How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

[TechnoFino]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[jack333]

Keep on pushing bro. They say salary required is 1.75 but many people have got it at 1.3 also

 

[4jj]

Latest update on this - I visited HDFC branch today (one of the biggest in Mumbai). For anyone to upgrade to Infinia, bank needs only 2 criteria to be fulfilled:

1. Last 6 months spend = 7.5 Lakh
2. Current HDFC CC limit = 8 Lakh and above

No need to have any minimum income or any other. The guy said he can upgrade my DCB immediately if I meet the criteria above.

Any info on the criteria for upgrading to DCB?

 

[technom]

Any info on the criteria for upgrading to DCB?

Salary requirement ranging around 1.3-1.7 Lakhs is usually the case requirement and with an existing credit card with around 4-5L limit is an added advantage

 

[Avid_snake]

My DCB card is expiring on Oct 2023. If I convert it to LTF under alumni program, will it continue to be in LTF after renewal for next 5 years.

 

[pprakash11]

My DCB card is expiring on Oct 2023. If I convert it to LTF under alumni program, will it continue to be in LTF after renewal for next 5 years.

Yes ofcourse.
Pricing of any card doesn't changes untill you close it.

 

[dspcl1]

What is their reply? Why are they denying?

I am ineligible apparently. Even though i have a salary account and have been on diners network since 2015. This is what they wrote -

"We have reviewed your request and regret our inability to accede to the same currently as your card account is not eligible for Life time free"

Will escalate to the other email id now.

 

[akashasnani]

How to apply c2c ? i have 8L credit limit.

 

[aniruddhaadhe]

Hi All,

Can anyone plz confirm they got C2C infinia?
If yes, how did u apply? On what card? What was ur limit on that card?

Thanks

 

[Tosh]

Pretty sure C2C is not possible for Infinity.

FD
Salary
Spend based
Pre-approved

 

[rsp92]

I currently have Diners Privilege LTF. For the past 3-4 months, I have been getting emails/SMS from HDFC to upgrade this to DCB. But the DCB upgrade would be only the first year free and 10k from the second year onwards. With the devaluing of DCB, I don't feel like losing my LTF benefits for a 10k upgrade.

At the same time, my current limit is 7.37L on Diners Privilege. I was hoping to upgrade this to Infinia.
1) Is it possible to upgrade to Infinia directly from Diners Privilege?
2) Is my decision not to upgrade to DCB restricting my chances of getting offers for a higher limit? And higher limit would ultimately let me get a chance to apply to Infinia.
3) Does HDFC still offers Infinia as LTF?

 

[amitalpha]

Does any one have HDFC CC agent number who can help me getting Regalia Gold as LTF? I recently had a conversation with one agent (got connected through email was seeing if i am eligible for institutional offer for DCB black ) He told me that i am eligible for Diner's privilege as LTF and HDFC have stopped issuing any other card as LTF from September 2022.

 

[Avid_snake]

Is it possible to continue to keep DCB and apply to Infinia separately through ITR route instead of asking for an upgrade from DCB to Infinia

 

[Avatar Aang]

Is it possible to continue to keep DCB and apply to Infinia separately through ITR route instead of asking for an upgrade from DCB to Infinia

HDFC only gives one main card. You'll have to upgrade the DCB to Infinia

 

[Avid_snake]

HDFC only gives one main card. You'll have to upgrade the DCB to Infinia

Have seen people having both DCB and Infinia in this forum. Just wanted to know how to get the same

 

[amitalpha]

did anyone apply two application for two different cards from HDFC Bank at the same time?

 

[technom]

did anyone apply two application for two different cards from HDFC Bank at the same time?

I tried to do this online but the portal does not allow and simple says another application is in process. Offline through local branch maybe possible - this I've not tried

 

[John Wick]

I got upgraded to DCB from Regalia in Feb 2023 as FYF.
It was later that I got to know about the Alumni offer - as per which I should get the card LTF.

Has anyone been able to change the status of existing paid DCB card to LTF based on Alumni program? If yes, can you please let me know as to how you went about it?

What is alumni offer and how to avail it?

 

[pprakash11]

What is alumni offer and how to avail it?

Lifetime Free HDFC Bank Diners Club Black: Alumni Offer - Card Maven

HDFC Bank Diners Club Black has been devalued quite a bit in the last few years. But it is still a good premium credit card that can offer up to 16% return on

cardmaven.in

 

[bimanpaul]

My Regalia is upgraded to DCB LTF under Alumni offer. Good to see that IIIT Bangalore is there in the list. Does anyone have the updated list of institutions under Alumni offer?

 

[pprakash11]

My Regalia is upgraded to DCB LTF under Alumni offer. Good to see that IIIT Bangalore is there in the list. Does anyone have the updated list of institutions under Alumni offer?

Congratulations.
Your regalia limit was 5L ?