Axis Credit Card Axis iocl credit card is good or bad?

[joyvictor]

I have already axis ace card.I just got it on August month only.Now im pre approved for axis iocl Rupay type card.
Can I get it? Is it a good idea?

 

[raghu.rokda]

Good if LTF
Bad if paid

 

[AlgoTrader]

I have already axis ace card.I just got it on August month only.Now im pre approved for axis iocl Rupay type card.
Can I get it? Is it a good idea?

is it LTF or paid?

 

[joyvictor]

is it LTF or paid?

Paid

 

[TheGuy]

Good if LTF
Bad if paid

I will do research too but what are the key points to consider?
- UPI
- 4%+1
- Axis Bank Offers
That's it, right?

 

[Vasuki]

I have already axis ace card.I just got it on August month only.Now im pre approved for axis iocl Rupay type card.
Can I get it? Is it a good idea?

Only rupay from axis which u get from bank as core branded card
New rupay has come but all on freecharge platform .
So if u wanna use rupay . Take it .
And welcome to the club of 6 digit UPI pin 📌

 

[Superman]

- UPI
- 4%+1
- Axis Bank Offers
That's it, right?

Is it possible to get more than 4% return if Edge reward points are converted to ailines/hotels partners?

You get 20 Edge RP per Rs 100 spent on IndianOil pumps. what would be conversion rate if points are not redeemed for cash?

 

[Tensor]

10:1 with IOCL and other baisc/mid tier cards.
10:4 if you redeem through Magnus/Reserve.
10:8 if you redeem through Magnus Burgandy or Axis Burgandy Private CC.

 

[Anon1]

It Is good

 

[TheGuy]

@Tensor there was some conversion with Priviledge Card also right?
Taking reward rate to 8%

 

[Tensor]

It Is good

No fuel card in India is good except for SBI BPCL Octane.

 

[Vasuki]

@Tensor there was some conversion with Priviledge Card also right?
Taking reward rate to 8%

Yes. Iocl is serving me very good .

 

[Tensor]

@Tensor there was some conversion with Priviledge Card also right?
Taking reward rate to 8%

No idea. Though it's multi-brand voucher redemption is good. 5k voucher against 12500 points.

 

[Vasuki]

No fuel card in India is good except for SBI BPCL Octane.

🥸 Iocl is everywhere ..
Bpcl is effective 7% .
No upi .
Sometimes pos issue ..
Else if these are sorted one of best card

 

[Anon1]

No fuel card in India is good except for SBI BPCL Octane.

No, iocl is good when combined with super premium axis cards

 

[TheGuy]

@DocFixIt got it LTF?

I am waiting for LTF offer. Want to have fuel card even though Uber and Public Transit in my City is vv good.

 

[Tensor]

No, iocl is good when combined with super premium axis cards

I said as a fuel card. Waise toh Samsung Infinite is the best card if used in certain categories and combined with M4B.

 

[Vasuki]

@DocFixIt got it LTF?

I am waiting for LTF offer. Want to have fuel card even though Uber and Public Transit in my City is vv good.

Bro 500+ gst
U get 250 back.

50k is for reversal of fees .
U can easily get fees reversed in 1st year .
Then u can negotiate for ltf .
Point is not every card is ltf from beginning if it has some value .

 

[Vasuki]

I said as a fuel card. Waise toh Samsung Infinite is the best card if used in certain categories and combined with M4B.

Samsung infinte !
Throw some light

 

[Anon1]

I said as a fuel card. Waise toh Samsung Infinite is the best card if used in certain categories and combined with M4B.

IOCL card is only useful for fuel spends only and it is good without combination it will give straight 4% value when minimum amount is Rs.1000 via pos or 4% value with minimum Rs.100 when we do upi transaction.

When we combine these reward points we can extend to 8% with privilege card and can extend more higher reward with other premium super cards