YES Bank RewardZ Redemption Options - for MARQUEE Credit Card

[SSV]

YES Bank CC RewardZ Redemption

(Note: YES CC RewardZ Redemption is different to SB Bank Account RewardZ)​

Disclaimers:
1) As I am fairly new to YES Bank, (one statement old) , please bear with me, I will update and fine tune this post as and when required...
2) I am not sure, if the redemption for Marquee is different to other card varaints.. other card variants' veterans can provide their input ...

Other useful links:
Link for MARQUEE CC review:

Thread 'Yes Bank MARQUEE Credit Card launched - Features & Benefits | Full Details'
https://www.technofino.in/community...aunched-features-benefits-full-details.22261/


Begin:

Login to the CC YES rewardz portal
via link : https://credit.yesrewardz.com/
by using your RMN & OTP and CC Number..

Home Screen



Options available for Redemption:

1) E-Gift Vouchers
@ 0.15 = AGV, FK, Myntra,
@ 0.25 = Swiggy, Zomato,Amazon Prime, Croma, Dominos, , MMt - Hotel , Yatra
2) Share Reward Points( to other YES CC customer)
3) Credit Card Bill Payment(i.e. Statement Credit @0.15)
4) Flight ( @0.25)
5) Hotel (@0.25)
6) Air Miles
InterMiles and Club Vistara
(@ 4 Reward points = 1 AirMile)
7) Catalogue
8) Golf
9) Charity..
10) Bill Pay ( @0.10 )
11) Movies ( ... coming soon)

Reward Redemption Matrix




Joining / Renewal Fee Recovery Matrix

​

Flight Booking Comparison Example:

HYD to MAA on 31/01/2024 for one adult:

1) RewardZ = 3,477 - Refundable
2) Amazon = 3,386 - No cancellation
3) MMT = 3,686. - No cancellation

So, it’s kind of comparable with about 5% variation.

YES Rewardz:

View attachment 40757





Amazon Flights:


MMT





Total Available Voucher Options: 59







A few Screenshots for redemptions:

​

 

[Harry1]

Even if you consider only Atlas, the returns on Yes cards are best for flights, otherwise returns are much lower

I really want to know what cards u hold or want to get😅.

I see u criticise literally every card in that card thread and place other card as better option😂. Like Atlas over Marquee, MB over Atlas, Infinia over MB, Amex over Infinia and vice versa quite literally 😉.

Obviously there is pros and cons of every card. But I always see u mentioning one specific scenario in the card thread, where some other card is better😅.

 

[SSV]

I really want to know what cards u hold or want to get😅.

I see u criticise literally every card in that card thread and place other card as better option😂. Like Atlas over Marquee, MB over Atlas, Infinia over MB, Amex over Infinia and vice versa quite literally 😉.

Obviously there is pros and cons of every card. But I always see u mentioning one specific scenario in the card thread, where some other card is better😅.

Thank God, someone had spoken out my mind..
I do not want to curtail his enthusiasm but I always wanted to ask him this question…
But anyway everyone is entitled to their opinion

 

[drsel]

. Like Atlas over Marquee, MB over Atlas, Infinia over MB, Amex over Infinia and vice versa quite literally 😉..

Atlas over Marquee-- Yes
MB over Atlas--Yes
Infinia over MB-- No
Amex over Infinia-- definitely not

 

[SSV]

I have most cards mentioned in my article
"which card to use and where"

No problem.. you may have all the cards but the question is , you just come to a place and say this is not good some thing else is better, mostly based on one criteria…
and also not everyone will have all those premium cards..
You compare most of the times with Atlas,,
Yes it may be right in one criteria but when we consider the whole perspective it may not be right..
I am not saying that your views are wrong , just saying that we need to consider apple to apple comparison


That is my view

 

[R@ndomiz€r]

Okay thanks..
Then undoubtedly Reserv with 5X is really a great option in its category

Unless you are clear to spend them in selected categories then 5x is a no brainer. IMO if your spends are diverse then 3x makes more sense as the rewards cap is more than enough for regular spends around 60-70k a month.

 

[george99]

YES Bank CC RewardZ Redemption

(Note: YES CC RewardZ Redemption is different to SB Bank Account RewardZ)​

Disclaimers:
1) As I am fairly new to YES Bank, (one statement old) , please bear with me, I will update and fine tune this post as and when required...
2) I am not sure, if the redemption for Marquee is different to other card varaints.. other card variants' veterans can provide their input ...

