PNB Credit cards experience | Application process and time

[abythomas557]

Hi,
Can any one share the experience with Punjab national bank credit cards?

 

[Lakshya Mahani]

Must mention in subject line
"Additional documents for Application Ref No- XXXXXXXXXX"
XXX is your UARN of pnb card

Sure, I will.
Thanks for your guidance 😃

 

[CardCraftsman.]

How much limit you all got on your pnb credit card? For me it’s 1lkhs only

 

[RupayMan]

Sure, I will.
Thanks for your guidance 😃

No need this at all, if the credit limit is allocated, it's almost done. PNB won't allocate limit without final stage. Wait for few more days, in PNB app u can see virtual card.

 

[Lakshya Mahani]

No need this at all, if the credit limit is allocated, it's almost done. PNB won't allocate limit without final stage. Wait for few more days, in PNB app u can see virtual card.

So, you mean to say that i don't have to send any documents unless asked by PNB itself?

 

[Rkr]

So, you mean to say that i don't have to send any documents unless asked by PNB itself?

So, you mean to say that i don't have to send any documents unless asked by PNB itself?

Kindly read the thread from begining for better understanding of how pnb deals with application..

 

[Lakshya Mahani]

Kindly read the thread from begining for better understanding of how pnb deals with application..

It's difficult to read 64 pages, but will try.

 

[RupayMan]

So, you mean to say that i don't have to send any documents unless asked by PNB itself?

Ofcourse, I got my card after CL is allocated. So no worries

 

[Lakshya Mahani]

Ofcourse, I got my card after CL is allocated. So no worries

Ohh, great 👍

 

[vishwa kalra]

I keep getting an error 'invalid input' while submitting the application on their website. Tried removing all the comma and special characters. Still nothing. Any solution to this?

 

[WandereR]

I just got an update on my application. They replied

Please provide ITR for AY 2022-23 with acknowledgement form.
If annual income is less than 5 lakh then provide form 16 AY 2022-23

I had already submitted 3-month salary slip and 6-month back statement. And in the application process, it was either ITR or the other two. What should I do?

 

[Rkr]

I just got an update on my application. They replied

I had already submitted 3-month salary slip and 6-month back statement. And in the application process, it was either ITR or the other two. What should I do?

Just send the ITR whether it is less or more.Just send it again all the documents and ITR also.

 

[WandereR]

Just send the ITR whether it is less or more.Just send it again all the documents and ITR also.

Haven't filed yet 😅

 

[Rkr]

Haven't filed yet 😅

Send your Form 16 instead of ITR which you have got from your employer.

 

[D7162]

Ok Finally I received approval message.. Virtual card says its Platinum with 25K limit only. I applied for Select and ITR is >5 Lakh, should i just send an email ?

 

[Rkr]

Ok Finally I received approval message.. Virtual card says its Platinum with 25K limit only. I applied for Select and ITR is >5 Lakh, should i just send an email ?

You can send and most probably you will get select card but limit will remain same...They will review it only after 6 months.

 

[WandereR]

Send your Form 16 instead of ITR which you have got from your employer.

Had sent this. Then finished with the ITR and sent that as well today. I hope they don't insist on a signed+scanned copy of it. Else I'll probably drop it

 

[Rkr]

Had sent this. Then finished with the ITR and sent that as well today. I hope they don't insist on a signed+scanned copy of it. Else I'll probably drop it

If have got it correct then Now a days many pdf editor available where you can sign virtualy at the bottom of page .Just take photo of document which you want to sign.

Always send signed copies as i have told above whenever they are asking for any documents.

 

[D7162]

You can send and most probably you will get select card but limit will remain same...They will review it only after 6 months.

Mail is not being delivered - E-mail policy violation is getting

 

[V360]

Had sent this. Then finished with the ITR and sent that as well today. I hope they don't insist on a signed+scanned copy of it. Else I'll probably drop it

Whats the harm in sharing signed copy if all documents are genuine. PNB has been asking for same document from all applicants and I dont think they will budge.

 

[Rkr]

Mail is not being delivered - E-mail policy violation is getting

See send pdf below 1 MB else you will got error...if You have sent image of form 16 then might have around 5 to 6 MB and it will give error..send on
Creditcardpnb2@pnb.co.in