5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges

[Abhishek012]

5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges:

Download Snapay app here - https://play.google.com/store/apps/details?id=com.akinfopark.snapay&hl=en&gl=US

Now signup and login, complete full kyc.

1) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 2.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose T+1 option on Snapay app

Payment mode choose "Wallet 1" -



Here you see Snapay will charge you 2.5% and proceed to pay



Choose "Wallets" option here -



Choose "Phonepe" Wallet option and next page login your phonepe account, enter your 5% SBI cashback credit card details and go to card otp page.



Now here most important info -

If you get "PHONEPE PVT LTD" merchant name then you will get 5% SBI cashback credit card

But if you get any other merchant name cancel the transaction and retry again and again.

Note - if you are lucky then you will get "PHONEPE PVT LTD" merchant name on first attempt

or normally you will get "PHONEPE PVT LTD" merchant name on 5th or 6th attempt

or if you are unlucky then you will not get "PHONEPE PVT LTD" merchant name even on 10th or 12th attempt then only option is that, retry after few hours.

If possible click on "Cancel" option on SBI Card otp page, So, phonepe system will detect there is some issue on payment gateway and next time phonepe will choose "PHONEPE PVT LTD" merchant name. However there is no 100% guarantee on this method but most of the time it works.

2) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose "Same Day" option on Snapay app

Now if you have any Snapay wallet balance then you can use 50% of charges from your wallet and you need to pay only 1.52% conv fee, here see my screenshot -



How to earn Snapay wallet balance ?

Well, when you pay direct credit card bills on snapay app, you will get 1% Reward points.

you can redeem then Reward points on Snapay app and get 0.25% in Snapay wallet.

3) How to pay 5% SBI Cashback credit card to other Credit card bill or SBI card credit card bill ?​

You can enter your Credit card number and IFSC code instead of Bank account number and IFSC code and choose your Credit card number from your snappay app Utility bill payment option and pay.

Note - first time try Rs100 and check your credit card is supported bill payment through snapay utility bill pay option.

Here few banks credit card and IFSC code details but personally i am not verified with all banks credit cards yet.

Bank Name	Credit Card IFSC Code	Branch
Au Small Finance Bank	AUBL0CCARDS	Jaipur
Axis Bank	UTIB0000400	Mumbai
Bank of Baroda	BARB0COLABA	Mumbai
Bank of India	BKID0000101	Mumbai
Canara Bank	CNRB0001912	Bangalore
CITI Bank	CITI0000003	Chennai
Federal Bank	FDRL00CARDS	Kerala
HDFC Bank	HDFC0000128	Chennai
HSBC Bank	HSBC0400002	Mumbai
ICICI bank	ICIC0000103	Mumbai
IDBI BANK	IBKL0NEFT01	Mumbai
IDFC First Bank	IDFB0010225	Mumbai
IndusInd Bank	INDB0000018	Mumbai
Kotak Mahindra Bank	KKBK0000958	Mumbai
Punjab National Bank	PUNB0112000	New Delhi
RBL Bank	RATN0CRCARD	Mumbai
State Bank of India	SBIN00CARDS	Mumbai
Syndicate Bank	SYNB0002915	Bangalore
Union Bank of India	UBIN0580104	Mumbai
Yes Bank	YESB0CMSNOC	Mumbai

 

[Abhishek012]

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[PRASHANTTHAKUR]

Jldi se Loootoooo🥳🤑🤑🤑🤑
Toot padho🏃🏃

 

[Shoxie]

Wow, how do you even find these tricks bro! Look at the number of steps! Really appreciate it.

 

[moneyMaker]

Bhai group main post karneka tha na, patch ho jayega 🤷‍♂️

 

[NShah]

Done .... 🤭 First ever transaction using Sbi Cashback Card 😂

@Abhishek012

 

[MangoRush]

Snapay gives only 0.25% rewards for CC Bill Payment which makes it useless and then the charge will be 2.5%

All of this assuming PhonePe does not use Wallet MCC or Utility MCC, which is very unlikely.

 

[NShah]

All of this assuming PhonePe does not use Wallet MCC or Utility MCC, which is very unlikely.

