
1. BOB rejected my Eterna credit card application back in 2021. They approved my application after I requested them to reconsider my card application.
2. Yes Bank rejected my YFE application. They approved my application after I requested them to reconsider my card application.
3. Indusind Bank rejected my card application. Approved after I requested them to reconsider my card application.



4. Citi Bank rejected my application multiple times, finally they approved my application in July 2021 after requesting them for reconsideration.
5. HSBC rejected my application multiple times, unfortunately they are not accepting my application even after requesting them for reconsideration multiple times.



I hope this post will help you to learn something new. Please share this post & the video with your friends 🙂
Thanks

 

[Indian]

Brother, my Cibil is 765 currently and they have not asked me for any income documents i applied online. Only one televerification call i got from them.

I didn't know where to apply so i applied directly through their website.

I am. Kotak 811 holder since 5 years. I am from Dwarka Delhi.

one tele verification call from mumbai and asked you employee code?

 

[Naddy]

one tele verification call from mumbai and asked you employee code?

No, they only asked company name address and work process.

 

[Naddy]

one tele verification call from mumbai and asked you employee code?

And my designation and salary

 

[Naddy]

one tele verification call from mumbai and asked you employee code?

Do you have any reference in kotak bank for CC? Agent or anyone?

 

[Indian]

And my designation and salary

it was happened to me , wait you will get card offers in kotak 811 because they now having your cibil score, for my case they first rejected after 3 months offered and approved

 

[Indian]

Do you have any reference in kotak bank for CC? Agent or anyone?

yes i have but chennai not helpfull to you

 

[Naddy]

it was happened to me , wait you will get card offers in kotak 811 because they now having your cibil score, for my case they first rejected after 3 months offered and approved

Ohkk thanks bro. Hope i will get the card😥

 

[Naddy]

Ohkk thanks bro. Hope i will get the card😥

🥰🥰🥰🥰

 

[Sandeepmangate]

After reading this thread I have requested HDFC to reconsider. They have agreed to reconsider. But it's more than a month but I didn't get any resolution. Their lazy verifier has marked my application as person isn't living on given address. Now after HDFC is calling me asking same questions some even suggested to submit different address proof which I don't have. Already submitted multiple address proofs to HDFC but callers are clueless.

Update: After accepting reconsideration request they have arranged for reverification which happened for home on 30th Nov and office verification today. Fingers crossed.

 

[simpleEt]

SBI rejected my recent application but I never was told the reason for denial. On what grounds should I initiate the thread for reconsideration?

You are so lucky that you got rejected. Please never buy sbi cards their customer service was very worst when compared to all other providers.

 

[Sandeepmangate]

Thanks to Technofino community, HDFC Bank has approved my credit card after reconsideration request. Card is approved after 2 months of application.

 

[arthurmorgan]

HDFC rejected my request, Mailed them to reconsider but still got rejected for C2C they are not saying the reason. My score is 783

 

[Sandeepmangate]

HDFC rejected my request, Mailed them to reconsider but still got rejected for C2C they are not saying the reason. My score is 783

Send request again till they agree to approve

 

[arthurmorgan]

Can we do c2c offline on any branch ? my application is rejected even though I have max limit of 6L on my ICICI card but I have manually limit set to 60K. Would manually limiting the amount affect the card’s eligibility in any way

 

[abhishekkanasar]

Hello everyone,
Do you know that if a bank rejects your credit card application, you can still ask that bank to reconsider your credit card application?
For detail information, watch this video on our TechnoFino YouTube Channel - Credit Card Application Rejected? How To Get It Approved | Application Reconsideration 🔥🔥🔥
In this post, I'll tell you how to request your bank for "Credit Card Application Reconsideration"

You have to send an email to your bank's grievance team (All Bank Credit Card Department Email ID & Phone No)
Request them to reconsider your card application. Provide some strong reasons for them to reconsider (maybe your ITR, other bank card statement, etc).

My experiences-
1. BOB rejected my Eterna credit card application back in 2021. They approved my application after I requested them to reconsider my card application.
2. Yes Bank rejected my YFE application. They approved my application after I requested them to reconsider my card application.
3. Indusind Bank rejected my card application. Approved after I requested them to reconsider my card application.



4. Citi Bank rejected my application multiple times, finally they approved my application in July 2021 after requesting them for reconsideration.
5. HSBC rejected my application multiple times, unfortunately they are not accepting my application even after requesting them for reconsideration multiple times.



I hope this post will help you to learn something new. Please share this post & the video with your friends 🙂
Thanks

I tried this for.
Au Bank :- failed
IndusInd bank:- failed
Bob bank :- Failed
HDFC bank :- Finally Approved with my highest credit card limit

 

[husainbhab]

I have applied for BoB card (as currently they are offering LTF cards), but they rejected my application mentioning not matching their internal policy criterias.
i hold a good cibil score of 788, with zero late or missed payments.
i think sometimes they are not willing to provide cards for may be some other reasons than credit profile.

 

[codenerd]

I have applied for BoB card (as currently they are offering LTF cards), but they rejected my application mentioning not matching their internal policy criterias.
i hold a good cibil score of 788, with zero late or missed payments.
i think sometimes they are not willing to provide cards for may be some other reasons than credit profile.

Which PREMIUM BoB card is currently being offered LTF.

 

[husainbhab]

Which PREMIUM BoB card is currently being offered LTF.

Premier

 

[codenerd]

Premier

They say its LTF but also mention annual fee reversal criteria which is i guess 1.2L. Did you personally get LTF BOB Premiere? If yes is it Rupay variant (Rupay Select) or Visa Signature

 

[Hannad007]

au ko email kara mene but kaam nhi bana