Year End Offer: Lifetime Free HDFC Bank Credit Cards

[thextreme]

I have a moneyback card with 7L limit , also holding tata nue and Swiggy ltf. Wanted to upgrade my base card, but the millennia upgrade offer is fyf. What can be done here, any suggestions?

 

[Donald J. Trump]

I have a moneyback card with 7L limit , also holding tata nue and Swiggy ltf. Wanted to upgrade my base card, but the millennia upgrade offer is fyf. What can be done here, any suggestions?

Millennia is rarely even given as LTF. If you use Millennia wisely and spend 1 Lakh annually on it, you'll save up on annual fees + using it ideally, will save you a lot of money is form of cashpoints & bank offers. Anyday Paid Millennia >>>>> LTF Moneyback.

 

[maverick.]

Millennia is rarely even given as LTF. If you use Millennia wisely and spend 1 Lakh annually on it, you'll save up on annual fees + using it ideally, will save you a lot of money is form of cashpoints & bank offers. Anyday Paid Millennia >>>>> LTF Moneyback.

Not sure how HDFC decides what card to offer and limit enhancement.
I got Millennia credit card LTF ~2 years back. Before that I just held one card (Axis MyZone), had used it just once 5 years back, that too it was for Amazon Prime membership offer (2 rs transaction which was reversed). And I was offered Axis ACE credit card which I had closed immediately after receiving (got angry because they charged me after saying FYF). That reduced my CIBIL to 780 from 790+.
Considering all this, not sure what logic HDFC uses to
But I started using credit cards for online purchases after understanding benefits. Recently I paid tax online of 1L+. But Millennia doesn't offer limit enhancement. Initially I received limit of 1.12L which has been increased to only 2.21L in these 2 years.

 

[Old_Schedule_1994]

Not sure how HDFC decides what card to offer and limit enhancement.
I got Millennia credit card LTF ~2 years back. Before that I just held one card (Axis MyZone), had used it just once 5 years back, that too it was for Amazon Prime membership offer (2 rs transaction which was reversed). And I was offered Axis ACE credit card which I had closed immediately after receiving (got angry because they charged me after saying FYF). That reduced my CIBIL to 780 from 790+.
Considering all this, not sure what logic HDFC uses to
But I started using credit cards for online purchases after understanding benefits. Recently I paid tax online of 1L+. But Millennia doesn't offer limit enhancement. Initially I received limit of 1.12L which has been increased to only 2.21L in these 2 years.

What was the charges you occurred for 1 lac tax payment?