Which Debit Card to use for Credit Card Bill Payment in July 2025

[HumorSimpson]

I had tried Rupay before but it didn’t work!

Visa DC might reward 🤔

 

[NikhilG]

same here. I did one more with visa select dc and i did get

sms is like this
123456 is the OTP for your transaction with phonepe for INR 34000 using IDFC FIRST Bank debit card ending xxxx. Validity: 5 minutes. Please do not share. To raise a dispute, call 1800 10 888

and merchant on otp is www.phonepe.com

For my test txns I forgot to take screenshot but my otp said PhonePe

Visa DC might reward 🤔

Can we not test with small txns before on credit with idfc dc?

 

[HumorSimpson]

For my test txns I forgot to take screenshot but my otp said PhonePe

Can we not test with small txns before on credit with idfc dc?

Minimum 50k cc bill needed in CRED for DC option

 

[Amit_1]

DreamPlug Paytech Solution.

View attachment 106450

MCC ? ?

 

[NikhilG]

Minimum 50k cc bill needed in CRED for DC option

Okay, my scapia bill would be more than 50k but would be generated in few days
Also is it okay to give mail access to credit app, last time when I installed I got scared with all the permissions it wanted that I ended up uninstalling

 

[HumorSimpson]

Okay, my scapia bill would be more than 50k but would be generated in few days

Please don't forget to update us.

 

[NikhilG]

Coz I was not getting correct PG for more than 2k.
I did 2 tx worth 10k and 15k, did not get any rewards, then did a tx of 2k, got rewards, so I thought, may be something related to amount.

If you didn't receive correct merchant name? You could have stopped entering the pin

 

[an.mah]

Minimum 50k cc bill needed in CRED for DC option

Just did 50K payment using IDFC Visa on Cred. Processed smoothly but no reward points.

 

[NikhilG]

Just did 50K payment using IDFC Visa on Cred. Processed smoothly but no reward points.

Oh, so only option left now is phone pe with 0.6 percent convenience fee. How many repeated txns are required for system to understand and block the dc?

 

[an.mah]

Oh, so only option left now is phone pe with 0.6 percent convenience fee. How many repeated txns are required for system to understand and block the dc?

Have done 4 transactions today on PhonePe. And 10 odd transactions where wrong merchant was there. So, Had abandoned.

No blocking as of now.

 

[NikhilG]

Have done 4 transactions today on PhonePe. And 10 odd transactions where wrong merchant was there. So, Had abandoned.

No blocking as of now.

So 10 odd txns were not completed. So they don't count I guess

 

[NikhilG]

Have done 4 transactions today on PhonePe. And 10 odd transactions where wrong merchant was there. So, Had abandoned.

No blocking as of now.

I had a bill of 27k on sbi cashback card. 1400 was cashback. Would that count as bill? Did 2 test txns of 150 and 2000. Now should I deduct 1400 plus 150 plus 2000 and then pay rest or pay full bill amount?

 

[rajarancho]

Is anybody still getting 1% in roar cc as utilities for cc payment using airtel thanks app ? Not able to see rupay payment option in airtel thanks app.

 

[saber.mbt]

Update!
IndusInd Signature Select Visa Debit Card fetched ~3k pts on Credit Card bill payment on CRED.
Paid INR 112900 for ~3k pts. Received INR 1050 cashback.

Merchant Name: DreamPlug Paytech SoluBENGALURU IN

View attachment 106444View attachment 106447
View attachment 106449

Good luck. Currently they are moving to New indie portal. Mine both App and NetBanking on lndie. Past one month unable to convert reward points to cash in new indie. After one month followup, today finally indusind agreed to provide service gesture.

Greetings,


Thank you for banking with us.



We have registered your Request 7663489876 related to Reward points - Service Gesture and assigned it to our internal team.


Please allow us 5 working days to get back to you with an appropriate resolution.


For any further assistance, please call our Phone Banking Centre at 1860 267 7777 or write to reachus@indusind.com and quote the above mentioned Request ID.


We thank you for your cooperation and look forward to your continued support.


Assuring you of our best services at all times.

 

[saber.mbt]

So 10 odd txns were not completed. So they don't count I guess

Today I did 5 non completed odd transactions on different time intervals. They restricted the account for 24 hrs.

 

[amazon_fan]

Good luck. Currently they are moving to New indie portal. Mine both App and NetBanking on lndie. Past one month unable to convert reward points to cash in new indie. After one month followup, today finally indusind agreed to provide service gesture.

Greetings,


Thank you for banking with us.



We have registered your Request 7663489876 related to Reward points - Service Gesture and assigned it to our internal team.


Please allow us 5 working days to get back to you with an appropriate resolution.


For any further assistance, please call our Phone Banking Centre at 1860 267 7777 or write to reachus@indusind.com and quote the above mentioned Request ID.


We thank you for your cooperation and look forward to your continued support.


Assuring you of our best services at all times.

my exp with indus is, it is very difficult to get anything done by customer support team.
Bank is good with attractive features, security etc, most of the things work automatically, but due to any reason if something fails, it is almost impossible to get it done by customer support, you have keep calling reaching escalation team.

 

[HumorSimpson]

my exp with indus is, it is very difficult to get anything done by customer support team.
Bank is good with attractive features, security etc, most of the things work automatically, but due to any reason if something fails, it is almost impossible to get it done by customer support, you have keep calling reaching escalation team.

Even after closing my indus cc , they used to call for an upgrade and they were clueless when I reply that I closed my card. Seems backend is so bad that even their CS can't make use of it.

 

[newmakerhere]

Abhishek bhai iss thread se aise bhag Gaye jaise ghade ke sar se shing. 😁😁

 

[saber.mbt]

my exp with indus is, it is very difficult to get anything done by customer support team.
Bank is good with attractive features, security etc, most of the things work automatically, but due to any reason if something fails, it is almost impossible to get it done by customer support, you have keep calling reaching escalation team.

I went up to Nodal team. Today I got resolved mail few hrs back. Now both mobile app and NetBanking is not working showing internal server error. NetBanking stucked at userid page at present. Need to wait and check wat resolution they provided.

Thank you for banking with us.


We regret the inconvenience caused to your banking experience.


We confirm that your request 76634xxxx for Reward points - Service Gesture has been resolved from our end. We hope the resolution meets your expectation.


For any further assistance, please call our Phone Banking Centre at 1860 267 7777 or write to reachus@indusind.com and quote the above mentioned Request ID.


We thank you for your cooperation and look forward to your continued support.


Assuring you of our best services at all times.



Best Wishes,
Team IndusInd Bank

 

[Adith]

I went up to Nodal team. Today I got resolved mail few hrs back. Now both mobile app and NetBanking is not working showing internal server error. NetBanking stucked at userid page at present. Need to wait and check wat resolution they provided.

Thank you for banking with us.


We regret the inconvenience caused to your banking experience.


We confirm that your request 76634xxxx for Reward points - Service Gesture has been resolved from our end. We hope the resolution meets your expectation.


For any further assistance, please call our Phone Banking Centre at 1860 267 7777 or write to reachus@indusind.com and quote the above mentioned Request ID.


We thank you for your cooperation and look forward to your continued support.


Assuring you of our best services at all times.



Best Wishes,
Team IndusInd Bank

Their network is down. Even I'm getting the same server error message.