which kotak credit card makes sense!

[VasukiVasuki is verified member.]

1- kotak white reserve ( lets not talk about trash)
2- kotak white ( is it offered ltf or only a paid card ) other than lounge access ! Anyone has any experience
3- zen signature ( is this best visa Ltf card offered by kotak )
4- league Platinum ( low tier ltf )
5,6,7- lets not talk about mojo ,pvr & xa ching 🗑️ trash .

 

[Mr. X]

Kotak Myntra on Rupay Network

 

[VasukiVasuki is verified member.]

Kotak Myntra on Rupay Network

I have it .. next worthy candidate .
It was about visa cards .
You can see there is no rupay card mentioned

 

[pranjal1984]

I am having Kotak IOCL Card. Can I apply for a second Kotak card or does Kotak issue only 1 card per customer?

 

[Shubham Yadav]

I am having Kotak IOCL Card. Can I apply for a second Kotak card or does Kotak issue only 1 card per customer?

You can apply

Only after 6 months

 

[pranjal1984]

You can apply

Only after 6 months

6 months have passed already. I got the IOCL card in September 2023. But when I apply, it says you already have Kotak card.

 

[ashwinkashwink is verified member.]

You can apply

Only after 6 months

Nope you can get after 3 months.

 

[plastikman]

Kotak allowing redemption of white pass points @ 1 WP=0.7Rs.

 

[SplendorSuperman]

I won't spend a penny .. keep ltf visa for l.e

Got League Rupay in January, got to know that Kotak doesn’t offers LE on Rupay network most of the times.
Mailed CC for network conversion to VISA they happily complied.
🙂

 

[VasukiVasuki is verified member.]

Got League Rupay in January, got to know that Kotak doesn’t offers LE on Rupay network most of the times.
Mailed CC for network conversion to VISA they happily complied.
🙂

Even on call

 

[SplendorSuperman]

Even on call

Bhai cross selling ka darr , isliye no call 💀

 

[Aniket]

Got League Rupay in January, got to know that Kotak doesn’t offers LE on Rupay network most of the times.
Mailed CC for network conversion to VISA they happily complied.
🙂

Us bro us...

Mein Visa se Rupay mein kar waya tha Dec mein ab lagta hai Rupay se Visa mein karwana padega...

Then Rupay Virtual lena padega 🙂

 

[SplendorSuperman]

Us bro us...

Meim Visa se Rupay mein kar waya tha Dec mein ab lagta hai Rupay se Visa mein karwana padega...

Then Rupay Virtual lena padega 🙂

Now, how to get this virtual ?🤣

 

[Aniket]

Now, how to get this virtual ?🤣

Yep, after getting Visa network card, and call CC and ask to issue Virtual Rupay LTF card. 😉

 

[SplendorSuperman]

Yep, after getting Visa network card, and call CC and ask to issue Virtual Rupay LTF card. 😉

CC be like

 

[Aniket]

CC be like View attachment 50975

Are wo Virtual Rupay, uske liye hi especially launch kiya hai 😂 Kotak ne...

CIBIL hit bhi nahi hoga most probably 😉

 

[SplendorSuperman]

Are wo Virtual Rupay, uske liye hi especially launch kiya hai 😂 Kotak ne...

CIBIL hit bhi nahi hoga most probably 😉

Will try but waise bhi maine League Rupay bas activate karne ko transact kiya tha.
Not used since then.

 

[Scintillating]

Kotak is the only bank never called me after i stopped my CC application in Mid way. I was happy about that, many banks will spam and kill peace of mind.

it exactly was reverse in my family scenario. They called continuously for 8 months 5-6 times in a week, it was such an annoyance that the person took Kotak card as FYF and then to close it. only good thing was he opted for kotak myntra card.

So IMO, stay away from kotak or be prepared for several calls in a week.

 

[Aniket]

it exactly was reverse in my family scenario. They called continuously for 8 months 5-6 times in a week, it was such an annoyance that the person took Kotak card as FYF and then to close it. only good thing was he opted for kotak myntra card.

So IMO, stay away from kotak or be prepared for several calls in a week.

You could have threatened them not to call again. It's on your discretion whether you use or not. Bank can cancel if it's unused for 1 yr.


Why you or family endured such pressure?😐

 

[Scintillating]

You could have threatened them not to call again. It's on your discretion whether you use or not. Bank can cancel if it's unused for 1 yr.


Why you or family endured such pressure?😐

we threatened several times however each time a new person will call up, we were highly frustrated.

 

[Gau₹av]

Spends Milestone*	White Pass earns	Total White Pass Value
3L	₹ 5,000	₹ 5,000
10L	₹ 15,000	₹ 20,000

Earn White Pass value on crossing every spend milestone

• 1 White Pass = ₹1 on White Pass catalog (for all options except cashback)
• 1 White Pass = ₹0.70 for cashback

SO for 3L milestone in terms of CB its

5000*0.7*100/300000 = 1.16%
Even the voucher CB is

5000*100/300000 = 1.67 %
So, not worthy.

Can you do this calculation for 10L instead of 3L?
Do we take the White Pass earns value or Total White Pass value for calculation? For 3L, it's the same, 5K