Try with small amount for mcc confirmation

 

[MangoRush]

Try with small amount for mcc confirmation

Tried. 4900 MCC

 

[bigbyte]

so total 3.5% to 4.5% benefit possible. Badhiya hai.

 

[NShah]

Tried. 4900 MCC

Normally Snapay gives Utility mcc
Which CC did you use for MCC confirmation ?

 

[MangoRush]

Normally Snapay gives Utility mcc
Which CC did you use for MCC confirmation ?

I D F C

 

[techt]

Done .... 🤭 First ever transaction using Sbi Cashback Card 😂

@Abhishek012

Beware card may get mangalam.

 

[NShah]

Beware card may get mangalam.

Bro Snapay last 6 months se use kar rha hu 😝

 

[techt]

Bro Snapay last 6 months se use kar rha hu 😝

with SBI CB ?

 

[Abhishek012]

Tried. 4900 MCC

"PHONEPE PVT LTD" merchant name is not wallet or utility mcc for 5% SBI cashback credit card.

However, its showing under utility category.

"PHONEPE PVT LTD" MCC - 7399

You can also read this post about "PHONEPE PVT LTD" merchant name for Amazon gv purchase using 5% SBI Cashback credit card -

New Website - Buy Amazon gv at 5% cashback using SBI Cashback Credit Card

New Website - Buy Amazon gv at 5% cashback using SBI Cashback Credit Card: Note - I have been using this app since last month. I received an Amazon gift card immediately through 5% SBI Cashback Credit Card purchase. If there are any problems after my post, please contact customer care support...

www.technofino.in

 

[NShah]

with SBI CB ?

N o o 😨

 

[techt]

N o o 😨

Don't worry . Let's wait n see.

 

[Shubham Yadav]

5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges:

Download Snapay app here - https://play.google.com/store/apps/details?id=com.akinfopark.snapay&hl=en&gl=US

Now signup and login, complete full kyc.

1) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 2.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose T+1 option on Snapay app

Payment mode choose "Wallet 1" -



Here you see Snapay will charge you 2.5% and proceed to pay



Choose "Wallets" option here -



Choose "Phonepe" Wallet option and next page login your phonepe account, enter your 5% SBI cashback credit card details and go to card otp page.



Now here most important info -

If you get "PHONEPE PVT LTD" merchant name then you will get 5% SBI cashback credit card

But if you get any other merchant name cancel the transaction and retry again and again.

Note - if you are lucky then you will get "PHONEPE PVT LTD" merchant name on first attempt

or normally you will get "PHONEPE PVT LTD" merchant name on 5th or 6th attempt

or if you are unlucky then you will not get "PHONEPE PVT LTD" merchant name even on 10th or 12th attempt then only option is that, retry after few hours.

If possible click on "Cancel" option on SBI Card otp page, So, phonepe system will detect there is some issue on payment gateway and next time phonepe will choose "PHONEPE PVT LTD" merchant name. However there is no 100% guarantee on this method but most of the time it works.

2) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose "Same Day" option on Snapay app

Now if you have any Snapay wallet balance then you can use 50% of charges from your wallet and you need to pay only 1.52% conv fee, here see my screenshot -



How to earn Snapay wallet balance ?

Well, when you pay direct credit card bills on snapay app, you will get 1% Reward points.

you can redeem then Reward points on Snapay app and get 0.25% in Snapay wallet.

3) How to pay 5% SBI Cashback credit card to other Credit card bill or SBI card credit card bill ?​

You can enter your Credit card number and IFSC code instead of Bank account number and IFSC code and choose your Credit card number from your snappay app Utility bill payment option and pay.

Note - first time try Rs100 and check your credit card is supported bill payment through snapay utility bill pay option.

Here few banks credit card and IFSC code details but personally i am not verified with all banks credit cards yet.

