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Kotak League Platinum - RuPay/Visa is being offered LTF

D₹V

TF Prestige
Kotak Mahindra Bank is offering its League Platinum Credit Card Lifetime Free in RuPay / Visa variant since January, 2023. It's a basic credit 💳 with poor reward rate, consider it for offers only.

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Benefits:

1) Get 8 Reward Points on Every Rs.150 Spent on Departmental Stores, Travel (Tour Agencies & Tour Operators, Package Tour Operators, Airlines and Air Carriers), Electric Sales, Durable Goods

2) Get 4 Reward Points on Every Rs. 150 Spend on Other Spend on first 2 lacs spend in a month

3) Get 8 Reward Points on Every Rs. 150 Spend on Other Spend post first Rs.2 Lacs spend in a month

4) Milestone Benefit: Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets (worth Rs.400 each) or 10000 reward points

Reward Points Redemption: 1 Point = Rs.0.10 Reward points can be redeemed on Kotak Rewards Portal to get Amazon Giftcards, other giftcards, flights, shopping etc.

6) Fuel Surcharge waivers of upto Rs.3,500 in a year on transactions between Rs.500 and Rs.3,000

7) Railway Surcharge Waiver of Rs.500 per year

Update for RuPay (July 2023):

Kotak League now available in RuPay Platinum JCB Variant.

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Official Link - Click here (TF Affiliate Link)

Credit: Recently FinTalks (FB group) member Amit Shrivastav got the RuPay variant. Previously Kotak League Credit Card had only Visa variant.

Pro Tip (5 Oct, 2023):

• It's best card right now to apply if you'll shop in this Big Billion Days sale because Kotak Bank processes application in 1-2 days & delivery 🚚 is also 1-2 days mostly. While Axis bank & others will take mostly 2 weeks for credit card application.

• Application criteria is easy, mostly approves. They'll try to match with you existing CC limit. LEs are also frequent.

• Cashkaro is offering ₹925 💸 cashback on applying Kotak League which will be extra reward on a LTF card. P.s. it's not a referral post, only you'll earn the cashback. I'm just awaring about the offer. Make sure to create cashkaro account before applying.

• Cashkaro Apply Link: https://cashkaro.com/stores/kotak-league-credit-card (TF Affiliate Link Added By TFC, Use our link and help this community).

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• For existing card holders: You'll also get cashback. Also they don't do CIBIL hit if you're existing card holder. Only Experian hits, I saw in report. Kotak is giving League RuPay easily even if you have existing card. So you can apply if you wish.

• Application for 2nd Kotak card goes longer. First they'll reject & then reconsider after a month and they'll approve you 2nd credit card application automatically.
 
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Faust

TF Select
Not LTF but 50k is easily achievable with day to day spends
2% on groceries and dining
4% on fuel
I currently don't make any fuel purchases.
2% on groceries and dining is done on my Axis Ace.

Otherwise a good card that would fit my requirement.
I think for me the better option is an LTF card like the Kotak League Rupay. Any suggestions?
 
I currently don't make any fuel purchases.
2% on groceries and dining is done on my Axis Ace.

Otherwise a good card that would fit my requirement.
I think for me the better option is an LTF card like the Kotak League Rupay. Any suggestions?
Axis Ace isn't rupay right so it won't be able to give you cashback at local merchants except when you swipe the card at supermarkets.
This helps even when you make transaction at road side shops which don't have pos.
 

Abhishek012

TF Pioneer
Axis Ace isn't rupay right so it won't be able to give you cashback at local merchants except when you swipe the card at supermarkets.
This helps even when you make transaction at road side shops which don't have pos.
If you have Axis ACE Credit Card then use Snapay app and transfer to bank at just 1.18% charges and get Unlimited 2% cashback + cc bill repayment time use RBL Signature+ debit card or HDFC Platinum debit card to get extra 1% cashback + use mobikwik full pay coupon to get 1% upto 100 cashback everytime cc bill repayment or use any paytm coupon if use have RBL Signature+ debit card.

Now use your bank transfer money via UPI to local market payment.

total profit on Axis ACE Credit Card- 0.82% + 1% debit card spend + extra 1% from mobikwik = 2.82%.


@Faust
 

Dr. Drake

TF Ace
If you have Axis ACE Credit Card then use Snapay app and transfer to bank at just 1.18% charges and get Unlimited 2% cashback + cc bill repayment time use RBL Signature+ debit card or HDFC Platinum debit card to get extra 1% cashback + use mobikwik full pay coupon to get 1% upto 100 cashback everytime cc bill repayment or use any paytm coupon if use have RBL Signature+ debit card.

Now use your bank transfer money via UPI to local market payment.

total profit on Axis ACE Credit Card- 0.82% + 1% debit card spend + extra 1% from mobikwik = 2.82%.


@Faust
Kotak rupay league rejected today.

Already hold kotak league & white with decent limit. Kya kar sakte?
 

jack333

TF Legend
Contributor
VIP Lounge
If you have Axis ACE Credit Card then use Snapay app and transfer to bank at just 1.18% charges and get Unlimited 2% cashback + cc bill repayment time use RBL Signature+ debit card or HDFC Platinum debit card to get extra 1% cashback + use mobikwik full pay coupon to get 1% upto 100 cashback everytime cc bill repayment or use any paytm coupon if use have RBL Signature+ debit card.

Now use your bank transfer money via UPI to local market payment.

total profit on Axis ACE Credit Card- 0.82% + 1% debit card spend + extra 1% from mobikwik = 2.82%.


@Faust
Aise bold wale messages ke karan hi axis wale ace card easily nahi dete 🤣 Ab mujhe yakin ho gaya hai Abhishek012 hi arindam hai 🤣
 

Faust

TF Select
If you have Axis ACE Credit Card then use Snapay app and transfer to bank at just 1.18% charges and get Unlimited 2% cashback + cc bill repayment time use RBL Signature+ debit card or HDFC Platinum debit card to get extra 1% cashback + use mobikwik full pay coupon to get 1% upto 100 cashback everytime cc bill repayment or use any paytm coupon if use have RBL Signature+ debit card.

Now use your bank transfer money via UPI to local market payment.

total profit on Axis ACE Credit Card- 0.82% + 1% debit card spend + extra 1% from mobikwik = 2.82%.


@Faust
Interesting.

What stops anyone from using this method in an infinite loop cycle?
 
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