How long it takes to get Kotak Pre-Approved CC offers for new 811 account?

[StanRoute66]

Just a few days ago , I opened Kotak 811 Account . What is the general timeframe for me to start getting LTF Credit Card offers ? I will be using this account for paying my CC Bills for now .
So , Kindly Share your Experiences in this thread and tell us what Pre-approved card did you get as a 811 Customer ? also let me know if there is a process to get LTF White Card Upgrade from another Kotak Credit Card ?

 

[Lakshya Mahani]

Who told Kotak allows only one card
I know people with multiple Kotak carda

I heard from few people that kotak issues only one card.

 

[ashwinkashwink is verified member.]

We are on the same boat @Batmanbaba

FD Card from Kotak >>Closed recently>>No offers till date. Never applied offline as I am waiting for LTF offer.

Same here but I didn't take fd card 😅

 

[Arcade]

Finally got the pre-approved offer in my app and netbanking but when I click on it, this link has expired error pops up. Any idea on what to do next or Is this a sign to wait for a higher variant card? 🥹

 

[tiny]

Finally got the pre-approved offer in my app and netbanking but when I click on it, this link has expired error pops up. Any idea on what to do next or Is this a sign to wait for a higher variant card? 🥹

how old is the account ..?

 

[Arcade]

how old is the account ..?

Opened the account I think In August/September last year, kept barely anything in it as it was linked to a number which I didn't use. Got it changed last month and then did a few transactions here and there, also kept around 20k but only for a month and got this offer today.

 

[Bob78900]

Finally got the pre-approved offer in my app and netbanking but when I click on it, this link has expired error pops up. Any idea on what to do next or Is this a sign to wait for a higher variant card? 🥹

Contact customer care btw photo says they will contact you. Btw this was offered ltf?

 

[Arcade]

Contact customer care btw photo says they will contact you. Btw this was offered ltf?

Yup, the email says LTF. Hopefully they contact soon and I'm able to get it.

 

[Arcade]

Kotak easily gives pre approved offers

A bit off topic but does Kotak give upgrades easily as well?
Or should I wait for a better offer to come cause I've only recently started transacting well with this account.

 

[StanRoute66]

A bit off topic but does Kotak give upgrades easily as well?
Or should I wait for a better offer to come cause I've only recently started transacting well with this account.

wait for better offers .

 

[Arcade]

Yes gives good upgrades too

Alright, thanks folks!

I'll contact customer care tomorrow and fingers crossed, this gets sorted. Otherwise waiting it is.

 

[Bob78900]

Yes gives good upgrades too

If he will not accept this offer and wait for more 3-4 months chances of getting a better card like kotak white as ltf right?

 

[Credit Karma]

Just a few days ago , I opened Kotak 811 Account . What is the general timeframe for me to start getting LTF Credit Card offers ? I will be using this account for paying my CC Bills for now .
So , Kindly Share your Experiences in this thread and tell us what Pre-approved card did you get as a 811 Customer ? also let me know if there is a process to get LTF White Card Upgrade from another Kotak Credit Card ?

Hello @StanRoute66 ,

Hope you have gotten all your doubts cleared.

I also have a Kotak Bank account since 2016. Initially I had opened a salary account but the account was in dormant since 2019-20. In March 2022 I downgraded it to Neo variant (Zero balance account).

Since Jan 2022, Kotak employee kept pestering me to apply for League Credit card but I did not apply because there were some disputes on CIBIL. I wanted to clear the disputes first and then apply.

Till May, it was showing, that I had League in pre-approved status. And after that it changed to pre-qualified offer.
Since it took more than 6 months to resolve disputes with CIBIL, I did not apply.

But now that I am finally ready to apply there are no pre-approved offers from Kotak despite I am living in a serviceable area (Pune).

Will there be any pre-approved offers in future? How long should have to wait? Should I continue transacting from this account or leave it be?

@Batmanbaba please provide your views as well since you have gone through this condition as I read here somewhere.

 

[akshayhs]

3 months in my case.

 

[Batmanbaba]

Hello @StanRoute66 ,

Hope you have gotten all your doubts cleared.

I also have a Kotak Bank account since 2016. Initially I had opened a salary account but the account was in dormant since 2019-20. In March 2022 I downgraded it to Neo variant (Zero balance account).

Since Jan 2022, Kotak employee kept pestering me to apply for League Credit card but I did not apply because there were some disputes on CIBIL. I wanted to clear the disputes first and then apply.

Till May, it was showing, that I had League in pre-approved status. And after that it changed to pre-qualified offer.
Since it took more than 6 months to resolve disputes with CIBIL, I did not apply.

But now that I am finally ready to apply there are no pre-approved offers from Kotak despite I am living in a serviceable area (Pune).

Will there be any pre-approved offers in future? How long should have to wait? Should I continue transacting from this account or leave it be?

@Batmanbaba please provide your views as well since you have gone through this condition as I read here somewhere.

The only option is to wait... If you are willing to take a cibil hit u can directly apply but dont expect ltf...

 

[StanRoute66]

Hello @StanRoute66 ,

Hope you have gotten all your doubts cleared.

I also have a Kotak Bank account since 2016. Initially I had opened a salary account but the account was in dormant since 2019-20. In March 2022 I downgraded it to Neo variant (Zero balance account).

Since Jan 2022, Kotak employee kept pestering me to apply for League Credit card but I did not apply because there were some disputes on CIBIL. I wanted to clear the disputes first and then apply.

Till May, it was showing, that I had League in pre-approved status. And after that it changed to pre-qualified offer.
Since it took more than 6 months to resolve disputes with CIBIL, I did not apply.

But now that I am finally ready to apply there are no pre-approved offers from Kotak despite I am living in a serviceable area (Pune).

Will there be any pre-approved offers in future? How long should have to wait? Should I continue transacting from this account or leave it be?

@Batmanbaba please provide your views as well since you have gone through this condition as I read here somewhere.

Transact heavily to get a higher variant card LTF .

 

[Credit Karma]

The only option is to wait... If you are willing to take a cibil hit u can directly apply but dont expect ltf...

Has anyone tried through branch explaining to them that it was offered pre approved and can they issue without submitting any documents?

 

[ashwinkashwink is verified member.]

Hello active members of this thread anyone of you received pre approved offers from kotak recently?
In my case received the consumer durable loan of ₹100,000 and no cc offers...

 

[zealot]

Hello active members of this thread anyone of you received pre approved offers from kotak recently?
In my case received the consumer durable loan of ₹100,000 and no cc offers...

Two of my friends got CC recently, they also got consumer durable loan offer before.

 

[ashwinkashwink is verified member.]

Two of my friends got CC recently, they also got consumer durable loan offer before.

What about you bhai?

 

[AsB]

Hello active members of this thread anyone of you received pre approved offers from kotak recently?
In my case received the consumer durable loan of ₹100,000 and no cc offers...

How to check?