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  • Users: CHOCOPANDA
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  1. CHOCOPANDA

    Can I get Hdfc millenia add on even having myself same credit card

    I have millenia credit card and savings account. By brother has millennia credit card and savings account. I want to apply add on card of millennia with the primary card of my brother. Will the bank will give him add on
  2. CHOCOPANDA

    Talkcharge Fraud, asking customer to repay cashback or they will send legal notice as per RBI guidelines

    Many of us have heard of a app few months back namely talkcharge. It is a app where you can load wallet and keep theoney in few months it would give x2 or x3 .... cashback. I was also one of them . I loaded it in around 25k but used all my amount in doing electricity or mobile recharge before...
  3. CHOCOPANDA

    From no where I received 1500rs cashback in tata neu plus rupay credit card

    I have tata neu plus rupay credit card. I know this card gives cashback in form of neu coins which gets credited in the tata neu app. But in my transaction history in this month from no where I have received 1500rs cashback. Can anyone tell is there any terms and condition has changed or any...
  4. CHOCOPANDA

    Closing 6 credit card at a time

    I saw this message in one score app. It is recommending to close some cards which I don't use. So I have sent email to bank to close them. Thelist is followed. I am thinking to increase my cibil score but it is going down and reached 769 from 774. As in near future I would take home loan. So...
  5. CHOCOPANDA

    Jewellery shop charged customer to pay MDR

    Today I purchased jewellery in a shop. I paid via rupay cc. I did two transactions 50k and 1L. The shop told me to pay the mdr as it is charged to him by bank. I have heard news that Govt is planning to reimburse the mdr to banks. So my query is that can I get my mdr back. If the bank pays it to...
  6. CHOCOPANDA

    Axis cc limit 210K . Paid 10k and available credit limit is 220k. But not same for hdfc ...why

    I have axis ace cc limit 210k I paid 50k now available limit showing 260k. I can do two transaction of 210k and 40k. Leaving 10k as balance. however I have two cc of hdfc. Shared limit of 1L. I paid 10k in millenia and 80k in neu. So my available limit becomes 190 k. And then I will do one...
  7. CHOCOPANDA

    Rbl bank account replied more than 16 working days to unfreeze my account.

    My rbl bank account is freezed from bank side as they found suspicious activity in it. Actually I paid 15k and 5k credit card bill from Freecharge. But credit card bill payment was successful and it got settled . Now after 9 days when I was trying to do UPI transfer fund via UPI it was...
  8. CHOCOPANDA

    Need Debit card for maximum cashback on offline spend

    I have Axis Ace Credit Card which gives 2% cashback on offline or pos swipe. I have requirement for Debit Card which can provide best reward point on Offline Spends. as credit card is not accepted now. I can open bank account for that debit card
  9. CHOCOPANDA

    What is cashback on flight booking on flipkart and cleartrip by flipkart axis bank credit card

    will it be 5% cashbcak when book on flipkart and will it be 1.5% and additional 4% cashback if book through cleartrip
  10. CHOCOPANDA

    Best saving Account with minimum average balance

    I want to apply for Hdfc bank saving account only to get Hdfc bank debit card which gives 1% on credit card bill payment. pls suggest best account with minimum average balnce
  11. CHOCOPANDA

    Hdfc Irctc co branded credit card have any one got it. I hve one core creit crd ltf . want this one also

    Hello friends i have hdfc bharat rupay credit card ltf limit 1lac. they are giving millenia fyf not ltf . told them can i get irctc credit card. pls tell if you aNyone hav got this credit card. 1. also how much cashback you get when buy amazon pay gift card from smrtbuy gyftr as its tnc says...
  12. CHOCOPANDA

    Hdfc Credit card reward redemption by submitting Form in Branch..need guidance and share experiance

    Hello friends i do not have hdfc bank account and i hold its Bharat Rupay Credit Card and have 1000 points in it. i got mail for millenia upgrade but want to redeem its points before upgrade. so i have uploaded its rewards catalogue and rewards redemption form. in the rewards catalogue i think...
  13. CHOCOPANDA

    Which variant Hdfc Millenia will give max benefits. i have visa mastercard of other bank no dinners club

    Which Variant of Hdfc Millenia Credit Card would you prefer 1. Visa 2. DinnersClub Pls give poll and also justify your reason
  14. CHOCOPANDA

    Should i take upgrade for fyf hdfc millenia

    Upon receipt of your income documents, we have reviewed your request and we are willing to offer an additional credit limit of Rs. 72,000.00 from your existing credit limit subject to internal check. Further, basis your request on card upgrade your card. We have taken up for a detailed review...
  15. CHOCOPANDA

    Not Getting Icici Platinum Chip Credit Card inspite of 8 other bank credit card and 5 Lakhs Limit ...Cibil 764 present

    I wanted to have Icici Platinum Chip Credit Card ltf for offers In many websites. but i am not getting it. I have tried online by myself, online by agent, by visiting bank branch , by calling with customer care ...all failed also i have also utilised 3 mobiles numbers each time for registering...
  16. CHOCOPANDA

    Hdfc Irctc credit card tnc says no rewards points on gift card purchase

    but what reward point or cashback it gives if i buy gift card from smartbuy gyftr. as this card being hdfc credit card should give cashback if used on smartbuy
  17. CHOCOPANDA

    Income tax notice on more spend on credit card than income

    sir i have credit card which i use and also use for my friends. but will income tax give me notice if i spend more than my annual income. i take money from my friend online and will show to income tax that i have recived from my friends for there spends on my credit card. pls give detail...
  18. CHOCOPANDA

    Is any credit card to link with upi

    pls make a vedio about the credit cards that can be linked to upi. if possible also mention if any credit card lifetime free to government employees. also giving maximum cashback or rewards in offline spends.
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