• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Close Onecard FD and get Onecard Unsecured Credit Card

9v8k9v8k

TF Buzz
I have applied Onecard credit card on june 21 as at that time i did not have any credit card i got it for FD but as of now i have HDFC unsecured credit card for more then 6 months with 25k limit and cibil score above 750 and experian score above 800 i think i now i can get onecard on basis of it so now i want to close my fd but want to continue the card what is the way to do it.
 
  • Like
Reactions: AsB
If your one card is with IDFC, I recently heard that its been accepted as okay for IDFC c2c applications. Low limit might be other concern though.
All fd one's are of sbm bank..... Unsecured ones are of bank of baroda, idfc, federal bank and south Indian bank......now idfc is no longer partner..... So one card is giving upgrade to other partners.....
 
All fd one's are of sbm bank..... Unsecured ones are of bank of baroda, idfc, federal bank and south Indian bank......now idfc is no longer partner..... So one card is giving upgrade to other partners.....
I see, then you can close it but if it was your only CC and you have been using it for a while, keep in mind that it will affect your CIBIL, as closing it means closing its payment history too.
 
All fd one's are of sbm bank..... Unsecured ones are if bank of baroda, idfc, federal bank and south Indian bank......now idfc is no longer partner..... So one card is giving upgrade to other partners.....

I see, then you can close it but if it was your only CC and you have been using it for a while, keep in mind that it will affect your CIBIL, as closing it means closing its payment history too.
No I have now bob card... Yes... One two month...it will effect.... Then again it will bounce back.... I have never defaulted on cc payment...
 
Back
Top