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Hdfc account upgrade

tharun

TF Premier
I have recently received a message from hdfc that iam eligible for classic banking program for free should I upgrade my account or not
At present my bank account is a normal one with millennia hdfc debit card with minimum balance of ₹5000


Thanks for the response in advance

Note that iam not a Salaried person (student)
Or don't have any idea for this classic banking criteria
 

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pkpr

TF Premier
Currently i have normal Savings Account with millennia DC and if my account gets upgraded to classic then is it necessary to take Platinum Dc? Can i continue with my millennia DC?
 

raghu.rokda

TF Ace
Account variant doesn’t matter with HDFC..
If you have 10k mab account & 5L is present in account is always greater than imperia/preferred account of 0 balance in account

Imperia is the worst account of HDFCBANK..
Because bank knows imperia customer are high profile customers & these customers doesn’t care about any charges & offers so they give everything less compared to other variants
 
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sm9811911

TF Ace
VIP Lounge
Account variant doesn’t matter with HDFC..
If you have 10k mab account & 5L is present in account is always greater than imperia/preferred account of 0 balance in account

Imperia is the worst account of HDFCBANK..
Because bank knows imperia customer are high profile customers & these customers doesn’t care about any charges & offers so they give everything less compared to other variants
Disagree to an extent. I feel even the benefit of reaching out directly to an cust service exec by a single button press in itself is worth the upgrade if you're being offered. On top of it, the premium banking cse are much more knowledgeable and effective than a normal account..
Never faced any extra charges as well.

What I do feel is the difference between premium(imperia /preff) and non premium(classic) is not enough to desire an upgrade by maintaining extra balance.
 
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