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PNB Credit cards experience | Application process and time

Now send last 2 year ITR,Bank statements of 6 month,Salaary slip if you have ,pan and adhar to ""creditcardpnb2@pnb.co.in"" with heading like "ITR documents for Application ref no- XXXXXXXX""Where xxxxx is your application ref number for faster decision on your application.
Is that necessary? I've already uploaded 3 months salary slip and 6 months bank statement. Will it not be sufficient?
 
Is that necessary? I've already uploaded 3 months salary slip and 6 months bank statement. Will it not be sufficient?
Just send the documents that you have uploaded during application process to aforesaid Email id again for super fast decision on your application .Sometimes experience tells a lot.After sending you will get update on your card approval or not within 3-4 days..Make sure all the documents are within 2 To 3 MB.Hope it helps.
 
Will send it tomorrow then. Thanks
●I have got my card on 4th day of application.
■Applied on 1st day
■Done vkyc in same session of application.
■Received vkyc approval message after 2 hrs same day.
■Sent mail to pnb and uploaded all the documents ...
■Got card approval message on 4th day and on the same day activated digital card via pnb genie app.

Seems like fastest approval from PSU bank for Non existing customers.
 
3 days after application and vKYC, i got message that your vKYC has been approved yesterday. Still no idea when the process is going to complete (any help is appreciated, is this manually approved?)

Portal showed me a "Provisional Credit Limit" and vKYC agent has even said that my card has been approved, whatever that means.
 
Today, i applied PNB Rupay Platinum card for my father. He has a savings account with PNB since 2010. I attached last year ITR and last 6 months bank statement( Salary account With Canara Bank). Then i got this. PXL_20230609_210726059.jpg

Now i am getting this, so does it mean there will be no need of any KYC?
Also, does it has any chances of approval( he has a cibil of 792 right now with 0 late payments and highest limit reported in cibil is 7.30 lakhs)

PXL_20230609_211000238.jpg
 
Today, i applied PNB Rupay Platinum card for my father. He has a savings account with PNB since 2010. I attached last year ITR and last 6 months bank statement( Salary account With Canara Bank). Then i got this.View attachment 19418

Now i am getting this, so does it mean there will be no need of any KYC?
Also, does it has any chances of approval( he has a cibil of 792 right now with 0 late payments and highest limit reported in cibil is 7.30 lakhs)

View attachment 19419
PNB does not have a strict criteria for approval. Provisional limit has nothing to do with approval. This is the max possible limit that they can give you. You still need to complete the VKYC.
 
Today, i applied PNB Rupay Platinum card for my father. He has a savings account with PNB since 2010. I attached last year ITR and last 6 months bank statement( Salary account With Canara Bank). Then i got this.View attachment 19418

Now i am getting this, so does it mean there will be no need of any KYC?
Also, does it has any chances of approval( he has a cibil of 792 right now with 0 late payments and highest limit reported in cibil is 7.30 lakhs)

View attachment 19419
Dont go with status in screenshot. Just do VKYC and once you will got kyc approval message then send all documents that you have uploaded in application time to given below email id for faster decision on your application.
"creditcardpnb2@pnb.co.in"
 
Just now I was trying to explore about VKYC, just got to know this, now what should I do next?
View attachment 19426
Ok Now send all the documents on aforesaid mail id and wait for their response.Either they'll give final approval message or will initimate you if anything pending in this whole process..
Good luck ,you are about to get PNB Credit card..
 
Ok Now send all the documents on aforesaid mail id and wait for their response.Either they'll give final approval message or will initimate you if anything pending in this whole process..
Good luck ,you are about to get PNB Credit card..
Thankyou for your response, will send the documents in the morning itself.
I don't know why I am feeling this, but they will ask my father to send ITR for 2021-2022, as I have only provided them ITR of 2022-2023(somewhere I saw they requested for last 2 years). So, I will send all the documents again in the morning.
 
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Ok Now send all the documents on aforesaid mail id and wait for their response.Either they'll give final approval message or will initimate you if anything pending in this whole process..
Good luck ,you are about to get PNB Credit card..
Must mention in subject line
"Additional documents for Application Ref No- XXXXXXXXXX"
XXX is your UARN of pnb card
 
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