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  • Users: vysakh
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  1. V

    Axis Atlas Tata Neu and Atlas

    Do we get 5X EM for flights booked through Tata Neu App?
  2. V

    Axis Atlas Atlas - Bonus edge miles on non TE travel expenses

    Does Atlas give bonus edge miles on travel spends that aren't done on Travel Edge? More specifically AirBnB - in India, transaction in INR Etihad - from India, but payment happened in EUR It has been over 3 weeks and I got the base edge miles for these. The statement is not generated yet, so...
  3. V

    which card among these, rewards for wallet loads? (phonepe)

    With all the frequent devaluations, surcharges and other changes in rewarding structures, I've lost track of who rewards for wallet loads or at least considers it for any milestone benefits. Though I try to use cards everywhere, not everyone accepts it, especially when the transaction value is...
  4. V

    Account for day to day (UPI) transactions

    I use UPI every time I go to the tea shop and so there are like a 100 transactions of 10rs or 12rs in every statement and this is cluttering my salary/investment/emergency accounts. Tried using wallets. Phonepe works well, but most merchants around me use paytm. I have boycotted paytm because...
  5. V

    Let's talk wallets

    Not your paytm, phonepe or something of the sort, but your actual physical ones - the ones used to hold your cards, cash and what not. What do you use? Do you use a regular wallet that's mostly for cash and coins but has room for a few cards? Do you have something that's just for cards? What...
  6. V

    Disable sweep deposits

    Does anyone know how to disable sweep deposits being created, online? I had done a quick navigation through the settings and did not find an option that looked to be disabling it. Looking for solutions on SBI and kotak.
  7. V

    Manufacturing spends

    Credit cards and their rewards are quite enticing and sometimes you don't have enough spends to get all the benefits. Whether it be the cashback/rewards, the monthly milestones or even to reach the annual fee waiver, a good amount of spends is good to have, as long as you keep the credit...
  8. V

    Golf benefits

    There are a few cards these days that come with golf benefits. Complementary golf rounds and complementary lessons even. Has anyone availed these services? Are there any hidden terms and conditions like you need to get some membership or purchase the golf clubs or something of the sort?
  9. V

    Those with multiple cards - how do you derive value from all cards?

    Those with 5+ or 10+ or even 15+ active cards, how do you manage to extract value from all your cards? The LTF ones are a no brainer, but then there are cards with high annual charges like 5k, 10k, 20k and even 50k. Some of these come with some perks which will give you get the equivalent...
  10. V

    Credit Limit usage

    There is this recommendation to keep the usage under 30% of the limit, but where does this limit apply? Is it per card? per bank? overall? If I have one card with low limit and high usage (>30%) and another one with high limit but low usage (<10%) and if the usage and limits are combined...
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