AU Zenith C2C LTF possible?

[shrirang]

Is it possible to get Zenith LTF?

My organisation is not listed for LTF in the document shared here.

However, an AU bank executive/agent approached me claiming he can offer LTF Zenith if I have any existing card with limit above 5 lacs, with C2C.

I do have a cards with more than 5 lacs limit , but I doubt if he is pitching to complete targets or telling truth.

Anyone with prior C2C LTF experience of AU?

 

[littlefinger]

Just now checked my CIBIL , 1 new enquiry reported. Not sure whether its a hard hit or soft hit. but wasted 1 attempt !

 

[Pravas]

Word or advice. Don't waste a CIBIL hig going for Zenith in swipe up.
I tried twice, once with DCB with 8L and the other one with saphirro with 25L limit. Both the times got xcite ultra.

I followed up with their PNO.and they are saying zenith is discontinued. If you don't have infinia then don't try wasteing a CIBIL hit.

 

[deep@vie]

Weird. Maybe @deep@vie can help.
Any reasonn why it didnt show Zenith @deep@vie ?

@redcarpet who said any card except can fetch Zenith for sure irrespective of the limit available on the card

 

[redcarpet]

@redcarpet who said any card except can fetch Zenith for sure irrespective of the limit available on the card

1) Not random card with random limit; its Hdfc regalia with 6.5 CL.
2) I was also not saying its 100% sure but just wanted to know if there are any new recent developments like removing zenith ccompletely via swipeup or he just had bad luck.
In any case, can u get Zenith via offline application (not swipeup) if we have regalia with 5+L limit?

 

[CardGame]

1) Not random card with random limit; its Hdfc regalia with 6.5 CL.
2) I was also not saying its 100% sure but just wanted to know if there are any new recent developments like removing zenith ccompletely via swipeup or he just had bad luck.
In any case, can u get Zenith via offline application (not swipeup) if we have regalia with 5+L limit?

Offline doors are closed for all

 

[deep@vie]

1) Not random card with random limit; its Hdfc regalia with 6.5 CL.
2) I was also not saying its 100% sure but just wanted to know if there are any new recent developments like removing zenith ccompletely via swipeup or he just had bad luck.
In any case, can u get Zenith via offline application (not swipeup) if we have regalia with 5+L limit?

As I mentioned earlier every card is a random card except Infinia.

 

[cardio_guy]

This is discussed in some of the existing threads too. I got it LTF in Apr'23.
use swipeup portal( https://www.aubank.in/personal-banking/credit-cards/swipe-up-credit-card-upgrade-platform)...enter the details and 6 digit of card you are having. If the card is having good limit, Zenith will be shown as available....or else some other card based on some criterion ( defined by AU).
give it a try.... if you are getting zenith here.... then no need for the agent...

Bonus tip - use cashkaro to get to this swipeup portal and then try applying to get extra cashback

In the Swipe up portal, if we give someone else's card number, will they verify?
(During vkyc or physical verification, do they ask to show the card that we gave during the swipe up application?)
Like if my friend has HDFC Infinia, can I use that card number and apply for me?

 

[CardGame]

@deep@vie for u

In the Swipe up portal, if we give someone else's card number, will they verify?
(During vkyc or physical verification, do they ask to show the card that we gave during the swipe up application?)
Like if my friend has HDFC Infinia, can I use that card number and apply for me?

 

[deep@vie]

@deep@vie for u

They match it with your experian

 

[deep@vie]

In the Swipe up portal, if we give someone else's card number, will they verify?
(During vkyc or physical verification, do they ask to show the card that we gave during the swipe up application?)
Like if my friend has HDFC Infinia, can I use that card number and apply for me?

It'll be rejected there only after reverification from experian as this bin number card won't be there.

 

[ajitshukla19]

It'll be rejected there only after reverification from experian as this bin number card won't be there.

Any hack for location as my residence and office both are not serviceable

 

[deep@vie]

Any hack for location as my residence and office both are not serviceable

Your employer ?

 

[CardGame]

It'll be rejected there only after reverification from experian as this bin number card won't be there.

Bro but the card BIN is not reported to bureaus, right? How do they verify it? During physical verification do they ask to show card and statement copy?

 

[deep@vie]

Bro but the card BIN is not reported to bureaus, right? How do they verify it? During physical verification do they ask to show card and statement copy?

If someone submitted infinia bin but infinia isn't there in experian, game over even fir @CardGame 😂

 

[deep@vie]

Bro but the card BIN is not reported to bureaus, right? How do they verify it? During physical verification do they ask to show card and statement copy?

If someone recently got Infinia but it's not reported to experian,after entering bin number his application will be rejected then & there or he'll just get xcite card.

 

[CardGame]

If someone submitted infinia bin but infinia isn't there in experian, game over even fir @CardGame 😂

I have already told you I am only looking for xcite ultra not zenith(usage is purely online) so I asked this question only for information purpose and for the benefit of the others.

 

[timva]

I have already told you I am only looking for xcite ultra not zenith(usage is purely online) so I asked this question only for information purpose and for the benefit of the others.

Then just use any card of yours which has good limit (Avoid cashback cards) and you would easily get Xcite Ultra..... Best of luck

 

[deep@vie]

I have already told you I am only looking for xcite ultra not zenith(usage is purely online) so I asked this question only for information purpose and for the benefit of the others.

I was just joking man, don't take it seriously

 

[CardGame]

I was just joking man, don't take it seriously

Yes yes I get u completely but just letting you know my requirements as u r going to help me later with the complete application process 😅

 

[CardGame]

Then just use any card of yours which has good limit (Avoid cashback cards) and you would easily get Xcite Ultra..... Best of luck

Yea I am planning to use Sapphiro 7.2L but still undecided on either xcite ultra LTF or Zenith+ paid effectively at 900. Since my usage is online slightly inclined towards ultra