IndusInd Credit Card Online Application and Results

[Souvik]

Hi,

I am pretty new to IndusInd platform and trying my luck in applying for their LTF credit cards. Primarily I would be using the card for airport lounge access (only when offices open up and subject to domestic travel), movie tickets, grocery offers, bill payment and all common week to week expenses (1.2 L credit card spending in a year max to max), not really a fan of points redemption but would prefer cashbacks (if any available). I have HDFC Regalia, ICICI Apay, IDFC Select in my kitty.

The automated system gives me the following options to choose from: Are any of these worth in the long-run ?




Not considering the below one as this has huge fees.

 

[Souvik]

I think among these Legend is the highest variant

It looks decent

 

[Amitt Aryan]

Hi,

I am pretty new to IndusInd platform and trying my luck in applying for their LTF credit cards. Primarily I would be using the card for airport lounge access (only when offices open up and subject to domestic travel), movie tickets, grocery offers, bill payment and all common week to week expenses (1.2 L credit card spending in a year max to max), not really a fan of points redemption but would prefer cashbacks (if any available). I have HDFC Regalia, ICICI Apay, IDFC Select in my kitty.

The automated system gives me the following options to choose from: Are any of these worth in the long-run ?




Not considering the below one as this has huge fees.

Priority pass membership on Aura edge card?
Surprised to see.
On website, I have not seen any such feature of it.

 

[Souvik]

Priority pass membership on Aura edge card?
Surprised to see.
On website, I have not seen any such feature of it.

Even legend does not have PP, that too it says PP for you and partner ! So as I see benefits are split in different cards

 

[007]

Hi,

I am pretty new to IndusInd platform and trying my luck in applying for their LTF credit cards. Primarily I would be using the card for airport lounge access (only when offices open up and subject to domestic travel), movie tickets, grocery offers, bill payment and all common week to week expenses (1.2 L credit card spending in a year max to max), not really a fan of points redemption but would prefer cashbacks (if any available). I have HDFC Regalia, ICICI Apay, IDFC Select in my kitty.

The automated system gives me the following options to choose from: Are any of these worth in the long-run ?




Not considering the below one as this has huge fees.

Go for Legend. The best among these, I got it this month. I was also eligible for all these cards. You will get 2 per quarter lounge access from CC. Priority Pass Membership is free, but has charges for visits.

 

[Souvik]

Go for Legend. The best among these, I got it this month. I was also eligible for all these cards. You will get 2 per quarter lounge access from CC. Priority Pass Membership is free, but has charges for visits.

I perhaps have some user experience here. Do you also have a savings in IndusInd (hoping for auto debit for CC bills) ?

Have you used the movie offers, any catch there, minimum value should be x, book only through paytm and all ?

 

[007]

I perhaps have some user experience here. Do you also have a savings in IndusInd (hoping for auto debit for CC bills) ?

Have you used the movie offers, any catch there, minimum value should be x, book only through paytm and all ?

No savings account. Applied directly for CC. Also, you might not get the limit shown here.

You need to book minimum 2 tickets (max 200 discount on 2nd ticket). You need to book through BookMyShow, not Paytm. And book after midnight, else you will get quota over. You can avail this offer thrice in a month.

 

[Souvik]

No savings account. Applied directly for CC. Also, you might not get the limit shown here.

You need to book minimum 2 tickets (max 200 discount on 2nd ticket). You need to book through BookMyShow, not Paytm. And book after midnight, else you will get quota over. You can avail this offer thrice in a month.

Oh, okay, I see limit might be different. One good thing I learnt without suffering myself is that I have to book tickets after midnight to get around quota over issue, thanks for that.

 

[BankExpertIndia]

Hi,

I am pretty new to IndusInd platform and trying my luck in applying for their LTF credit cards. Primarily I would be using the card for airport lounge access (only when offices open up and subject to domestic travel), movie tickets, grocery offers, bill payment and all common week to week expenses (1.2 L credit card spending in a year max to max), not really a fan of points redemption but would prefer cashbacks (if any available). I have HDFC Regalia, ICICI Apay, IDFC Select in my kitty.

The automated system gives me the following options to choose from: Are any of these worth in the long-run ?




Not considering the below one as this has huge fees.

Bro @Souvik According To My Opinion Among The Four Cards... Legend Is The Best One... As You'll Get 1RP Per 100 Rs. Spent In Week Days And 2RP Per Rs.100 Spent...

If You Want Airline Tickets (Vistara Business Class) Then You Should Apply For Axis Vistara Infinite Card... As In This Card( IndusInd Vistara Explorer) You'll Only Get Vistara Gold Tier Only For First Year And To Renew It You'll Have To Complete Necessary Flights.

