approx what amount you have tried. Mines is ~30K so little scared to use.
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Which Debit Card to use for Credit Card Bill Payment in July 2025
- Thread starter Abhishek012
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NikhilG
TF Ace
Oh wow, how many txns you did?
I did 8 tx within 1 hour and card got blocked. Card will not be reactivated on its own.
Call customer care and ask them to unblock.
For me, they mentioned card is blocked due to suspicious transactions and I told them nothing suspicious, all tx done by me.
NikhilG
TF Ace
well you thought of saving 0.3 percent? Why did you do 8 txns. I think everything is doing big txns of more than 2k? Were you planning to break the bill in parts and pay?
NikhilG
TF Ace
How many reward points you got?
Coz I was not getting correct PG for more than 2k.
I did 2 tx worth 10k and 15k, did not get any rewards, then did a tx of 2k, got rewards, so I thought, may be something related to amount.
A couple of patterns I noticed,
1. If everything is in Capital, no RPs
2. If Pvt is present instead of Private, no RPs
So the following DO NOT fetch RPs -
WWW.PHONEPE.COM
PhonePe Pvt Ltd
Phonepe pvt ltd
PhonePe Pvt
The following fetch RPs -
www.phonepe.com
PhonePe Private Limited
(Also, if the loading screen comes with Green U-cum-Circle loader (Pay-U loader), then very likely the PG is going to fetch RPs)
1. If everything is in Capital, no RPs
2. If Pvt is present instead of Private, no RPs
So the following DO NOT fetch RPs -
WWW.PHONEPE.COM
PhonePe Pvt Ltd
Phonepe pvt ltd
PhonePe Pvt
The following fetch RPs -
www.phonepe.com
PhonePe Private Limited
(Also, if the loading screen comes with Green U-cum-Circle loader (Pay-U loader), then very likely the PG is going to fetch RPs)
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Just did a tx of 30k on PhonePe Private Ltd and got the RPs. Nice.
same here. I did one more with visa select dc and i did get
sms is like this
123456 is the OTP for your transaction with phonepe for INR 34000 using IDFC FIRST Bank debit card ending xxxx. Validity: 5 minutes. Please do not share. To raise a dispute, call 1800 10 888
and merchant on otp is www.phonepe.com
NikhilG
TF Ace
For my test txns I forgot to take screenshot but my otp said PhonePe Pr
Update!
IndusInd Signature Select Visa Debit Card fetched ~3k pts on Credit Card bill payment on CRED.
Paid INR 112900 for ~3k pts. Received INR 1050 cashback.
Merchant Name: DreamPlug Paytech SoluBENGALURU IN
IndusInd Signature Select Visa Debit Card fetched ~3k pts on Credit Card bill payment on CRED.
Paid INR 112900 for ~3k pts. Received INR 1050 cashback.
Merchant Name: DreamPlug Paytech SoluBENGALURU IN
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Does cred have any inconvenience charges like phonepe ?
No Extra Charges.
some one needs to try the cred for idfc dcs. Right now no bills of 50K+ to get dc option on cred.
s1t2y3a3m6
TF Legend
Merchant name ?
Buttman
TF Premier
I had tried Rupay before but it didn’t work!
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