Axis Bank Co-branded Credit Cards Huge Devaluation - MCC Exclusion List

[VikasBhindwar]

Huge devaluation alert!
Axis bank devalued their multiple co-branded credit cards.
Purchases made towards government services, insurance, education, and rental payments shall not be eligible for Cashback/reward on Airtel Axis, Samsung Axis, Freecharge Axis, LIC Axis and Axis SpiceJet co-branded credit cards from 10th December 2023.

One positive thing is, axis vistara co-branded credit cards are not included in the list.

 

[avikrish]

Will we get cashback on insurance if paid before 10th December 2023 ? , bill gets generated on 15-17th of the month for my axis freecharge

 

[SpiesCan'tCatchMe]

Will we get cashback on insurance if paid before 10th December 2023 ? , bill gets generated on 15-17th of the month for my axis freecharge

+1
thinking of manufacturing some huge spends on Airtel axis, ek hi transaction me annual fee waiver le lunga 😈

 

[D₹V]

+1
thinking of manufacturing some huge spends on Airtel axis, ek hi transaction me annual fee waiver le lunga 😈

Better to use other cards & earn great benefits, also pay some amount from that benefit to this card as annual fess 🤣🤣.

 

[SpiesCan'tCatchMe]

Better to use other cards & earn great benefits, also pay some amount from that benefit to this card as annual fess 🤣🤣.

Ohh actually I never thought of this like that

 

[SpiesCan'tCatchMe]

Better to use other cards & earn great benefits, also pay some amount from that benefit to this card as annual fess 🤣🤣.

But I don't have very good rewarding cards in my folio, just basic cards

 

[D₹V]

But I don't have very good rewarding cards in my folio, just basic cards

Then add karo.

590₹ waiver ke liye 2 lac spend isn't justified.

 

[SpiesCan'tCatchMe]

Then add karo.

590₹ waiver ke liye 2 lac spend isn't justified.

No no I won't spend it for my spends, I'll manufacture spends means kisi aur k liye apna card use kar lunga

 

[D₹V]

No no I won't spend it for my spends, I'll manufacture spends means kisi aur k liye apna card use kar lunga

Tab bhi 😅 koi dusra card use karoge to 1% easily mil jaega i.e. 2k rupees & pay 590₹ from that to Airtel card 😜.

Easy profit.

 

[SpiesCan'tCatchMe]

Tab bhi 😅 koi dusra card use karoge to 1% easily mil jaega i.e. 2k rupees & pay 590₹ from that to Airtel card 😜.

Easy profit.

Airtel bhi 1% deta hai na to ek hi baat Hui na 🧐

 

[D₹V]

Airtel bhi 1% deta hai na to ek hi baat Hui na 🧐

Hmm, tab theek 😜.

 

[Slayer]

Better to use other cards & earn great benefits, also pay some amount from that benefit to this card as annual fess 🤣🤣.

Basically me paying axus 24k for 2 years straight

 

[avikrish]

Better to use other cards & earn great benefits, also pay some amount from that benefit to this card as annual fess 🤣🤣.

Can you suggest any credit card for insurance payments ? I heard hdfc tata neu infinity gives 5% , but I am sure if it has any capping, no info anywhere

 

[D₹V]

Can you suggest any credit card for insurance payments ? I heard hdfc tata neu infinity gives 5% , but I am sure if it has any capping, no info anywhere

FreeCharge+ (3.8% CB after charges) - never tried it personally.
Tata Neu - Max 50k txn per month
Amazon Pay GVs

Personally never tried these payments, so can't be assure you.

These are the ways I know of.

 

[avikrish]

FreeCharge+ (3.8% CB after charges) - never tried it personally.
Tata Neu - Max 50k txn per month
Amazon Pay GVs

Personally never tried these payments, so can't be assure you.

These are the ways I know of.

Freecharge+ , I use it 3.8% we get unlimited, this is getting devaluation from dec 10 2023, so in search of alternatives

 

[Zacobite]

Vistara cards not mentioned in the list

Vistara Infinite is 10 k annual fee, rarely made LTF.. if they devalue, people will just close them.. They are trying to devalue repeatedly.. suicidal move... guess the drain is beginning to hurt them

 

[Pavan]

To reduce the risk of ban, try to get another card in the name one of your 10+ family members..

Was remembering this one of my friend has 6 connection airtel he was doing recharge his account got flagged
all his spends are genuine

He has postpaid for him and wife (different number)
For his brother
His own prepaid
one DTH and one for dongle

 

[4uziaul]

Was remembering this one of my friend has 6 connection airtel he was doing recharge his account got flagged
all his spends are genuine

He has postpaid for him and wife (different number)
For his brother
His own prepaid
one DTH and one for dongle

It appears that you have a highly contagious disease, spreading it to your near and dear ones whenever they come in contact with you. Tragedy seems imminent. 🤭

 

[D₹V]

Freecharge+ , I use it 3.8% we get unlimited, this is getting devaluation from dec 10 2023, so in search of alternatives

It's not devaluating in this aspect!

It'll keep working until Axis changes something in FreeCharge ondeck payments.

 

[Pavan]

It appears that you have a highly contagious disease, spreading it to your near and dear ones whenever they come in contact with you. Tragedy seems imminent. 🤭

Yep i only asked him apply for airtel axis

 

[Strange]

Was remembering this one of my friend has 6 connection airtel he was doing recharge his account got flagged
all his spends are genuine

He has postpaid for him and wife (different number)
For his brother
His own prepaid
one DTH and one for dongle

Did Axis cancel his airtel card?