YES Bank RewardZ Redemption Options - for MARQUEE Credit Card

[SSV]

YES Bank CC RewardZ Redemption

(Note: YES CC RewardZ Redemption is different to SB Bank Account RewardZ)​

Disclaimers:
1) As I am fairly new to YES Bank, (one statement old) , please bear with me, I will update and fine tune this post as and when required...
2) I am not sure, if the redemption for Marquee is different to other card varaints.. other card variants' veterans can provide their input ...

Other useful links:
Link for MARQUEE CC review:

Thread 'Yes Bank MARQUEE Credit Card launched - Features & Benefits | Full Details'
https://www.technofino.in/community...aunched-features-benefits-full-details.22261/


Begin:

Login to the CC YES rewardz portal
via link : https://credit.yesrewardz.com/
by using your RMN & OTP and CC Number..

Home Screen



Options available for Redemption:

1) E-Gift Vouchers
@ 0.15 = AGV, FK, Myntra,
@ 0.25 = Swiggy, Zomato,Amazon Prime, Croma, Dominos, , MMt - Hotel , Yatra
2) Share Reward Points( to other YES CC customer)
3) Credit Card Bill Payment(i.e. Statement Credit @0.15)
4) Flight ( @0.25)
5) Hotel (@0.25)
6) Air Miles
InterMiles and Club Vistara
(@ 4 Reward points = 1 AirMile)
7) Catalogue
8) Golf
9) Charity..
10) Bill Pay ( @0.10 )
11) Movies ( ... coming soon)

Reward Redemption Matrix




Joining / Renewal Fee Recovery Matrix

​

Flight Booking Comparison Example:

HYD to MAA on 31/01/2024 for one adult:

1) RewardZ = 3,477 - Refundable
2) Amazon = 3,386 - No cancellation
3) MMT = 3,686. - No cancellation

So, it’s kind of comparable with about 5% variation.

YES Rewardz:

View attachment 40757





Amazon Flights:


MMT





Total Available Voucher Options: 59







A few Screenshots for redemptions:

​

 

[SSV]

How to use croma gift card?
how to buy in tata neu croma using this gift card?

Go to Croma in the Tata Neu as usual , during check out , in the payment page select “gift card / voucher “ as payment method//

 

[SSV]

How to use croma gift card?
how to buy in tata neu croma using this gift card?

Go to Croma in the Tata Neu as usual , during check out , in the payment page select “gift card / voucher “ as payment method//

You can check the remaining balance of gift card in the Croma website like below/

 

[RTR01]

Hi, can anyone check if yes bank flight redemption has flexi option?

 

[SSV]

Hi, can anyone check if yes bank flight redemption has flexi option?

I had given SS of flight booking in my first post.
Can you find out your required info there.
What do you mean by flexi option and for which airline? Because all these guys have some fancy words to mean different things

 

[RTR01]

I had given SS of flight booking in my first post.
Can you find out your required info there.
What do you mean by flexi option and for which airline? Because all these guys have some fancy words to mean different things

Like what would happen if we cancel after booking with points? In flexi for indigo we pay 1k extra then the cancellation fee is 500 instead of 3500.

 

[SSV]

Like what would happen if we cancel after booking with points? In flexi for indigo we pay 1k extra then the cancellation fee is 500 instead of 3500.

It's a ticket that allows for cancellation.
I will give you ss later

 

[RTR01]

It's a ticket that allows for cancellation.
I will give you ss later

Reserve is approved. Can I access details before delivery?

 

[SSV]

Reserve is approved. Can I access details before delivery?

No . .

 

[RTR01]

It's been 2 days since the card is approved. No message from bank or dispatch message from courier. How many days it will take for message from courier?

 

[SSV]

It's been 2 days since the card is approved. No message from bank or dispatch message from courier. How many days it will take for message from courier?

Everything is slow here. You will get card directly within a week..
here for me they didn’t even charge JF even after 60 days

 

[RTR01]

Might be FYF 😁.

 

[SSV]

Might be FYF 😁.

Actually it’s a loss for me if it’s a FYF..
Look at the matrix in my first post

Joining / Renewal Fee Recovery Matrix

 

[drsel]

Actually it’s a loss for me if it’s a FYF..
Look at the matrix in my first post

Joining / Renewal Fee Recovery Matrix

Absolutely !
you need to pay 11800 and get 60000 points/15000 benefit, because from second year onwards you will keep losing 900 on renewal fees.

It's like Atlas-- you should pay the joining fee 5900 to get 10000 benefit

 

[RTR01]

Absolutely !
you need to pay 11800 and get 60000 points/15000 benefit, because from second year onwards you will keep losing 900 on renewal fees.

It's like Atlas-- you should pay the joining fee 5900 to get 10000 benefit

I got a call from sales agent to complete my application for yes card even after delivery. I listened as if I didn't get my card and he told me to apply since in 2024 all cards are given FYF.

 

[SSV]

I got a call from sales agent to complete my application for yes card even after delivery. I listened as if I didn't get my card and he told me to apply since in 2024 all cards are given FYF.

Good, probably our marquee may also be FYF.. I will wait for another week and contact CC

 

[drsel]

Good, probably our marquee may also be FYF.. I will wait for another week and contact CC

But if Marquee is first yr free they will not give you 60000 points

 

[SSV]

But if Marquee is first yr free they will not give you 60000 points

I understand.. no outflow , no inflow !!
Next year I will turn it into LTF

 

[drsel]

I understand.. no outflow , no inflow !!
Next year I will turn it into LTF

I don't think that's possible.
how will Yes Bank recover the money spent on international lounge access throughout the year ?

 

[Deleted member 23535]

I understand.. no outflow , no inflow !!
Next year I will turn it into LTF

How ltf ?

 

[drsel]

Do you know what is the highly subsidised wholesale price that banks pay for domestic lounge access and international lounge access per visit?