which card among these, rewards for wallet loads? (phonepe)

[vysakh]

With all the frequent devaluations, surcharges and other changes in rewarding structures, I've lost track of who rewards for wallet loads or at least considers it for any milestone benefits. Though I try to use cards everywhere, not everyone accepts it, especially when the transaction value is less than 100 and so have to resort to UPI. Most merchants around me are on PhonePe and so if I can use PhonePe wallet, it might be beneficial to use a CC to load the wallet, if the card gives some sort of reward for the wallet load. Noticed that PhonePe is charging 2% + GST for the load, so if anyone rewards more than it, it'll sweeten the deal.

I'm looking at something like only 1000 Rs a month.


1. Axis Magnus
2. HDFC DCB
3. IDFC Wealth
4. SBI SimplyClick
5. BOB Eterna
6. Kotak Zen Signature

 

[ltf4ever]

With all the frequent devaluations, surcharges and other changes in rewarding structures, I've lost track of who rewards for wallet loads or at least considers it for any milestone benefits. Though I try to use cards everywhere, not everyone accepts it, especially when the transaction value is less than 100 and so have to resort to UPI. Most merchants around me are on PhonePe and so if I can use PhonePe wallet, it might be beneficial to use a CC to load the wallet, if the card gives some sort of reward for the wallet load. Noticed that PhonePe is charging 2% + GST for the load, so if anyone rewards more than it, it'll sweeten the deal.

I'm looking at something like only 1000 Rs a month.


1. Axis Magnus
2. HDFC DCB
3. IDFC Wealth
4. SBI SimplyClick
5. BOB Eterna
6. Kotak Zen Signature

i think DCB considers it for milestone benefits, but no rewards..
idfc wealth gives rewards, but wont beat the 2% and gst.

 

[shashiishot2007]

eterna gives 3.75% for phonepe wallet loading. I have loaded 4993 rs last month of which . I got 749 points which is equal to 187 rs. Screenshots attached for calculation

 

[vysakh]

Awesome, thank you.
Just curious, why 4993 Rs and not 5k?

 

[alakhng]

eterna gives 3.75% for phonepe wallet loading. I have loaded 4993 rs last month of which . I got 749 points which is equal to 187 rs. Screenshots attached for calculation

This is awesome!

 

[sgoyal9]

Amex also gives points for wallet loads. I have tried on Paytm, and got the appropriate amount of points. Pretty sure they consider it for the milestone benefits as well.

Tried with Amex Platinum Travel. Just be careful as the wallet app might charge a bit more convenience fee for Amex.

 

[PaneerButterMasala]

Exactly in the same situation. Has anyone tried IndusInd Legend for PhonePe Wallet Load?

 

[Lord Of Darkness]

I think even SCB ultimate rewards all wallet loads at 3.33%.

Just got the card today and did some TXNs. Will confirm in few days.

 

[Wealth is my birth right!]

With all the frequent devaluations, surcharges and other changes in rewarding structures, I've lost track of who rewards for wallet loads or at least considers it for any milestone benefits. Though I try to use cards everywhere, not everyone accepts it, especially when the transaction value is less than 100 and so have to resort to UPI. Most merchants around me are on PhonePe and so if I can use PhonePe wallet, it might be beneficial to use a CC to load the wallet, if the card gives some sort of reward for the wallet load. Noticed that PhonePe is charging 2% + GST for the load, so if anyone rewards more than it, it'll sweeten the deal.

I'm looking at something like only 1000 Rs a month.


1. Axis Magnus
2. HDFC DCB
3. IDFC Wealth
4. SBI SimplyClick
5. BOB Eterna
6. Kotak Zen Signature

Option 3 u can consider but use it after 30k spends cross then only u will get 2.5%

 

[Lord Of Darkness]

I think even SCB ultimate rewards all wallet loads at 3.33%.

Just got the card today and did some TXNs. Will confirm in few days.

I can confirm that I have indeed got 3.33% rewards for all the wallet spends using SCB ultimate.