 

[007]

Oh, okay, I see limit might be different. One good thing I learnt without suffering myself is that I have to book tickets after midnight to get around quota over issue, thanks for that.

No mention bro. Here to help. Any issue/query, you can ping me! 😁

 

[Souvik]

Bro @Souvik According To My Opinion Among The Four Cards... Legend Is The Best One... As You'll Get 1RP Per 100 Rs. Spent In Week Days And 2RP Per Rs.100 Spent...

If You Want Airline Tickets (Vistara Business Class) Then You Should Apply For Axis Vistara Infinite Card... As In This Card( IndusInd Vistara Explorer) You'll Only Get Vistara Gold Tier Only For First Year And To Renew It You'll Have To Complete Necessary Flights.

Thanks brother, I agree with what youve said about reward points for Legend, am not that rich to fly vistara, indigo is just fine for me

 

[Amitt Aryan]

I just got Indusind aura edge delivered via bluedart.
It was preapproved. Applied a week ago.
If it was not pre approved, I would hv chosen Legend over it.

 

[Souvik]

In addition, I am seeking to understand if anyone here can throw some light upon the premium savings accounts that IndusInd offers, something like HDFC Preferred, HDFC Imperia, Axis Priority etc.

Wanted to check which accounts are those and the MAB/AQB/TRV requirements to maintain those accounts ?

 

[BankExpertIndia]

I just got Indusind aura edge delivered via bluedart.
It was preapproved. Applied a week ago.
If it was not pre approved, I would hv chosen Legend over it.

Bro You Can Request Them To Change The Card If You Want!

 

[Souvik]

I just got Indusind aura edge delivered via bluedart.
It was preapproved. Applied a week ago.
If it was not pre approved, I would hv chosen Legend over it.

Did you apply on the site or telephone call or via offers in netbanking ?

 

[Amitt Aryan]

Bro You Can Request Them To Change The Card If You Want!

Will try after 1 month of usage.
Today its delivered.
I dont think they will encourage it.
Wait for 6 months or so, Cc team has always this excuse.

 

[BankExpertIndia]

In addition, I am seeking to understand if anyone here can throw some light upon the premium savings accounts that IndusInd offers, something like HDFC Preferred, HDFC Imperia, Axis Priority etc.

Wanted to check which accounts are those and the MAB/AQB/TRV requirements to maintain those accounts ?

@Souvik

IndusInd Has Indus Exclusive With Rs. 1,00,000 / 2,00,000 MAB OR Free With Indulge Card Or Can Get A Health Insurance From IndusInd With A Premium Of Rs. 20,000 To Get The Account For Free Or Can Have Rs. 6,00,000 Portfolio Of Mutual Funds / Demat Holding To Get The Account For Free.

IndusInd Has Pioneer Wealth Management In Which You Have To Maintain Rs. 10,00,000 Across All Your Savings Account & Current Account Or Have A Rs. 30L Relationship Value With The Bank.

 

[Amitt Aryan]

Did you apply on the site or telephone call or via offers in netbanking ?

Telephone call from indusind employee.
I asked her documents 1st and then gave mine for processing. 😉😉
Just to confirm that they are actually for indusind or not.
I have savings account with them.
Indus max savings account.
Recently opened 6 months back.

 

[007]

In addition, I am seeking to understand if anyone here can throw some light upon the premium savings accounts that IndusInd offers, something like HDFC Preferred, HDFC Imperia, Axis Priority etc.

Wanted to check which accounts are those and the MAB/AQB/TRV requirements to maintain those accounts ?

Exclusive/Select are good. There's a Indus Partner account (premium account, as good as Select) zero balance account offer running till 31st May. This has been already discussed and you can refer the threads below:

Indusind Bank Partner Account Suggestion

A few days ago when I visited Indus bank the employee told me a offer on opening of indus partner account wherein I have to deposit a cheque of rs 2L at opening which I can withdraw as soon as account gets opened and the account then remains zero balance and he also assured that they don't...

www.technofino.in

indusind excusive Saving Account against Legend credit card

Hi, Anyone here opened indusind excusive Saving Account with0 AQB against legend card ? I heard that pinnacle is discontinued so indusind is opening excusive Saving Account with 0 AQB if you have a legend card.

www.technofino.in

IndusInd Legend CC LTF Offer query

Hi! I have been receiving lot of calls lately to offer LTF CC on IndusInd, few callers from Gurgaon number have even offered Legend Variant. My understanding is that IndusInd does not do LTF easily, at least there is joining fees which gets partially reversed thru vouchers. I did ask the caller...

www.technofino.in

 

[Amitt Aryan]

Nice
Even I'm waiting for pre approved from Indusind
Did you have account?

Yes,
Indus max account