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Year End Offer: Lifetime Free HDFC Bank Credit Cards

I have a moneyback card with 7L limit , also holding tata nue and Swiggy ltf. Wanted to upgrade my base card, but the millennia upgrade offer is fyf. What can be done here, any suggestions?
 
I have a moneyback card with 7L limit , also holding tata nue and Swiggy ltf. Wanted to upgrade my base card, but the millennia upgrade offer is fyf. What can be done here, any suggestions?
Millennia is rarely even given as LTF. If you use Millennia wisely and spend 1 Lakh annually on it, you'll save up on annual fees + using it ideally, will save you a lot of money is form of cashpoints & bank offers. Anyday Paid Millennia >>>>> LTF Moneyback.
 
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