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  • Users: Souvik
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  1. Souvik

    ICICI offering Sapphiro Credit Card LTF, subject to FD

    This is just an information post, that today I received a call from the nearby ICICI Bank branch where the person on the other side offered Sapphiro CC (https://www.icicibank.com/personal-banking/cards/credit-card/sapphiro-credit-card/key-privileges) LTF, subject to a few terms: 1. Its FD...
  2. Souvik

    Wondering how DICGC's 5 Lakh assurance works ???

    Wondering how DICGC's 5 Lakh assurance for your savings account works???? How do you get back your money if there is a run on the bank ??? Here is a practical case study of PMC Bank, which is now taken over by Unity Bank, and the repayment schedule is likewise. Remember all these...
  3. Souvik

    Anyone here opted for Corporate Car Lease ?

    Would be curious to understand the terms and conditions of the Lease with focus on tax benefits, residual value of the asset to buy at end of lease tenure, and estimated monthly costs. What happens to the lease if you change the organization midway ?
  4. Souvik

    IndusInd Bank Duo Card (Credit & Debit card both in one card)

    This looks like quite an unique and innovative concept of having a debit and credit card at once in one card, anyone who is using it can comment as to how how good or bad the experience has been till now ? https://www.indusind.com/in/en/personal/cards/credit-card/duo-card.html# This can in fact...
  5. Souvik

    IndusInd Credit Card Online Application and Results

    Hi, I am pretty new to IndusInd platform and trying my luck in applying for their LTF credit cards. Primarily I would be using the card for airport lounge access (only when offices open up and subject to domestic travel), movie tickets, grocery offers, bill payment and all common week to week...
  6. Souvik

    Top 20 Bank FD Rate & Tenure - May 2022

    I found this on financial express, and thought would share it here for more people to benefit from this.
  7. Souvik

    DBS Bank Credit Card, Savings Account Offerings

    Am I the only one who do not see much traction for DBS Bank's products in this forum ? They have some good discounts on Big basket irrespective of minimum order value and all. Sure not many branches but touted to be asia's safest bank. Before I indulge, I just wanted to have a few wise thoughts !
  8. Souvik

    Anyone invested into Cryptos ?

    Did not find a segment for cryptos, hence posting it in General Discussion page. Curious to understand if anyone is going through the ups and downs in Crypto world and has invested into any of the coins ?
  9. Souvik

    HDFC Imperia Concierge Programme

    Has anyone experienced this yet, I do not see anything remarkably excellent in it though, seeking broader views. https://www.hdfcbank.com/personal/save/high-networth-banking/premier-banking/imperia/concierge-service
  10. Souvik

    Bank Account, Credit Card for Free Subscription to Amazon Prime/Zomato Pro Benefits

    Which bank account (preferably) or LTF credit card is the easiest to get free Amazon Prime OR Zomato Pro Or Times Prime like similar benefits for free ? I do know of a few bank accounts where I have to again open a new account and get those benefits, but not on the existing account. I am also...
  11. Souvik

    Suggestions for Health Insurance for Husband, Wife in 30s and 1 Newborn Child

    Hey, With count less health insurance plans in the market at times its just confusing to zoom in onto the right health insurance plan. Hence looking for suggestions from this forum. Note: I already have a group health insurance from my employment for my wife and child. Looking for a another...
  12. Souvik

    Doorstep Banking ?

    Anyone availed of Doorstep Banking by any of the private banks, Cash Pickup, Cash Delivery. Specifically looking for Cash Delivery as visiting the ATM for cash requirements also may be out of fashion in sometime. https://www.axisbank.com/bank-smart/doorstep-banking/doorstep-banking...
  13. Souvik

    How's the Experience in Bandhan Bank for Savings Account ?

    I wanted to check how has the experience been for our fellow members if someone has had the opportunity of having a Bandhan bank savings account, be it a zero balance or a 5 Lakh MAB account. Thanks !
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