Amex MRCC ....how to do 1500*4 transactions best way?

[NAITIK14]

Hello
in Amex MRCC ,we have to complete 4 transactions of 1500 every month. 2 tr we can do to paytm wallet via uber route but how do you complete another 2 ?

 

[D7162]

do we have to do this transaction in calendar month or statement month ?

 

[krishc]

do we have to do this transaction in calendar month or statement month ?

calendar month

 

[rogerthat]

I have both Gold Charge and MRCC. I complete both milestones every month. It is simple actually, and happens without having to do any manufactured spends. You only have to pay for your utility bills via Amazon Pay. This is how I (usually) do it.

MRCC
1500 x 1 Uber voucher = 60 points
1500 x 1 Amazon Pay voucher = 60 points (for electricity bill)
1500 x 1 Amazon Pay voucher = 60 points (for electricity bill)
1500 x 1 Freecharge load or any other random txn = 30 points
Total = 210+1000 bonus = 1210 points

GOLD Charge
1000 x 1 Amazon pay voucher (for postpaid) = 100 points
1000 x 1 Amazon pay voucher (for postpaid) = 100 points
1000 x 1 Amazon pay voucher (for broadband) = 100 points
1000 x 1 Amazon pay voucher (for broadband at parents') = 100 points
1000 x 1 Amazon pay voucher (for electricity bill) = 100 points
1000 x 1 NPS = 20 points
Total = 520+1000 bonus = 1520 points

Monthly grand total = 2730 points

I use the Freecharge loaded money to transfer to Indian Railways UTS wallet which gives 3% discount on load, so effectively nullifying wallet loading charges. This 1500 usually gets exhausted in a couple of months.

 

[krishc]

I have both Gold Charge and MRCC. I complete both milestones every month. It is simple actually, and happens without having to do any manufactured spends. You only have to pay for your utility bills via Amazon Pay. This is how I (usually) do it.

MRCC
1500 x 1 Uber voucher = 60 points
1500 x 1 Amazon Pay voucher = 60 points (for electricity bill)
1500 x 1 Amazon Pay voucher = 60 points (for electricity bill)
1500 x 1 Freecharge load or any other random txn = 30 points
Total = 210+1000 bonus = 1210 points

GOLD Charge
1000 x 1 Amazon pay voucher (for postpaid) = 100 points
1000 x 1 Amazon pay voucher (for postpaid) = 100 points
1000 x 1 Amazon pay voucher (for broadband) = 100 points
1000 x 1 Amazon pay voucher (for broadband at parents') = 100 points
1000 x 1 Amazon pay voucher (for electricity bill) = 100 points
1000 x 1 NPS = 20 points
Total = 520+1000 bonus = 1520 points

Monthly grand total = 2730 points

I use the Freecharge loaded money to transfer to Indian Railways UTS wallet which gives 3% discount on load, so effectively nullifying wallet loading charges. This 1500 usually gets exhausted in a couple of months.

I've MRCC
and I do 4 between apay voucher and NPS
btw Gold Charge annual fee waiver spend criteria is how much ?

 

[Walter White]

I've MRCC
and I do 4 between apay voucher and NPS
btw Gold Charge annual fee waiver spend criteria is how much ?

No pre-defined criteria. You need to ask them for retention offer.

 

[Pavan]

No pre-defined criteria. You need to ask them for retention offer.

Am planning to move from mrcc to gold charge card ..what are options of fee waiver ?
I don't have huge spend on amex maximum i can spend 1lakh a year will waive my fees ?

 

[Walter White]

Am planning to move from mrcc to gold charge card ..what are options of fee waiver ?
I don't have huge spend on amex maximum i can spend 1lakh a year will waive my fees ?

Most likely Amex will offer you points equivalent to the annual fee without GST. Around 9000 points.

 

[Pavan]

Most likely Amex will offer you points equivalent to the annual fee without GST. Around 9000 points.

Then should be good i have lot of pressure on MRCC to spend

 

[Walter White]

Then should be good i have lot of pressure on MRCC to spend

This is for gold. 4500 annual fee *2=9000

 

[Pavan]

This is for gold. 4500 annual fee *2=9000

Yes yes i want move out of MRCC .. so if i can get MR points for fee waiver then am thinking to move to gold

 

[Walter White]

Yes yes i want move out of MRCC .. so if i can get MR points for fee waiver then am thinking to move to gold

Gold has a joining fee of 1000 and you anyway get 6000 points if applied via referral

 

[Pavan]

Gold has a joining fee of 1000 and you anyway get 6000 points if applied via referral

Yes waiting for referral to start back

 

[itsmayank]

I have both Gold Charge and MRCC. I complete both milestones every month. It is simple actually, and happens without having to do any manufactured spends. You only have to pay for your utility bills via Amazon Pay. This is how I (usually) do it.

MRCC
1500 x 1 Uber voucher = 60 points
1500 x 1 Amazon Pay voucher = 60 points (for electricity bill)
1500 x 1 Amazon Pay voucher = 60 points (for electricity bill)
1500 x 1 Freecharge load or any other random txn = 30 points
Total = 210+1000 bonus = 1210 points

GOLD Charge
1000 x 1 Amazon pay voucher (for postpaid) = 100 points
1000 x 1 Amazon pay voucher (for postpaid) = 100 points
1000 x 1 Amazon pay voucher (for broadband) = 100 points
1000 x 1 Amazon pay voucher (for broadband at parents') = 100 points
1000 x 1 Amazon pay voucher (for electricity bill) = 100 points
1000 x 1 NPS = 20 points
Total = 520+1000 bonus = 1520 points

Monthly grand total = 2730 points

I use the Freecharge loaded money to transfer to Indian Railways UTS wallet which gives 3% discount on load, so effectively nullifying wallet loading charges. This 1500 usually gets exhausted in a couple of months.

So, is your MRCC free with GOLD?
If not then you should be paying 4500*2 + GST, right?

 

[metal_heart]

Recently Amex MRCC TAP is giving card declined? Tried at HP Pump, Eating Joint & D Mart.
No where, TAP worked but showed card declined

I read somewhere, it was issue with some specific machines?

 

[rogerthat]

So, is your MRCC free with GOLD?
If not then you should be paying 4500*2 + GST, right?

Yes that's right MRCC was offered free with Gold. And I get Gold fees waived off nearly every year.

 

[BMR]

Recently Amex MRCC TAP is giving card declined? Tried at HP Pump, Eating Joint & D Mart.
No where, TAP worked but showed card declined

I read somewhere, it was issue with some specific machines?

My tap never works I have tried it several times but it always fails and now I tell the merchants to dip the card instead of tapping.

 

[saucy]

MakeMyTrip has some decent discounts on AMEX cards -- good for the 20k MRCC + 1*1500

 

[MOHITM]

Yes waiting for referral to start back

Hi, referral has started. I can see it in my Amex account.

 

[pprakash11]

Hi, referral has started. I can see it in my Amex account.

Seriously?

 

[pprakash11]