Other useful links:
Link for MARQUEE CC review:
https://www.technofino.in/community...aunched-features-benefits-full-details.21147/

Begin:

Login to the CC YES rewardz portal
via link : https://credit.yesrewardz.com/
by using your RMN & OTP and CC Number..

Home Screen



Options available for Redemption:

1) E-Gift Vouchers
@ 0.15 = AGV, FK, Myntra,
@ 0.25 = Swiggy, Zomato,Amazon Prime, Croma, Dominos, , MMt - Hotel , Yatra
2) Share Reward Points( to other YES CC customer)
3) Credit Card Bill Payment(i.e. Statement Credit @0.15)
4) Flight ( @0.25)
5) Hotel (@0.25)
6) Air Miles
InterMiles and Club Vistara
(@ 4 Reward points = 1 AirMile)
7) Catalogue
8) Golf
9) Charity..
10) Bill Pay ( @0.10 )
11) Movies ( ... coming soon)

Reward Redemption Matrix and Joining / Renewal Fee Recovery

View attachment 40821​

Flight Booking Comparison Example:

HYD to MAA on 31/01/2024 for one adult:

1) RewardZ = 3,477 - Refundable
2) Amazon = 3,386 - No cancellation
3) MMT = 3,686. - No cancellation

So, it’s kind of comparable with about 5% variation.

YES Rewardz:

View attachment 40757





Amazon Flights:


MMT





Total Available Voucher Options: 59







A few Screenshots for redemptions:

​

Your previous thread got deleted regarding Marquee?

 

[SSV]

Your previous thread got deleted regarding Marquee?

Yeah, it happened this morning.. don’t know why? It says some RML discussions happened on that thread , I don’t know what those discussions are about../

 

[george99]

Yeah, it happened this morning.. don’t know why? It says some rml discussions happened on that thread , I don’t know what those discussions are about../

lol even i am wondering the same,not sure what happened.But thanks to your thread which made me to get into Marquee.

 

[SSV]

lol even i am wondering the same,not sure what happened.But thanks to your thread which made me to get into Marquee.

I am glad that it helped you to get the card.. probably many others might have benefited from that thread in someway or the other..
I have raised this issue with mods , @TechnoFino and @Subhankar . Let’s wait for their reply

 

[drsel]

I am glad that it helped you to get the card.. probably many others might have benefited from that thread in someway or the other..
I have raised this issue with mods , @TechnoFino and @Subhankar . Let’s wait for their reply

A very important point you proved is that Amazon flights are cheaper than all the others!

 

[SSV]

A very important point you proved is that Amazon flights are cheaper than all the others!

May not be true at all times .. I have seen them almost matching with other sites before .

 

[drsel]

May not be true at all times .. I have seen them almost matching with other sites before .

But even if the prices are same, we can use Amazon pay which we get at a discount and that is a big plus.

Does Amazon flights charge a convenience fee?
How much is the convenience fee per person for domestic one way, domestic return, international one way and international return?

 

[SSV]

Does Amazon flights charge a convenience fee?

Yes they do, and coincidentally they almost match with the discount they provide in the earlier step

 

[george99]

I am glad that it helped you to get the card.. probably many others might have benefited from that thread in someway or the other..
I have raised this issue with mods , @TechnoFino and @Subhankar . Let’s wait for their reply

yeah let's see

 

[pmhunter]

So the rewards of the first 20k online spend is to cover GST of renewal fee.

 

[drsel]

So the rewards of the first 20k online spend is to cover GST of renewal fee.

What about the benefits on paying 5900 renewal fee?

 

[george99]

What about the benefits on paying 11800 renewal fee?

renewal fees is 5k+ GST and you get points for that

 

[abhiver]

They also have the reward redemption charges and it is based on per transaction. so it is beneficial to take the highest value voucher and redeem in one go.

 

[pmhunter]

What about the benefits on paying 5900 renewal fee?

The 20k points covers the 5k fee part

 

[sourpai]

Thanks for the feed back.
Can you confirm if swiggy and zomato are @0.25 for Reserv as well. Thanks

Yes, same for ALL Yes credit cards

Reserv rates are not same as Marquee on Swiggy and Zomato.