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hdfc bank

  1. S

    I have closed my hdfc pixel card, not sure why my credit limit is reversed to hdfc bank, whereas it should be available for all

    Not sure why or what it nean.. please help "Also, post reviewing your credit history with HDFC Bank, the credit limit will be transferred to your existing HDFC Bank credit card within 20 working days. However, limit reversal may not happen if declined due to policy evaluation." Shouldn't it be...
  2. damn

    PhonePe, HDFC Bank launch co-branded RuPay credit card with UPI integration

    https://www.phonepe.com/credit-cards/phonepe-hdfc-credit-card/ New card launch just now; will be available to apply for from app only. @SSV
  3. M

    Offer Fulfilled! Samsung Watches HDFC Bank Offer - Upto ₹16000 off

    I came across an offer recently in Samsung Shop where we can get upto ₹16000 instant discount on Samsung Watches, depending on the model. The List is attached below. Personally I bought a Samsung Watch 7 LTE(44mm) which cost me ₹16434.05. Base price : ₹ 33299 HDFC...
  4. R

    Why the Amazon Pay Ecosystem Limitations and Devaluations?

    Has anyone been able to figure out why exactly are Amazon Pay Gift Vouchers being devalued so much by everyone including Amazon? Why the limits and "convenience fee" only on AGVs? Are these implemented by the banks or by Gyftr? Even Amazon heavily limits their usage on their own site. Why are...
  5. TechnoFino

    HDFC Bank Making Its Own Rules? Going Beyond RBI's Credit Card Guidelines

    It appears that HDFC Bank is setting its own rules, possibly even overstepping the clear directions laid out by the Reserve Bank of India (RBI) in its 2022 Master Direction on credit cards. A TechnoFino Community member recently pointed out that HDFC Bank explicitly states in its credit card...
  6. CosmicCat

    Should I pre-close this Credit Card EMI and does HDFC Bank reinstate reward points if you pre-close it?

    On 17th June, 2025, I bought an electronic appliance from Croma using my Tata Neu Infinity credit card and chose the Low-Cost EMI for 6 months to get around ₹6,000 instant discount, whose summary is as follows: The total amount debited from my card was ₹37,613.33. As I'm aware, HDFC provides...
  7. itsme.sumit

    I rekted my cibil score accidently

    So i hold multiple hdfc credit card which all as a merged limit of 93k and i utilised almost all of it in april 2025 from hdfc moneyback plus and swiggy hdfc in 70-30% ratio. But at that same month i used my tata neu hdfc cc in dreamfolks for offer checking purpose as i was returning from delhi...
  8. Q

    HDFC Bank wallet load charges

    Received a mail from HDFC Bank saying that effective 1st July 2025 wallet load above 10000 will be charged at 1%. Just wanted to know what is current free limit for wallet load till 1st July?
  9. A

    HDFC Bank UPI RuPay Mega Saver credit card | 2% Utility, 3% Groceries, SuperMarket & Dining spends & PayZapp transactions

    HDFC Bank UPI RuPay Mega Saver credit card | 2% Utility, 3% Groceries, SuperMarket & Dining spends & PayZapp transactions: Link: https://www.hdfcbank.com/personal/pay/cards/credit-cards/hdfc-bank-upi-rupay-mega-saver-credit-card Key Features: 3% Cashpoints on Groceries, SuperMarket & Dining...
  10. A

    HDFC BANK credit card to Get Exclusive Dining Deals worth Rs.1000* at just Rs.29

    Swiggy, kfc, wow momo, ovenstory, And Many More.. Congratulations for winning discount vouchers worth Rs.1000* at just Rs.29 to activate your HDFC Bank Credit Card 💳 in this May'25 month *Unlock exciting bundle of 10 vouchers in single payment of Rs.29 Starts On: 16-05-2025 Expires On...
  11. B

    Card Application Help!🙏🏻

    I’m planning to apply for a few credit cards and just had a quick doubt. While applying, if I select “Self-Employed,” is there any type of Office/Business verification done for the cards I am tryin to apply (Listed Below)? As far as I know, below cards don’t ask for income proof during the...
  12. DEEP_RAY

    HDFC Bank - Last name not showing

    I'm an HDFC Savings Account holder under the Preferred category. Recently, I've noticed a strange issue – my NetBanking portal and mobile app are displaying only my First Name, whereas earlier it used to show both First and Last Name. This change isn't just limited to the interface: My Debit...
  13. spd

    Anyone recently contacted HDFC bank md desk ??

    Anyone recently contacted HDFC bank md desk if yes means please provide me details how to contact HDFC bank md desk...
  14. H2O

    HDFC - New net banking

    It seems HDFC is rolling out new net banking. URL - https://now.hdfcbank.com/
  15. H

    FD creation on WhatsApp- AXIS, HDFC Bank

    Recently helped someone to create FD on WhatsApp.(It has limited function). Bank Account and Variant they have... Axis Burgundy. Whatsapp Official no 7036165000 HDFC Imperia. Whatsapp Official no 7070022222 They (Sr Citizen 60+) found it much simple convenient and Manageable. Asked me to...
  16. kiran_kishore

    Advice needed for Personal loan

    Hello, I am planning to take a personal loan of 175K IR. I am having an offer from HDFC at RoI of 13.2 % p.a. (1.1% pm) provided ZERO processing fee and other charges. Also, I do have CCs from Axis, ICICI and HSBC. Is there any public / private bank which offers lower interest rate. My CIBIL...
  17. Anindya98

    Why Does HDFC Keep Blocking My Millennia Card Every Month for Amazon Wallet Loads?

    I opened an HDFC Max Savings account in March 2025 and got the Millennia Debit Card after replacing the default Platinum DC. In April, after adding just ₹5,000 to my Amazon Wallet, they temporarily blocked my card. I had to call support to get it unblocked. After that, I did transactions...
  18. CyberPsych

    Old HDFC bank account not closed for long time, negative balance?

    My wife resigned from her work back in 2017 (CTS). She had HDFC salary account and she didn't close that account nor maintained minimum balance. When she tried to close the account, bank said you have -10,000 (approx) negative balance, pay it to close (I guess they converted salary account to...
  19. H

    Does Swiggy HDFC Bank Credit Card give 5% CB for Amazon eGift Card?

    1. Does Swiggy HDFC Bank Credit Card give 5% CB for Amazon eGift Card, like SBI CB CC? 2. If yes, is there any upper limit, like 10K/M of Amazon eGift Card with SBI CB CC? Please let me know your experience ...
  20. I

    Hdfc bank plutos one

    Hi team https://hdfcbank.plutos.one/ has any one used this to get Good coupons at 2rs?
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