Bank Name	Credit Card IFSC Code	Branch
Au Small Finance Bank	AUBL0CCARDS	Jaipur
Axis Bank	UTIB0000400	Mumbai
Bank of Baroda	BARB0COLABA	Mumbai
Bank of India	BKID0000101	Mumbai
Canara Bank	CNRB0001912	Bangalore
CITI Bank	CITI0000003	Chennai
Federal Bank	FDRL00CARDS	Kerala
HDFC Bank	HDFC0000128	Chennai
HSBC Bank	HSBC0400002	Mumbai
ICICI bank	ICIC0000103	Mumbai
IDBI BANK	IBKL0NEFT01	Mumbai
IDFC First Bank	IDFB0010225	Mumbai
IndusInd Bank	INDB0000018	Mumbai
Kotak Mahindra Bank	KKBK0000958	Mumbai
Punjab National Bank	PUNB0112000	New Delhi
RBL Bank	RATN0CRCARD	Mumbai
State Bank of India	SBIN00CARDS	Mumbai
Syndicate Bank	SYNB0002915	Bangalore
Union Bank of India	UBIN0580104	Mumbai
Yes Bank	YESB0CMSNOC	Mumbai

Trick toh sahi h

 

[Rahul Gupta]

5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges:

Download Snapay app here - https://play.google.com/store/apps/details?id=com.akinfopark.snapay&hl=en&gl=US

Now signup and login, complete full kyc.

1) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 2.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose T+1 option on Snapay app

Payment mode choose "Wallet 1" -



Here you see Snapay will charge you 2.5% and proceed to pay



Choose "Wallets" option here -



Choose "Phonepe" Wallet option and next page login your phonepe account, enter your 5% SBI cashback credit card details and go to card otp page.



Now here most important info -

If you get "PHONEPE PVT LTD" merchant name then you will get 5% SBI cashback credit card

But if you get any other merchant name cancel the transaction and retry again and again.

Note - if you are lucky then you will get "PHONEPE PVT LTD" merchant name on first attempt

or normally you will get "PHONEPE PVT LTD" merchant name on 5th or 6th attempt

or if you are unlucky then you will not get "PHONEPE PVT LTD" merchant name even on 10th or 12th attempt then only option is that, retry after few hours.

If possible click on "Cancel" option on SBI Card otp page, So, phonepe system will detect there is some issue on payment gateway and next time phonepe will choose "PHONEPE PVT LTD" merchant name. However there is no 100% guarantee on this method but most of the time it works.

2) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose "Same Day" option on Snapay app

Now if you have any Snapay wallet balance then you can use 50% of charges from your wallet and you need to pay only 1.52% conv fee, here see my screenshot -



How to earn Snapay wallet balance ?

Well, when you pay direct credit card bills on snapay app, you will get 1% Reward points.

you can redeem then Reward points on Snapay app and get 0.25% in Snapay wallet.

3) How to pay 5% SBI Cashback credit card to other Credit card bill or SBI card credit card bill ?​

You can enter your Credit card number and IFSC code instead of Bank account number and IFSC code and choose your Credit card number from your snappay app Utility bill payment option and pay.

Note - first time try Rs100 and check your credit card is supported bill payment through snapay utility bill pay option.

Here few banks credit card and IFSC code details but personally i am not verified with all banks credit cards yet.

Bank Name	Credit Card IFSC Code	Branch
Au Small Finance Bank	AUBL0CCARDS	Jaipur
Axis Bank	UTIB0000400	Mumbai
Bank of Baroda	BARB0COLABA	Mumbai
Bank of India	BKID0000101	Mumbai
Canara Bank	CNRB0001912	Bangalore
CITI Bank	CITI0000003	Chennai
Federal Bank	FDRL00CARDS	Kerala
HDFC Bank	HDFC0000128	Chennai
HSBC Bank	HSBC0400002	Mumbai
ICICI bank	ICIC0000103	Mumbai
IDBI BANK	IBKL0NEFT01	Mumbai
IDFC First Bank	IDFB0010225	Mumbai
IndusInd Bank	INDB0000018	Mumbai
Kotak Mahindra Bank	KKBK0000958	Mumbai
Punjab National Bank	PUNB0112000	New Delhi
RBL Bank	RATN0CRCARD	Mumbai
State Bank of India	SBIN00CARDS	Mumbai
Syndicate Bank	SYNB0002915	Bangalore
Union Bank of India	UBIN0580104	Mumbai
Yes Bank	YESB0CMSNOC	Mumbai

Mujhe toh wallet se convienience fee pay karne ka option hi nhi ata.

Update- 1st transactin pay show nhi karta 2nd se agya.