I have 64K MR points. (I even hold Gold charge card till january). So If I buy Taj Voucher, I get around 58p/MR return. If I transfer MR Points and then if I book a hotel whose price to Bonvoy point ratio is around 1:1 then only i can consider that via Bonvoy, I am getting a return of more than 1 rupee per MR. (Correct me if I am wrong with this analogy).
Now I am not a person who visits 5 star hotels that much nor international flights.
Also some people are saying that the points in Marriott Bonvoy expires in 2 years or so.
So my question is - Do I still opt for the 30% bonus transfer and get around 88K Bonvoy points which I can use within 2 years somehow? I need more clarity on this marriott points expiry.